Debt Justice — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: Charitable company
Registered: 29 May 1996
Removed: Not supplied
Company number supplied: 03201959
Financial period: 1 January 2025 – 31 December 2025
Latest income: £822,854
Latest expenditure: £874,764
Gift Aid: Yes
Owns or uses land: No
In administration: No
Insolvent: No
CIO: No

Public contact address: OXFORD HOUSE, DERBYSHIRE STREET, LONDON, E2 6HG

Website recorded by the regulator: www.debtjustice.org.uk (displayed as text)

02 Activities

What the charity does

Debt Justice (formerly known as Jubilee Debt Campaign) works to end poverty caused by unjust debt. Together with our network of activists and local groups and our UK and international allies, we carry out education, advocacy and campaigning to advance responsible lending, tax justice, the proper regulation of finance, and the cancellation of unjust debt.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Cycle Reference: AR25
Reporting Due Date: 31 October 2026
Date Annual Return Received: 4 September 2026
Date Accounts Received: 4 September 2026
Total Gross Income: £822,854
Total Gross Expenditure: £874,764

Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Cycle Reference: AR24
Reporting Due Date: 31 October 2025
Date Annual Return Received: 10 July 2025
Date Accounts Received: 10 July 2025
Total Gross Income: £681,723
Total Gross Expenditure: £804,786

Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Cycle Reference: AR23
Reporting Due Date: 31 October 2024
Date Annual Return Received: 1 July 2024
Date Accounts Received: 1 July 2024
Total Gross Income: £900,360
Total Gross Expenditure: £818,132

Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Cycle Reference: AR22
Reporting Due Date: 31 October 2023
Date Annual Return Received: 22 August 2023
Date Accounts Received: 22 August 2023
Total Gross Income: £784,004
Total Gross Expenditure: £721,324

Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Cycle Reference: AR21
Reporting Due Date: 31 October 2022
Date Annual Return Received: 11 August 2022
Date Accounts Received: 11 August 2022
Total Gross Income: £558,382
Total Gross Expenditure: £518,881

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Due Date: 31 October 2026
Ar Received Date: 4 September 2026
Total Gross Income: £822,854
Total Gross Expenditure: £874,764
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 70001 80000: 1
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Due Date: 31 October 2025
Ar Received Date: 10 July 2025
Total Gross Income: £681,723
Total Gross Expenditure: £804,786
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 70001 80000: 1
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Due Date: 31 October 2024
Ar Received Date: 1 July 2024
Total Gross Income: £900,360
Total Gross Expenditure: £818,132
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: Yes
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: Yes
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 60001 70000: 1
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Due Date: 31 October 2023
Ar Received Date: 22 August 2023
Total Gross Income: £784,004
Total Gross Expenditure: £721,324
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: Yes
Charity Agreement Professional Fundraiser: Yes
Charity Commercial Participator: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: Yes
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: Yes
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 60001 70000: 1
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Due Date: 31 October 2022
Ar Received Date: 11 August 2022
Total Gross Income: £558,382
Total Gross Expenditure: £518,881
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: Yes
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: Yes
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Due Date: 31 October 2026
Ar Received Date: 4 September 2026
Income Donations And Legacies: 807983
Income Other Trading Activities: 0
Income Charitable Activities: 1725
Income Investments: 12802
Income Other: 344
Income Total Income And Endowments: 822854
Income Legacies: 332
Income Endowments: 0
Expenditure Raising Funds: £139,004
Expenditure Charitable Expenditure: £735,760
Expenditure Other: 0
Expenditure Total: 874764
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 5493
Expenditure Support Costs: 145022
Expenditure Depreciation: 2455
Gain Loss Investment: 0
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £234,513
Assets Total Fixed: 5302
Assets Own Use: 5302
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £522,090
Assets Total Liabilities: £211,884
Assets Current Investment: 0
Assets Total Assets And Liabilities: £315,508
Creditors One Year Total Current: 211884
Creditors Falling Due After One Year: 0
Assets Cash: £419,462
Funds Endowment: 0
Funds Unrestricted: 234513
Funds Restricted: 80995
Funds Total: 315508
Count Employees: 13
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Due Date: 31 October 2025
Ar Received Date: 10 July 2025
Income Donations And Legacies: 666050
Income Other Trading Activities: 0
Income Charitable Activities: 2890
Income Investments: 12783
Income Other: 0
Income Total Income And Endowments: 681723
Income Legacies: 869
Income Endowments: 0
Expenditure Raising Funds: £126,727
Expenditure Charitable Expenditure: £678,059
Expenditure Other: 0
Expenditure Total: 804786
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 5771
Expenditure Support Costs: 145022
Expenditure Depreciation: 3101
Gain Loss Investment: 0
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £242,615
Assets Total Fixed: 1546
Assets Own Use: 1546
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £725,544
Assets Total Liabilities: £359,673
Assets Current Investment: 0
Assets Total Assets And Liabilities: £367,417
Creditors One Year Total Current: 325071
Creditors Falling Due After One Year: 34602
Assets Cash: £464,398
Funds Endowment: 0
Funds Unrestricted: 253932
Funds Restricted: 113485
Funds Total: 367417
Count Employees: 12
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Due Date: 31 October 2024
Ar Received Date: 1 July 2024
Income Donations And Legacies: 891593
Income Other Trading Activities: 0
Income Charitable Activities: 503
Income Investments: 8264
Income Other: 0
Income Total Income And Endowments: 900360
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £105,115
Expenditure Charitable Expenditure: £713,017
Expenditure Other: 0
Expenditure Total: 818132
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 14620
Expenditure Support Costs: 119749
Expenditure Depreciation: 3374
Gain Loss Investment: 0
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £364,064
Assets Total Fixed: 4286
Assets Own Use: 4286
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £673,226
Assets Total Liabilities: £187,032
Assets Current Investment: 0
Assets Total Assets And Liabilities: £490,480
Creditors One Year Total Current: 187032
Creditors Falling Due After One Year: 0
Assets Cash: £532,854
Funds Endowment: 0
Funds Unrestricted: 375512
Funds Restricted: 114968
Funds Total: 490480
Count Employees: 12
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Due Date: 31 October 2023
Ar Received Date: 22 August 2023
Income Donations And Legacies: 782803
Income Other Trading Activities: 0
Income Charitable Activities: 752
Income Investments: 449
Income Other: 0
Income Total Income And Endowments: 784004
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £84,074
Expenditure Charitable Expenditure: £637,250
Expenditure Other: 0
Expenditure Total: 721324
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 7295
Expenditure Support Costs: 119749
Expenditure Depreciation: 3019
Gain Loss Investment: 0
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £216,357
Assets Total Fixed: 6305
Assets Own Use: 6305
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £773,391
Assets Total Liabilities: £371,444
Assets Current Investment: 0
Assets Total Assets And Liabilities: £408,252
Creditors One Year Total Current: 356649
Creditors Falling Due After One Year: 14795
Assets Cash: £644,249
Funds Endowment: 0
Funds Unrestricted: 224356
Funds Restricted: 183896
Funds Total: 408252
Count Employees: 11
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Due Date: 31 October 2022
Ar Received Date: 11 August 2022
Income Donations And Legacies: 556620
Income Other Trading Activities: 0
Income Charitable Activities: 140
Income Investments: 11
Income Other: 1611
Income Total Income And Endowments: 558382
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £56,220
Expenditure Charitable Expenditure: £462,661
Expenditure Other: 0
Expenditure Total: 518881
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 5652
Expenditure Support Costs: 69924
Expenditure Depreciation: 1220
Gain Loss Investment: 0
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £161,678
Assets Total Fixed: 2721
Assets Own Use: 2721
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £511,229
Assets Total Liabilities: £168,378
Assets Current Investment: 0
Assets Total Assets And Liabilities: £345,572
Creditors One Year Total Current: 116256
Creditors Falling Due After One Year: 52122
Assets Cash: £392,712
Funds Endowment: 0
Funds Unrestricted: 179678
Funds Restricted: 165894
Funds Total: 345572
Count Employees: 9
Charity Only Accounts: Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type: Region
Geographic Area Description: Throughout England And Wales
Welsh Ind: No

07 Official extract

Charity Classification

Classification Code: 206
Classification Type: Who
Classification Description: Other Defined Groups

Classification Code: 207
Classification Type: Who
Classification Description: The General Public/mankind

Classification Code: 106
Classification Type: What
Classification Description: Overseas Aid/famine Relief

Classification Code: 102
Classification Type: What
Classification Description: Education/training

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

Classification Code: 309
Classification Type: How
Classification Description: Acts As An Umbrella Or Resource Body

Classification Code: 307
Classification Type: How
Classification Description: Provides Advocacy/advice/information

Classification Code: 308
Classification Type: How
Classification Description: Sponsors Or Undertakes Research

Classification Code: 304
Classification Type: How
Classification Description: Provides Human Resources

08 Official extract

Charity Event History

Charity Name: Debt Justice
Charity Event Order: 1
Event Type: Standard registration
Date Of Event: 1996-05-29T00:00:00

09 Official extract

Charity Governing Document

Governing Document Description: MEMORANDUM AND ARTICLES OF ASSOCIATION INCORPORATED 21ST MAY 1996 AS AMENDED BY SPECIAL RESOLUTION DATED 21ST JUNE 1996, 6 DEC 2001 AND 13 OCTOBER 2005 AND 5 JULY 2006AS AMENDED BY SPECIAL RESOLUTION REGISTERED AT COMPANIES HOUSE ON 27 OCT 2015 as amended on 28 Mar 2022
Charitable Objects: THE RELIEF OF GLOBAL POVERTY IN PARTICULAR BY ADVANCING EDUCATION RELATING TO THE PROBLEMS OF ACCUMULATING DEBTS.
Area Of Benefit: WORLDWIDE

10 Official extract

Charity Other Names

Charity Name Id: 229356
Charity Name Type: Previous name
Charity Name: JUBILEE 2000 COALITION CHARITABLE TRUST

Charity Name Id: 229347
Charity Name Type: Previous name
Charity Name: JUBILEE 2000

Charity Name Id: 229375
Charity Name Type: Working name
Charity Name: JUBILEE DEBT CAMPAIGN

Charity Name Id: 229318
Charity Name Type: Previous name
Charity Name: DROP THE DEBT

Charity Name Id: 229366
Charity Name Type: Previous name
Charity Name: JUBILEE DEBT CAMPAIGN

Charity Name Id: 229385
Charity Name Type: Previous name
Charity Name: JUBILEE DEBT COALITION

11 Official extract

Charity Policy

Policy Name: Social media policy and procedures

Policy Name: Trustee conflicts of interest policy and procedures

Policy Name: Campaigns and political activity policy and procedures

Policy Name: Serious incident reporting policy and procedures

Policy Name: Volunteer management

Policy Name: Financial reserves policy and procedures

Policy Name: Trustee expenses policy and procedures

Policy Name: Bullying and harassment policy and procedures

Policy Name: Internal risk management policy and procedures

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Conflicting interests

Policy Name: Risk management

Policy Name: Complaints policy and procedures

Policy Name: Safeguarding policy and procedures

Policy Name: Investment

Policy Name: Safeguarding vulnerable beneficiaries

Policy Name: Complaints handling

Policy Name: Paying staff

Policy Name: Investing charity funds policy and procedures