RAILWAY BENEVOLENT INSTITUTION — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: Other
Registered: 10 February 1964
Removed: Not supplied
Financial period: 1 January 2025 – 31 December 2025
Latest income: £580,204
Latest expenditure: £668,514
Gift Aid: Yes
Owns or uses land: Yes
In administration: No
Insolvent: No
CIO: No

Public contact address: 1st Floor, Millenium House, 40 Nantwich Road, Crewe, Cheshire, CW2 6AD

Website recorded by the regulator: www.railwaybenefitfund.org.uk (displayed as text)

02 Activities

What the charity does

The RBF is the working name used by the Railway Benevolent Institution and exists to help both active and retired railway people in need through the provision of financial grants.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Cycle Reference: AR25
Reporting Due Date: 31 October 2026
Date Annual Return Received: 24 June 2026
Date Accounts Received: 24 June 2026
Total Gross Income: £580,204
Total Gross Expenditure: £668,514

Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Cycle Reference: AR24
Reporting Due Date: 31 October 2025
Date Annual Return Received: 25 July 2025
Date Accounts Received: 25 July 2025
Total Gross Income: £555,520
Total Gross Expenditure: £810,715

Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Cycle Reference: AR23
Reporting Due Date: 31 October 2024
Date Annual Return Received: 28 October 2024
Date Accounts Received: 28 October 2024
Total Gross Income: £415,501
Total Gross Expenditure: £839,669

Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Cycle Reference: AR22
Reporting Due Date: 31 October 2023
Date Annual Return Received: 18 July 2023
Date Accounts Received: 18 July 2023
Total Gross Income: £583,028
Total Gross Expenditure: £826,452

Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Cycle Reference: AR21
Reporting Due Date: 31 October 2022
Date Annual Return Received: 16 August 2022
Date Accounts Received: 16 August 2022
Total Gross Income: £404,636
Total Gross Expenditure: £633,460

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Due Date: 31 October 2026
Ar Received Date: 24 June 2026
Total Gross Income: £580,204
Total Gross Expenditure: £668,514
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 101

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Due Date: 31 October 2025
Ar Received Date: 25 July 2025
Total Gross Income: £555,520
Total Gross Expenditure: £810,715
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 64

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Due Date: 31 October 2024
Ar Received Date: 28 October 2024
Total Gross Income: £415,501
Total Gross Expenditure: £839,669
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 50

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Due Date: 31 October 2023
Ar Received Date: 18 July 2023
Total Gross Income: £583,028
Total Gross Expenditure: £826,452
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Grant Making Is Main Activity: Yes
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 123

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Due Date: 31 October 2022
Ar Received Date: 16 August 2022
Total Gross Income: £404,636
Total Gross Expenditure: £633,460
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Grant Making Is Main Activity: Yes
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 126

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Due Date: 31 October 2026
Ar Received Date: 24 June 2026
Income Donations And Legacies: 414839
Income Other Trading Activities: 0
Income Charitable Activities: 94441
Income Investments: 70924
Income Other: 0
Income Total Income And Endowments: 580204
Income Legacies: 114599
Income Endowments: 0
Expenditure Raising Funds: £150,818
Expenditure Charitable Expenditure: £517,696
Expenditure Other: 0
Expenditure Total: 668514
Expenditure Investment Management: 19821
Expenditure Grants Institution: 0
Expenditure Governance: 46018
Expenditure Support Costs: 436543
Expenditure Depreciation: 0
Gain Loss Investment: 149422
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £2,003,160
Assets Total Fixed: 2640002
Assets Own Use: 0
Assets Long Term Investment: 2640002
Defined Benefit Pension Scheme: 0
Assets Other Assets: £420,755
Assets Total Liabilities: £59,930
Assets Current Investment: 0
Assets Total Assets And Liabilities: £3,000,827
Creditors One Year Total Current: 59930
Creditors Falling Due After One Year: 0
Assets Cash: £364,109
Funds Endowment: 989605
Funds Unrestricted: 2003160
Funds Restricted: 8062
Funds Total: 3000827
Count Employees: 9
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Due Date: 31 October 2025
Ar Received Date: 25 July 2025
Income Donations And Legacies: 343205
Income Other Trading Activities: 0
Income Charitable Activities: 134078
Income Investments: 78237
Income Other: 0
Income Total Income And Endowments: 555520
Income Legacies: 102066
Income Endowments: 0
Expenditure Raising Funds: £150,668
Expenditure Charitable Expenditure: £660,047
Expenditure Other: 0
Expenditure Total: 810715
Expenditure Investment Management: 21047
Expenditure Grants Institution: 0
Expenditure Governance: 49601
Expenditure Support Costs: 107311
Expenditure Depreciation: 0
Gain Loss Investment: 72710
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £1,956,978
Assets Total Fixed: 2837199
Assets Own Use: 0
Assets Long Term Investment: 2837199
Defined Benefit Pension Scheme: 0
Assets Other Assets: £204,324
Assets Total Liabilities: £101,808
Assets Current Investment: 0
Assets Total Assets And Liabilities: £2,939,715
Creditors One Year Total Current: 101808
Creditors Falling Due After One Year: 0
Assets Cash: £184,208
Funds Endowment: 982737
Funds Unrestricted: 1948916
Funds Restricted: 8062
Funds Total: 2939715
Count Employees: 9
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Due Date: 31 October 2023
Ar Received Date: 18 July 2023
Income Donations And Legacies: 357839
Income Other Trading Activities: 0
Income Charitable Activities: 125563
Income Investments: 99626
Income Other: 0
Income Total Income And Endowments: 583028
Income Legacies: 13366
Income Endowments: 0
Expenditure Raising Funds: £181,016
Expenditure Charitable Expenditure: £645,436
Expenditure Other: 0
Expenditure Total: 826452
Expenditure Investment Management: 27882
Expenditure Grants Institution: 0
Expenditure Governance: 37218
Expenditure Support Costs: 352507
Expenditure Depreciation: 0
Gain Loss Investment: -370089
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £2,539,145
Assets Total Fixed: 3301022
Assets Own Use: 0
Assets Long Term Investment: 3301022
Defined Benefit Pension Scheme: 0
Assets Other Assets: £322,655
Assets Total Liabilities: £98,614
Assets Current Investment: 0
Assets Total Assets And Liabilities: £3,525,063
Creditors One Year Total Current: 98614
Creditors Falling Due After One Year: 0
Assets Cash: £277,222
Funds Endowment: 977856
Funds Unrestricted: 2539145
Funds Restricted: 8062
Funds Total: 3525063
Count Employees: 9
Charity Only Accounts: Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type: Country
Geographic Area Description: Scotland
Parent Geographic Area Type: Continent
Parent Geographic Area Description: Europe
Welsh Ind: No

Geographic Area Type: Region
Geographic Area Description: Throughout England And Wales
Welsh Ind: No

Geographic Area Type: Country
Geographic Area Description: Ireland
Parent Geographic Area Type: Continent
Parent Geographic Area Description: Europe
Welsh Ind: No

Geographic Area Type: Country
Geographic Area Description: Northern Ireland
Parent Geographic Area Type: Continent
Parent Geographic Area Description: Europe
Welsh Ind: No

07 Official extract

Charity Classification

Classification Code: 104
Classification Type: What
Classification Description: Disability

Classification Code: 202
Classification Type: Who
Classification Description: Elderly/old People

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

Classification Code: 101
Classification Type: What
Classification Description: General Charitable Purposes

Classification Code: 203
Classification Type: Who
Classification Description: People With Disabilities

Classification Code: 206
Classification Type: Who
Classification Description: Other Defined Groups

Classification Code: 201
Classification Type: Who
Classification Description: Children/young People

Classification Code: 301
Classification Type: How
Classification Description: Makes Grants To Individuals

Classification Code: 307
Classification Type: How
Classification Description: Provides Advocacy/advice/information

Classification Code: 102
Classification Type: What
Classification Description: Education/training

08 Official extract

Charity Event History

Charity Name: RAILWAY BENEVOLENT INSTITUTION
Charity Event Order: 2
Event Type: Asset transfer in
Date Of Event: 2026-01-21T00:00:00
Reason: Transfer of funds
Assoc Organisation Number: 234581
Assoc Registered Charity Number: 234581
Assoc Charity Name: LANGTON HOME FUND

Charity Name: RAILWAY BENEVOLENT INSTITUTION
Charity Event Order: 1
Event Type: Standard registration
Date Of Event: 1964-02-10T00:00:00

09 Official extract

Charity Governing Document

Governing Document Description: ROYAL CHARTER GRANTED 29/12/1949, RULES AND BYE LAWS ADOPTED 28/5/1951, PURSUANT TO ARTICLE 15 OF ROYAL CHARTER, AMENDMENTS APPROVED BY ORDER OF COUNCIL DATED 13/8/1965 AND 27/10/1993 AS AMENDED BY SCHEME OF THE COMMISSIONERS DATED 28TH MARCH 1994AS AMENDED ON 01 MAR 2018AS AMENDED BY ORDER IN COUNCIL DATED 15 SEP 2025
Charitable Objects: TO RELIEVE AGED OR DISABLED OR NECESSITOUS RAILWAYMEN, THEIR SPOUSES OR CHILDREN, OR OTHER RELATIVES OR PERSONS WHO WERE IMMEDIATELY AND WHOLLY OR PARTLY DEPENDENT UPON THEM.
Area Of Benefit: NATIONAL

10 Official extract

Charity Other Names

Charity Name Id: 252393
Charity Name Type: Working name
Charity Name: RAILWAY BENEFIT FUND

11 Official extract

Charity Policy

Policy Name: Volunteer management

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Investment

Policy Name: Complaints handling

Policy Name: Investing charity funds policy and procedures

Policy Name: Internal risk management policy and procedures

Policy Name: Paying staff

Policy Name: Safeguarding policy and procedures

Policy Name: Conflicting interests

Policy Name: Risk management

Policy Name: Social media policy and procedures

Policy Name: Trustee expenses policy and procedures

Policy Name: Trustee conflicts of interest policy and procedures

Policy Name: Financial reserves policy and procedures

Policy Name: Safeguarding vulnerable beneficiaries

Policy Name: Bullying and harassment policy and procedures

Policy Name: Complaints policy and procedures

Policy Name: Serious incident reporting policy and procedures