PRUDENTIAL STAFF CHARITABLE TRUST — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: Other
Registered: 21 May 1968
Removed: Not supplied
Financial period: 1 January 2025 – 31 December 2025
Latest income: £1,233,875
Latest expenditure: £569,326
Gift Aid: No
Owns or uses land: No
In administration: No
Insolvent: No
CIO: No

Public contact address: PRUDENTIAL STAFF CHARITABLE TRUST, 10 FENCHURCH AVENUE, LONDON, EC3M 5AG

Website recorded by the regulator: prudential.co.uk (displayed as text)

02 Activities

What the charity does

The objective of the Trust is the relief in cases of need, hardship or distress of persons who are either pensioners or past or present full time or part time employees or their dependants of Prudential Plc or of companies whose ultimate parent company is Prudential Plc.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Cycle Reference: AR25
Reporting Due Date: 31 October 2026
Date Annual Return Received: 14 July 2026
Date Accounts Received: 14 July 2026
Total Gross Income: £1,233,875
Total Gross Expenditure: £569,326

Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Cycle Reference: AR24
Reporting Due Date: 31 October 2025
Date Annual Return Received: 12 August 2025
Date Accounts Received: 12 August 2025
Total Gross Income: £1,257,025
Total Gross Expenditure: £604,842

Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Cycle Reference: AR23
Reporting Due Date: 31 October 2024
Date Annual Return Received: 2 October 2024
Date Accounts Received: 2 October 2024
Total Gross Income: £1,082,253
Total Gross Expenditure: £624,845

Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Cycle Reference: AR22
Reporting Due Date: 31 October 2023
Date Annual Return Received: 31 October 2023
Date Accounts Received: 31 October 2023
Total Gross Income: £2,064,574
Total Gross Expenditure: £784,716

Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Cycle Reference: AR21
Reporting Due Date: 31 October 2022
Date Annual Return Received: 21 November 2022
Date Accounts Received: 21 November 2022
Total Gross Income: £870,338
Total Gross Expenditure: £749,797

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Due Date: 31 October 2026
Ar Received Date: 14 July 2026
Total Gross Income: £1,233,875
Total Gross Expenditure: £569,326
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Due Date: 31 October 2025
Ar Received Date: 12 August 2025
Total Gross Income: £1,257,025
Total Gross Expenditure: £604,842
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Due Date: 31 October 2024
Ar Received Date: 2 October 2024
Total Gross Income: £1,082,253
Total Gross Expenditure: £624,845
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Due Date: 31 October 2023
Ar Received Date: 31 October 2023
Total Gross Income: £2,064,574
Total Gross Expenditure: £784,716
Charity Raises Funds From Public: No
Grant Making Is Main Activity: Yes
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Due Date: 31 October 2022
Ar Received Date: 21 November 2022
Total Gross Income: £870,338
Total Gross Expenditure: £749,797
Charity Raises Funds From Public: No
Grant Making Is Main Activity: Yes
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Due Date: 31 October 2026
Ar Received Date: 14 July 2026
Income Donations And Legacies: 47491
Income Other Trading Activities: 0
Income Charitable Activities: 0
Income Investments: 1186384
Income Other: 0
Income Total Income And Endowments: 1233875
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £569,326
Expenditure Other: 0
Expenditure Total: 569326
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 0
Expenditure Support Costs: 0
Expenditure Depreciation: 0
Gain Loss Investment: 2326202
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £0
Assets Total Fixed: 21561441
Assets Own Use: 0
Assets Long Term Investment: 21561441
Defined Benefit Pension Scheme: 0
Assets Other Assets: £930,351
Assets Total Liabilities: £0
Assets Current Investment: 0
Assets Total Assets And Liabilities: £22,491,792
Creditors One Year Total Current: 0
Creditors Falling Due After One Year: 0
Assets Cash: £342,753
Funds Endowment: 13487907
Funds Unrestricted: 9003885
Funds Restricted: 0
Funds Total: 22491792
Count Employees: 0
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Due Date: 31 October 2025
Ar Received Date: 12 August 2025
Income Donations And Legacies: 45446
Income Other Trading Activities: 0
Income Charitable Activities: 0
Income Investments: 1211579
Income Other: 0
Income Total Income And Endowments: 1257025
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £604,842
Expenditure Other: 0
Expenditure Total: 604842
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 0
Expenditure Support Costs: 0
Expenditure Depreciation: 0
Gain Loss Investment: 21194
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £0
Assets Total Fixed: 17985239
Assets Own Use: 0
Assets Long Term Investment: 17985239
Defined Benefit Pension Scheme: 0
Assets Other Assets: £1,515,802
Assets Total Liabilities: £0
Assets Current Investment: 0
Assets Total Assets And Liabilities: £19,501,041
Creditors One Year Total Current: 0
Creditors Falling Due After One Year: 0
Assets Cash: £1,025,135
Funds Endowment: 11745000
Funds Unrestricted: 7756041
Funds Restricted: 0
Funds Total: 19501041
Count Employees: 0
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Due Date: 31 October 2024
Ar Received Date: 2 October 2024
Income Donations And Legacies: 43282
Income Other Trading Activities: 0
Income Charitable Activities: 0
Income Investments: 1038971
Income Other: 0
Income Total Income And Endowments: 1082253
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £624,845
Expenditure Other: 0
Expenditure Total: 624845
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 0
Expenditure Support Costs: 0
Expenditure Depreciation: 0
Gain Loss Investment: -226463
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £0
Assets Total Fixed: 15964045
Assets Own Use: 0
Assets Long Term Investment: 15964045
Defined Benefit Pension Scheme: 0
Assets Other Assets: £2,863,619
Assets Total Liabilities: £0
Assets Current Investment: 0
Assets Total Assets And Liabilities: £18,827,664
Creditors One Year Total Current: 0
Creditors Falling Due After One Year: 0
Assets Cash: £2,367,444
Funds Endowment: 11569455
Funds Unrestricted: 7258209
Funds Restricted: 0
Funds Total: 18827664
Count Employees: 0
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Due Date: 31 October 2023
Ar Received Date: 31 October 2023
Income Donations And Legacies: 40076
Income Other Trading Activities: 0
Income Charitable Activities: 0
Income Investments: 2024498
Income Other: 0
Income Total Income And Endowments: 2064574
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £784,716
Expenditure Other: 0
Expenditure Total: 784716
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 0
Expenditure Support Costs: 0
Expenditure Depreciation: 0
Gain Loss Investment: -2396032
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £0
Assets Total Fixed: 16190509
Assets Own Use: 0
Assets Long Term Investment: 16190509
Defined Benefit Pension Scheme: 0
Assets Other Assets: £2,406,209
Assets Total Liabilities: £0
Assets Current Investment: 0
Assets Total Assets And Liabilities: £18,596,718
Creditors One Year Total Current: 0
Creditors Falling Due After One Year: 0
Assets Cash: £1,896,712
Funds Endowment: 11741369
Funds Unrestricted: 6855349
Funds Restricted: 0
Funds Total: 18596718
Count Employees: 0
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Due Date: 31 October 2022
Ar Received Date: 21 November 2022
Income Donations And Legacies: 37251
Income Other Trading Activities: 0
Income Charitable Activities: 0
Income Investments: 833087
Income Other: 0
Income Total Income And Endowments: 870338
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £749,797
Expenditure Other: 0
Expenditure Total: 749797
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 0
Expenditure Support Costs: 0
Expenditure Depreciation: 0
Gain Loss Investment: 357101
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £0
Assets Total Fixed: 18586541
Assets Own Use: 18586541
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £1,126,352
Assets Total Liabilities: £0
Assets Current Investment: 0
Assets Total Assets And Liabilities: £19,712,893
Creditors One Year Total Current: 0
Creditors Falling Due After One Year: 0
Assets Cash: £593,059
Funds Endowment: 12544691
Funds Unrestricted: 7168202
Funds Restricted: 0
Funds Total: 19712893
Count Employees: 0
Charity Only Accounts: Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type: Region
Geographic Area Description: Throughout England And Wales
Welsh Ind: No

Geographic Area Type: Country
Geographic Area Description: Scotland
Parent Geographic Area Type: Continent
Parent Geographic Area Description: Europe
Welsh Ind: No

07 Official extract

Charity Classification

Classification Code: 206
Classification Type: Who
Classification Description: Other Defined Groups

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

Classification Code: 104
Classification Type: What
Classification Description: Disability

Classification Code: 202
Classification Type: Who
Classification Description: Elderly/old People

Classification Code: 301
Classification Type: How
Classification Description: Makes Grants To Individuals

Classification Code: 201
Classification Type: Who
Classification Description: Children/young People

Classification Code: 303
Classification Type: How
Classification Description: Provides Other Finance

Classification Code: 203
Classification Type: Who
Classification Description: People With Disabilities

Classification Code: 103
Classification Type: What
Classification Description: The Advancement Of Health Or Saving Of Lives

08 Official extract

Charity Event History

Charity Name: PRUDENTIAL STAFF CHARITABLE TRUST
Charity Event Order: 1
Event Type: Standard registration
Date Of Event: 1968-05-21T00:00:00

09 Official extract

Charity Governing Document

Governing Document Description: SCHEME DATED 31/12/1992AS AMENDED BY ORDER DATED 09/08/2005AS AMENDED ON 13/04/2006AS AMENDED ON 15/06/2010AS AMENDED BY RESOLUTION DATED 01/10/2012 AS AMENDED ON 04 NOV 2019AS AMENDED BY RESOLUTION DATED 07 OCT 2020AS AMENDED BY SCHEME DATED 09 OCT 2020
Charitable Objects: THE OBJECT OF THE CHARITY SHALL BE TO PREVENT OR RELIEVE POVERTY, NEED, HARDSHIP OR DISTRESS OF THE FOLLOWING PERSONS (HEREINAFTER REFERRED TO AS BENEFICIARIES):(A) PERSONS WHO ARE OR WERE CURRENT EMPLOYEES, FORMER EMPLOYEES OR PENSIONERS OF PRUDENTIAL PLC OR OF COMPANIES WHOSE ULTIMATE PARENT COMPANY IS PRUDENTIAL PLC (FORMERLY KNOWN AS PRUDENTIAL CORPORATION PLC) UP TO AND INCLUDING 21ST OCTOBER 2019;(B) PERSONS WHO ARE EMPLOYEES, FORMER EMPLOYEES OR PENSIONERS OF M&G PLC OR OF COMPANIES WHOSE ULTIMATE PARENT COMPANY IS M&G PLC; (C) IN EXCEPTIONAL CIRCUMSTANCES, SUCH OTHER PERSON WITH A CONNECTION TO M&G PLC OR PRUDENTIAL PLC OR OF COMPANIES WHOSE ULTIMATE PARENT COMPANY IS M&G PLC OR PRUDENTIAL PLC AS THE SUPERVISORY BOARD DETERMINES BY SPECIAL MAJORITY OF 75% OF THE TOTAL NUMBER OF MEMBERS OF THE SUPERVISORY BOARD IN OFFICE FOR THE TIME BEING; AND(D) THE SPOUSE, CIVIL PARTNER, COHABITEE, WIDOW, WIDOWER, CHILD OR DEPENDENT OF ANY PERSON FALLING WITHIN CLAUSES 5.1 (A) TO (C) ABOVE.
Area Of Benefit: NOT DEFINED.

10 Official extract

Charity Other Names

Charity Name Id: 66478
Charity Name Type: Working name
Charity Name: PSCT

11 Official extract

Charity Policy

Policy Name: Trustee conflicts of interest policy and procedures

Policy Name: Investing charity funds policy and procedures

Policy Name: Financial reserves policy and procedures

Policy Name: Safeguarding policy and procedures

Policy Name: Risk management

Policy Name: Internal risk management policy and procedures

Policy Name: Serious incident reporting policy and procedures

Policy Name: Investment

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Complaints policy and procedures