CCEW Charity Commission profile

CONSUMERS' ASSOCIATION

Registered charity 296072 · organisation 296072

01 Identity

Registration and reporting

Registration status
Registered
Reporting status
Submission Received
Charity type
Charitable company
Registered
2 February 1987
Removed
Not supplied
Company number supplied
00580128
Financial period
1 July 2024 – 30 June 2025
Latest income
£83,665,000
Latest expenditure
£84,410,000
Gift Aid
No
Owns or uses land
Yes
In administration
No
Insolvent
No
CIO
No

Public contact address: CONSUMERS ASSOCIATION LTD, 2 MARYLEBONE ROAD, LONDON, NW1 4DF

Website recorded by the regulator: www.which.co.uk (displayed as text)

02 Activities

What the charity does

We aim to empower consumers to make informed choices about goods and services by undertaking research and publishing the results of that research. In so doing, we aim to change the way markets work to ensure they are fair and work in the best interests of consumers.

03 Official extract

Charity Annual Return History

Fin Period Start Date
1 July 2024
Fin Period End Date
30 June 2025
Ar Cycle Reference
AR25
Reporting Due Date
30 April 2026
Date Annual Return Received
11 March 2026
Date Accounts Received
11 March 2026
Total Gross Income
£83,665,000
Total Gross Expenditure
£84,410,000
Fin Period Start Date
1 July 2023
Fin Period End Date
30 June 2024
Ar Cycle Reference
AR24
Reporting Due Date
30 April 2025
Date Annual Return Received
10 April 2025
Date Accounts Received
10 April 2025
Total Gross Income
£83,152,000
Total Gross Expenditure
£87,428,000
Fin Period Start Date
1 July 2022
Fin Period End Date
30 June 2023
Ar Cycle Reference
AR23
Reporting Due Date
30 April 2024
Date Annual Return Received
21 March 2024
Date Accounts Received
21 March 2024
Total Gross Income
£87,420,000
Total Gross Expenditure
£86,199,000
Fin Period Start Date
1 July 2021
Fin Period End Date
30 June 2022
Ar Cycle Reference
AR22
Reporting Due Date
30 April 2023
Date Annual Return Received
27 February 2023
Date Accounts Received
27 February 2023
Total Gross Income
£86,673,000
Total Gross Expenditure
£84,863,000
Fin Period Start Date
1 July 2020
Fin Period End Date
30 June 2021
Ar Cycle Reference
AR21
Reporting Due Date
30 April 2022
Date Annual Return Received
22 April 2022
Date Accounts Received
22 April 2022
Total Gross Income
£88,874,000
Total Gross Expenditure
£84,618,000

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 July 2024
Fin Period End Date
30 June 2025
Ar Due Date
30 April 2026
Ar Received Date
11 March 2026
Total Gross Income
£83,665,000
Total Gross Expenditure
£84,410,000
Grant Making Is Main Activity
No
Count Govt Contracts
0
Count Govt Grants
£0
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
70
Count Salary Band 70001 80000
52
Count Salary Band 80001 90000
31
Count Salary Band 90001 100000
25
Count Salary Band 100001 110000
16
Count Salary Band 110001 120000
12
Count Salary Band 120001 130000
13
Count Salary Band 130001 140000
4
Count Salary Band 140001 150000
0
Count Salary Band 150001 200000
4
Count Salary Band 200001 250000
1
Count Salary Band 250001 300000
4
Count Salary Band 300001 350000
1
Count Salary Band 350001 400000
0
Count Salary Band 400001 450000
0
Count Salary Band 450001 500000
1
Count Salary Band Over 500000
0
Count Volunteers
0
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 July 2023
Fin Period End Date
30 June 2024
Ar Due Date
30 April 2025
Ar Received Date
10 April 2025
Total Gross Income
£83,152,000
Total Gross Expenditure
£87,428,000
Grant Making Is Main Activity
No
Count Govt Contracts
0
Count Govt Grants
£0
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
66
Count Salary Band 70001 80000
53
Count Salary Band 80001 90000
32
Count Salary Band 90001 100000
26
Count Salary Band 100001 110000
9
Count Salary Band 110001 120000
13
Count Salary Band 120001 130000
8
Count Salary Band 130001 140000
5
Count Salary Band 140001 150000
3
Count Salary Band 150001 200000
7
Count Salary Band 200001 250000
6
Count Salary Band 250001 300000
4
Count Salary Band 300001 350000
1
Count Salary Band 350001 400000
0
Count Salary Band 400001 450000
1
Count Salary Band 450001 500000
0
Count Salary Band Over 500000
0
Count Volunteers
0
Latest Fin Period Submitted Ind
No
Fin Period Order Number
3
Ar Cycle Reference
AR23
Fin Period Start Date
1 July 2022
Fin Period End Date
30 June 2023
Ar Due Date
30 April 2024
Ar Received Date
21 March 2024
Total Gross Income
£87,420,000
Total Gross Expenditure
£86,199,000
Grant Making Is Main Activity
No
Count Govt Contracts
0
Count Govt Grants
£0
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
66
Count Salary Band 70001 80000
49
Count Salary Band 80001 90000
22
Count Salary Band 90001 100000
16
Count Salary Band 100001 110000
14
Count Salary Band 110001 120000
13
Count Salary Band 120001 130000
6
Count Salary Band 130001 140000
2
Count Salary Band 140001 150000
1
Count Salary Band 150001 200000
3
Count Salary Band 200001 250000
5
Count Salary Band 250001 300000
3
Count Salary Band 300001 350000
0
Count Salary Band 350001 400000
1
Count Salary Band 400001 450000
0
Count Salary Band 450001 500000
0
Count Salary Band Over 500000
0
Count Volunteers
0
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 July 2021
Fin Period End Date
30 June 2022
Ar Due Date
30 April 2023
Ar Received Date
27 February 2023
Total Gross Income
£86,673,000
Total Gross Expenditure
£84,863,000
Charity Raises Funds From Public
No
Charity Receives Govt Funding Contracts
No
Charity Receives Govt Funding Grants
No
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
68
Count Salary Band 70001 80000
39
Count Salary Band 80001 90000
20
Count Salary Band 90001 100000
15
Count Salary Band 100001 110000
12
Count Salary Band 110001 120000
3
Count Salary Band 120001 130000
3
Count Salary Band 130001 140000
0
Count Salary Band 140001 150000
1
Count Salary Band 150001 200000
5
Count Salary Band 200001 250000
5
Count Salary Band 250001 300000
0
Count Salary Band 300001 350000
0
Count Salary Band 350001 400000
1
Count Salary Band 400001 450000
0
Count Salary Band 450001 500000
0
Count Salary Band Over 500000
0
Count Volunteers
0
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 July 2020
Fin Period End Date
30 June 2021
Ar Due Date
30 April 2022
Ar Received Date
22 April 2022
Total Gross Income
£88,874,000
Total Gross Expenditure
£84,618,000
Charity Raises Funds From Public
No
Charity Receives Govt Funding Contracts
No
Charity Receives Govt Funding Grants
No
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
59
Count Salary Band 70001 80000
22
Count Salary Band 80001 90000
26
Count Salary Band 90001 100000
11
Count Salary Band 100001 110000
8
Count Salary Band 110001 120000
4
Count Salary Band 120001 130000
3
Count Salary Band 130001 140000
4
Count Salary Band 140001 150000
1
Count Salary Band 150001 200000
6
Count Salary Band 200001 250000
5
Count Salary Band 250001 300000
1
Count Salary Band 300001 350000
0
Count Salary Band 350001 400000
1
Count Salary Band 400001 450000
0
Count Salary Band 450001 500000
0
Count Salary Band Over 500000
0
Count Volunteers
0

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 July 2024
Fin Period End Date
30 June 2025
Ar Due Date
30 April 2026
Ar Received Date
11 March 2026
Income Donations And Legacies
30000
Income Other Trading Activities
81480000
Income Charitable Activities
122000
Income Investments
1245000
Income Other
788000
Income Total Income And Endowments
83665000
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£63,320,000
Expenditure Charitable Expenditure
£21,090,000
Expenditure Other
0
Expenditure Total
84410000
Expenditure Investment Management
19000
Expenditure Grants Institution
142154
Expenditure Governance
887000
Expenditure Support Costs
17528000
Expenditure Depreciation
919000
Gain Loss Investment
771000
Gain Loss Pension Fund
700000
Gain Loss Revaluation Fixed Investment
570000
Gain Loss Other
0
Reserves
£70,427,000
Assets Total Fixed
52646000
Assets Own Use
30638000
Assets Long Term Investment
22008000
Defined Benefit Pension Scheme
0
Assets Other Assets
£38,317,000
Assets Total Liabilities
£20,536,000
Assets Current Investment
0
Assets Total Assets And Liabilities
£70,427,000
Creditors One Year Total Current
20303000
Creditors Falling Due After One Year
233000
Assets Cash
£30,178,000
Funds Endowment
0
Funds Unrestricted
70427000
Funds Restricted
0
Funds Total
70427000
Count Employees
643
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 July 2023
Fin Period End Date
30 June 2024
Ar Due Date
30 April 2025
Ar Received Date
10 April 2025
Income Donations And Legacies
0
Income Other Trading Activities
81537000
Income Charitable Activities
155000
Income Investments
1067000
Income Other
393000
Income Total Income And Endowments
83152000
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£65,295,000
Expenditure Charitable Expenditure
£22,133,000
Expenditure Other
0
Expenditure Total
87428000
Expenditure Investment Management
24000
Expenditure Grants Institution
157000
Expenditure Governance
886000
Expenditure Support Costs
20252000
Expenditure Depreciation
1175000
Gain Loss Investment
5022000
Gain Loss Pension Fund
-2900000
Gain Loss Revaluation Fixed Investment
866000
Gain Loss Other
0
Reserves
£69,131,000
Assets Total Fixed
68292000
Assets Own Use
31036000
Assets Long Term Investment
37256000
Defined Benefit Pension Scheme
-1600000
Assets Other Assets
£23,143,000
Assets Total Liabilities
£20,704,000
Assets Current Investment
0
Assets Total Assets And Liabilities
£69,131,000
Creditors One Year Total Current
19522000
Creditors Falling Due After One Year
1182000
Assets Cash
£14,051,000
Funds Endowment
0
Funds Unrestricted
69131000
Funds Restricted
0
Funds Total
69131000
Count Employees
673
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
3
Ar Cycle Reference
AR23
Fin Period Start Date
1 July 2022
Fin Period End Date
30 June 2023
Ar Due Date
30 April 2024
Ar Received Date
21 March 2024
Income Donations And Legacies
0
Income Other Trading Activities
83615000
Income Charitable Activities
162000
Income Investments
506000
Income Other
3137000
Income Total Income And Endowments
87420000
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£63,696,000
Expenditure Charitable Expenditure
£22,503,000
Expenditure Other
0
Expenditure Total
86199000
Expenditure Investment Management
46000
Expenditure Grants Institution
141000
Expenditure Governance
896000
Expenditure Support Costs
19333000
Expenditure Depreciation
1376000
Gain Loss Investment
825000
Gain Loss Pension Fund
-1300000
Gain Loss Revaluation Fixed Investment
-455000
Gain Loss Other
0
Reserves
£70,419,000
Assets Total Fixed
69616000
Assets Own Use
31425000
Assets Long Term Investment
38191000
Defined Benefit Pension Scheme
0
Assets Other Assets
£20,686,000
Assets Total Liabilities
£19,883,000
Assets Current Investment
0
Assets Total Assets And Liabilities
£70,419,000
Creditors One Year Total Current
17751000
Creditors Falling Due After One Year
2132000
Assets Cash
£12,502,000
Funds Endowment
0
Funds Unrestricted
70419000
Funds Restricted
0
Funds Total
70419000
Count Employees
685
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 July 2021
Fin Period End Date
30 June 2022
Ar Due Date
30 April 2023
Ar Received Date
27 February 2023
Income Donations And Legacies
0
Income Other Trading Activities
85537000
Income Charitable Activities
324000
Income Investments
459000
Income Other
353000
Income Total Income And Endowments
86673000
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£62,665,000
Expenditure Charitable Expenditure
£22,198,000
Expenditure Other
0
Expenditure Total
84863000
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
764000
Expenditure Support Costs
17071000
Expenditure Depreciation
1178000
Gain Loss Investment
-249000
Gain Loss Pension Fund
8400000
Gain Loss Revaluation Fixed Investment
590000
Gain Loss Other
0
Reserves
£70,212,000
Assets Total Fixed
68125000
Assets Own Use
30402000
Assets Long Term Investment
37723000
Defined Benefit Pension Scheme
0
Assets Other Assets
£23,463,000
Assets Total Liabilities
£21,376,000
Assets Current Investment
0
Assets Total Assets And Liabilities
£70,212,000
Creditors One Year Total Current
16569000
Creditors Falling Due After One Year
4807000
Assets Cash
£10,889,000
Funds Endowment
0
Funds Unrestricted
70212000
Funds Restricted
0
Funds Total
70212000
Count Employees
679
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 July 2020
Fin Period End Date
30 June 2021
Ar Due Date
30 April 2022
Ar Received Date
22 April 2022
Income Donations And Legacies
0
Income Other Trading Activities
88052000
Income Charitable Activities
289000
Income Investments
425000
Income Other
108000
Income Total Income And Endowments
88874000
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£61,069,000
Expenditure Charitable Expenditure
£23,549,000
Expenditure Other
0
Expenditure Total
84618000
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
840000
Expenditure Support Costs
18141000
Expenditure Depreciation
1433000
Gain Loss Investment
4799000
Gain Loss Pension Fund
-1800000
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£59,661,000
Assets Total Fixed
69345000
Assets Own Use
31753000
Assets Long Term Investment
37592000
Defined Benefit Pension Scheme
-9600000
Assets Other Assets
£20,464,000
Assets Total Liabilities
£20,548,000
Assets Current Investment
0
Assets Total Assets And Liabilities
£59,661,000
Creditors One Year Total Current
16364000
Creditors Falling Due After One Year
4184000
Assets Cash
£13,803,000
Funds Endowment
0
Funds Unrestricted
59661000
Funds Restricted
0
Funds Total
59661000
Count Employees
649
Consolidated Accounts
Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type
Region
Geographic Area Description
Throughout England And Wales
Welsh Ind
No

07 Official extract

Charity Classification

Classification Code
207
Classification Type
Who
Classification Description
The General Public/mankind
Classification Code
308
Classification Type
How
Classification Description
Sponsors Or Undertakes Research
Classification Code
307
Classification Type
How
Classification Description
Provides Advocacy/advice/information
Classification Code
102
Classification Type
What
Classification Description
Education/training

08 Official extract

Charity Event History

Charity Name
CONSUMERS' ASSOCIATION
Charity Event Order
1
Event Type
Standard registration
Date Of Event
1987-02-02T00:00:00

09 Official extract

Charity Governing Document

Governing Document Description
MEMORANDUM AND ARTICLES INCORPORATED 18/03/1957AS AMENDED BY SPECIAL RESOLUTION(S) DATED 24/11/2001AS AMENDED BY SPECIAL RESOLUTION(S) DATED 20/11/2007NOW ARTICLES ADOPTED BY SPECIAL RESOLUTION DATED 22/09/2010AS AMENDED BY SPECIAL RESOLUTION(S) DATED 07/11/2012AS AMENDED BY SPECIAL RESOLUTION(S) DATED 15 NOV 2017 as amended on 07 Dec 2019 as amended on 07 Dec 2019 as amended on 07 Dec 2019 as amended on 02 Dec 2023
Charitable Objects
2.1 The objects for which the Association is established are, for the public benefit:2.1.1 to advance education in such ways as the Trustees think fit including through:(a) undertaking, promoting and disseminating impartial, scientific and/or evidence-based analysis of or research into:(i) the standards of goods and services available to the public as consumers; and (ii) ways in which the quality, safety and availability of such goods and services may be maintained and improved;(b) promoting and improving knowledge and understanding of:(i) laws, regulations, public policies and business practices so as to empower consumers in their everyday lives; (ii) any aspect of public health and in the principles of physical and mental health; and(iii) life skills including those relating to personal finance, digital and technology, horticulture and the home;2.1.2 to uphold and promote compliance with consumer laws, regulations and public policies in particular through the exercise of the Association's statutory powers for the benefit or protection of the rights of consumers;2.1.3 to protect and promote the safety of consumers; and2.1.4 to promote the interests of consumers who are restricted from accessing or using goods, services or data because of their youth, age, ill-health, disability, financial hardship or other disadvantage.
Area Of Benefit
NOT DEFINED

10 Official extract

Charity Policy

Policy Name
Financial reserves policy and procedures
Policy Name
Risk management
Policy Name
Campaigns and political activity policy and procedures
Policy Name
Safeguarding policy and procedures
Policy Name
Complaints handling
Policy Name
Social media policy and procedures
Policy Name
Investing charity funds policy and procedures
Policy Name
Bullying and harassment policy and procedures
Policy Name
Serious incident reporting policy and procedures
Policy Name
Internal risk management policy and procedures
Policy Name
Internal charity financial controls policy and procedures
Policy Name
Paying staff
Policy Name
Investment
Policy Name
Trustee conflicts of interest policy and procedures
Policy Name
Trustee expenses policy and procedures
Policy Name
Conflicting interests
Policy Name
Complaints policy and procedures