CCEW Charity Commission profile

CYNGOR AR BOPETH CEREDIGION CITIZENS' ADVICE BUREAU

Registered charity 1061839 · organisation 3937297

01 Identity

Registration and reporting

Registration status
Registered
Reporting status
Submission Received Late
Charity type
Charitable company
Registered
14 April 1997
Removed
Not supplied
Company number supplied
03341148
Financial period
1 April 2024 – 31 March 2025
Latest income
£649,120
Latest expenditure
£653,464
Gift Aid
No
Owns or uses land
Yes
In administration
No
Insolvent
No
CIO
No

Public contact address: CAB Ceredigion, PO Box 76, LAMPETER, Ceredigion, SA48 9BY

Website recorded by the regulator: www.cabceredigion.org (displayed as text)

02 Activities

What the charity does

The Bureau is for the benefit of the community in the county of Ceredigion and aims to ensure that individuals do not suffer through lack of knowledge of their rights and responsibilities or of the services available to them or through an inability to express their needs effectively. The service is free, confidential, independent and impartial and offered to anyone in need of advice.

03 Official extract

Charity Annual Return History

Fin Period Start Date
1 April 2024
Fin Period End Date
31 March 2025
Ar Cycle Reference
AR25
Reporting Due Date
31 January 2026
Date Annual Return Received
31 July 2026
Date Accounts Received
31 July 2026
Total Gross Income
£649,120
Total Gross Expenditure
£653,464
Fin Period Start Date
1 April 2023
Fin Period End Date
31 March 2024
Ar Cycle Reference
AR24
Reporting Due Date
31 January 2025
Date Annual Return Received
15 April 2025
Date Accounts Received
15 April 2025
Total Gross Income
£729,435
Total Gross Expenditure
£620,392
Fin Period Start Date
1 April 2022
Fin Period End Date
31 March 2023
Ar Cycle Reference
AR23
Reporting Due Date
31 January 2024
Date Annual Return Received
18 December 2023
Date Accounts Received
22 January 2024
Total Gross Income
£480,729
Total Gross Expenditure
£572,912
Fin Period Start Date
1 April 2021
Fin Period End Date
31 March 2022
Ar Cycle Reference
AR22
Reporting Due Date
31 January 2023
Date Annual Return Received
2 March 2023
Date Accounts Received
2 March 2023
Total Gross Income
£641,398
Total Gross Expenditure
£616,240
Fin Period Start Date
1 April 2020
Fin Period End Date
31 March 2021
Ar Cycle Reference
AR21
Reporting Due Date
31 January 2022
Date Annual Return Received
26 January 2022
Date Accounts Received
26 January 2022
Total Gross Income
£626,773
Total Gross Expenditure
£513,662

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 April 2024
Fin Period End Date
31 March 2025
Ar Due Date
31 January 2026
Ar Received Date
31 July 2026
Total Gross Income
£649,120
Total Gross Expenditure
£653,464
Grant Making Is Main Activity
No
Count Govt Contracts
0
Count Govt Grants
£3
Income From Government Grants
£369,862
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
15
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 April 2023
Fin Period End Date
31 March 2024
Ar Due Date
31 January 2025
Ar Received Date
15 April 2025
Total Gross Income
£729,435
Total Gross Expenditure
£620,392
Grant Making Is Main Activity
No
Count Govt Contracts
0
Count Govt Grants
£1
Income From Government Grants
£151,806
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
17
Latest Fin Period Submitted Ind
No
Fin Period Order Number
3
Ar Cycle Reference
AR23
Fin Period Start Date
1 April 2022
Fin Period End Date
31 March 2023
Ar Due Date
31 January 2024
Ar Received Date
18 December 2023
Total Gross Income
£480,729
Total Gross Expenditure
£572,912
Grant Making Is Main Activity
No
Count Govt Contracts
0
Count Govt Grants
£10
Income From Government Grants
£131,956
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
12
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 April 2021
Fin Period End Date
31 March 2022
Ar Due Date
31 January 2023
Ar Received Date
2 March 2023
Total Gross Income
£641,398
Total Gross Expenditure
£616,240
Charity Raises Funds From Public
Yes
Charity Professional Fundraiser
No
Charity Commercial Participator
No
Charity Receives Govt Funding Contracts
No
Charity Receives Govt Funding Grants
Yes
Count Govt Grants
£25
Income From Government Grants
£637,054
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
12
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 April 2020
Fin Period End Date
31 March 2021
Ar Due Date
31 January 2022
Ar Received Date
26 January 2022
Total Gross Income
£626,773
Total Gross Expenditure
£513,662
Charity Raises Funds From Public
Yes
Charity Professional Fundraiser
No
Charity Commercial Participator
No
Charity Receives Govt Funding Contracts
No
Charity Receives Govt Funding Grants
Yes
Count Govt Grants
£21
Income From Government Grants
£418,939
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
1

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 April 2024
Fin Period End Date
31 March 2025
Ar Due Date
31 January 2026
Ar Received Date
31 July 2026
Income Donations And Legacies
9985
Income Other Trading Activities
0
Income Charitable Activities
559681
Income Investments
3068
Income Other
76386
Income Total Income And Endowments
649120
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£0
Expenditure Charitable Expenditure
£653,464
Expenditure Other
0
Expenditure Total
653464
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
11108
Expenditure Support Costs
254404
Expenditure Depreciation
1794
Gain Loss Investment
-3036
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
-1794
Gain Loss Other
0
Reserves
£321,525
Assets Total Fixed
51406
Assets Own Use
44856
Assets Long Term Investment
6550
Defined Benefit Pension Scheme
0
Assets Other Assets
£500,530
Assets Total Liabilities
£48,241
Assets Current Investment
0
Assets Total Assets And Liabilities
£503,695
Creditors One Year Total Current
48241
Creditors Falling Due After One Year
0
Assets Cash
£347,959
Funds Endowment
0
Funds Unrestricted
376835
Funds Restricted
126860
Funds Total
503695
Count Employees
18
Charity Only Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 April 2023
Fin Period End Date
31 March 2024
Ar Due Date
31 January 2025
Ar Received Date
15 April 2025
Income Donations And Legacies
7444
Income Other Trading Activities
0
Income Charitable Activities
687648
Income Investments
3827
Income Other
30516
Income Total Income And Endowments
729435
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£0
Expenditure Charitable Expenditure
£620,392
Expenditure Other
0
Expenditure Total
620392
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
10428
Expenditure Support Costs
265991
Expenditure Depreciation
1794
Gain Loss Investment
124
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
1569
Gain Loss Other
686
Reserves
£300,367
Assets Total Fixed
56236
Assets Own Use
46650
Assets Long Term Investment
9586
Defined Benefit Pension Scheme
0
Assets Other Assets
£584,939
Assets Total Liabilities
£130,101
Assets Current Investment
0
Assets Total Assets And Liabilities
£511,074
Creditors One Year Total Current
130101
Creditors Falling Due After One Year
0
Assets Cash
£369,316
Funds Endowment
0
Funds Unrestricted
356503
Funds Restricted
154571
Funds Total
511074
Count Employees
19
Charity Only Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 April 2021
Fin Period End Date
31 March 2022
Ar Due Date
31 January 2023
Ar Received Date
2 March 2023
Income Donations And Legacies
1105
Income Other Trading Activities
0
Income Charitable Activities
637054
Income Investments
2178
Income Other
3239
Income Total Income And Endowments
643576
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£0
Expenditure Charitable Expenditure
£616,240
Expenditure Other
0
Expenditure Total
616240
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
2819
Expenditure Support Costs
194668
Expenditure Depreciation
10784
Gain Loss Investment
2015
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£329,065
Assets Total Fixed
77566
Assets Own Use
68325
Assets Long Term Investment
9241
Defined Benefit Pension Scheme
0
Assets Other Assets
£516,520
Assets Total Liabilities
£100,217
Assets Current Investment
0
Assets Total Assets And Liabilities
£493,869
Creditors One Year Total Current
100217
Creditors Falling Due After One Year
0
Assets Cash
£483,206
Funds Endowment
0
Funds Unrestricted
397390
Funds Restricted
96479
Funds Total
493869
Count Employees
20
Charity Only Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 April 2020
Fin Period End Date
31 March 2021
Ar Due Date
31 January 2022
Ar Received Date
26 January 2022
Income Donations And Legacies
3065
Income Other Trading Activities
0
Income Charitable Activities
623167
Income Investments
329
Income Other
212
Income Total Income And Endowments
626773
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£0
Expenditure Charitable Expenditure
£513,662
Expenditure Other
0
Expenditure Total
513662
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
121695
Expenditure Depreciation
12904
Gain Loss Investment
0
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
-1281
Gain Loss Other
0
Reserves
£466,696
Assets Total Fixed
81321
Assets Own Use
74095
Assets Long Term Investment
7226
Defined Benefit Pension Scheme
0
Assets Other Assets
£536,276
Assets Total Liabilities
£150,901
Assets Current Investment
0
Assets Total Assets And Liabilities
£466,696
Creditors One Year Total Current
150901
Creditors Falling Due After One Year
0
Assets Cash
£380,393
Funds Endowment
0
Funds Unrestricted
386725
Funds Restricted
79971
Funds Total
466696
Count Employees
17
Charity Only Accounts
Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type
Region
Geographic Area Description
Throughout Wales
Welsh Ind
Yes

07 Official extract

Charity Classification

Classification Code
307
Classification Type
How
Classification Description
Provides Advocacy/advice/information
Classification Code
105
Classification Type
What
Classification Description
The Prevention Or Relief Of Poverty
Classification Code
207
Classification Type
Who
Classification Description
The General Public/mankind
Classification Code
101
Classification Type
What
Classification Description
General Charitable Purposes

08 Official extract

Charity Event History

Charity Name
CYNGOR AR BOPETH CEREDIGION CITIZENS' ADVICE BUREAU
Charity Event Order
1
Event Type
Standard registration
Date Of Event
1997-04-14T00:00:00

09 Official extract

Charity Governing Document

Governing Document Description
MEMORANDUM AND ARTICLES INCORPORATED 27/03/1997AS AMENDED BY SPECIAL RESOLUTION(S) DATED 01/03/1997AS AMENDED BY SPECIAL RESOLUTION(S) DATED 21/02/2011AS REGISTERED AT COMPANIES HOUSE ON 09/03/2011AS AMENDED BY CERTIFICATE OF INCORPORATION ON CHANGE OF NAME DATED 09/03/2011AS AMENDED BY SPECIAL RESOLUTION(S) DATED 16 OCT 2017 as amended on 16 Feb 2024
Charitable Objects
TO PROMOTE ANY CHARITABLE PURPOSE FOR THE PUBLIC BENEFIT BY THE ADVANCEMENT OF EDUCATION, THE PROTECTION AND PRESERVATION OF HEALTH AND THE RELIEF OF POVERTY, SICKNESS AND DISTRESS FOR THE BENEFIT OF THE WHOLE OF WALES, IN PARTICULAR, BUT NOT EXCLUSIVELY FOR THE BENEFIT OF THE COMMUNITY IN CEREDIGION AND SURROUNDING AREAS
Area Of Benefit
WALES, IN PARTICULAR CEREDIGION AND SURROUNDING AREA.

10 Official extract

Charity Other Names

Charity Name Id
380467
Charity Name Type
Previous name
Charity Name
CARDIGAN AND DISTRICT CITIZENS ADVICE BUREAU

11 Official extract

Charity Other Regulators

Regulator Order
1
Regulator Name
Financial Conduct Authority

12 Official extract

Charity Policy

Policy Name
Financial reserves policy and procedures
Policy Name
Complaints policy and procedures
Policy Name
Investment
Policy Name
Volunteer management
Policy Name
Paying staff
Policy Name
Conflicting interests
Policy Name
Internal risk management policy and procedures
Policy Name
Internal charity financial controls policy and procedures
Policy Name
Trustee expenses policy and procedures
Policy Name
Complaints handling
Policy Name
Serious incident reporting policy and procedures
Policy Name
Trustee conflicts of interest policy and procedures
Policy Name
Engaging external speakers at charity events policy and procedures
Policy Name
Risk management
Policy Name
Campaigns and political activity policy and procedures
Policy Name
Investing charity funds policy and procedures
Policy Name
Bullying and harassment policy and procedures
Policy Name
Social media policy and procedures
Policy Name
Safeguarding vulnerable beneficiaries
Policy Name
Safeguarding policy and procedures