CUMBRIA COMMUNITY FOUNDATION — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: Charitable company
Registered: 15 April 1999
Removed: Not supplied
Company number supplied: 03713328
Financial period: 1 April 2024 – 31 March 2025
Latest income: £11,470,244
Latest expenditure: £7,816,140
Gift Aid: Yes
Owns or uses land: Yes
In administration: No
Insolvent: No
CIO: No

Public contact address: CUMBRIA COMMUNITY FOUNDATION, DOVENBY HALL, DOVENBY, COCKERMOUTH, CA13 0PN

Website recorded by the regulator: www.cumbriafoundation.org (displayed as text)

02 Activities

What the charity does

We make grants to local charities, groups and individuals, manage grant-making funds on behalf of individuals and organisations, and promote giving to build long term capital funds to benefit the community in the future.Our grants target activities which help children and young people, older people and their carers, people with disabilities, the unemployed and people on low incomes.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 April 2024
Fin Period End Date: 31 March 2025
Ar Cycle Reference: AR25
Reporting Due Date: 31 January 2026
Date Annual Return Received: 18 December 2025
Date Accounts Received: 18 December 2025
Total Gross Income: £11,470,244
Total Gross Expenditure: £7,816,140

Fin Period Start Date: 1 April 2023
Fin Period End Date: 31 March 2024
Ar Cycle Reference: AR24
Reporting Due Date: 31 January 2025
Date Annual Return Received: 31 January 2025
Date Accounts Received: 31 January 2025
Total Gross Income: £7,434,154
Total Gross Expenditure: £7,620,009

Fin Period Start Date: 1 April 2022
Fin Period End Date: 31 March 2023
Ar Cycle Reference: AR23
Reporting Due Date: 31 January 2024
Date Annual Return Received: 20 December 2023
Date Accounts Received: 20 December 2023
Total Gross Income: £6,313,838
Total Gross Expenditure: £6,565,631

Fin Period Start Date: 1 April 2021
Fin Period End Date: 31 March 2022
Ar Cycle Reference: AR22
Reporting Due Date: 31 January 2023
Date Annual Return Received: 20 December 2022
Date Accounts Received: 20 December 2022
Total Gross Income: £5,300,267
Total Gross Expenditure: £4,708,483

Fin Period Start Date: 1 April 2020
Fin Period End Date: 31 March 2021
Ar Cycle Reference: AR21
Reporting Due Date: 31 January 2022
Date Annual Return Received: 3 December 2021
Date Accounts Received: 7 December 2021
Total Gross Income: £7,022,157
Total Gross Expenditure: £5,636,221

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 April 2024
Fin Period End Date: 31 March 2025
Ar Due Date: 31 January 2026
Ar Received Date: 18 December 2025
Total Gross Income: £11,470,244
Total Gross Expenditure: £7,816,140
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £21
Income From Government Grants: £1,893,973
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 70001 80000: 1
Count Volunteers: 20

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 April 2023
Fin Period End Date: 31 March 2024
Ar Due Date: 31 January 2025
Ar Received Date: 31 January 2025
Total Gross Income: £7,434,154
Total Gross Expenditure: £7,620,009
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £11
Income From Government Grants: £1,398,675
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 70001 80000: 1
Count Volunteers: 25

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 April 2022
Fin Period End Date: 31 March 2023
Ar Due Date: 31 January 2024
Ar Received Date: 20 December 2023
Total Gross Income: £6,313,838
Total Gross Expenditure: £6,565,631
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £13
Income From Government Grants: £1,006,000
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 70001 80000: 1
Count Volunteers: 33

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 April 2021
Fin Period End Date: 31 March 2022
Ar Due Date: 31 January 2023
Ar Received Date: 20 December 2022
Total Gross Income: £5,300,267
Total Gross Expenditure: £4,708,483
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Grant Making Is Main Activity: Yes
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: Yes
Count Govt Grants: £9
Income From Government Grants: £1,748,032
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 70001 80000: 1
Count Volunteers: 40

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 April 2020
Fin Period End Date: 31 March 2021
Ar Due Date: 31 January 2022
Ar Received Date: 3 December 2021
Total Gross Income: £7,022,157
Total Gross Expenditure: £5,636,221
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Grant Making Is Main Activity: Yes
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: Yes
Count Govt Grants: £5
Income From Government Grants: £466,250
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 70001 80000: 1
Count Volunteers: 40

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 April 2024
Fin Period End Date: 31 March 2025
Ar Due Date: 31 January 2026
Ar Received Date: 18 December 2025
Income Donations And Legacies: 5641279
Income Other Trading Activities: 24420
Income Charitable Activities: 4825367
Income Investments: 979178
Income Other: 0
Income Total Income And Endowments: 11470244
Income Legacies: 577778
Income Endowments: 4022929
Expenditure Raising Funds: £580,801
Expenditure Charitable Expenditure: £7,235,339
Expenditure Other: 0
Expenditure Total: 7816140
Expenditure Investment Management: 56688
Expenditure Grants Institution: 0
Expenditure Governance: 14993
Expenditure Support Costs: 26060
Expenditure Depreciation: 8348
Gain Loss Investment: -1123549
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £1,003,355
Assets Total Fixed: 30817215
Assets Own Use: 28800
Assets Long Term Investment: 30788415
Defined Benefit Pension Scheme: 0
Assets Other Assets: £7,161,542
Assets Total Liabilities: £571,242
Assets Current Investment: 0
Assets Total Assets And Liabilities: £37,407,515
Creditors One Year Total Current: 571242
Creditors Falling Due After One Year: 0
Assets Cash: £6,688,690
Funds Endowment: 31978884
Funds Unrestricted: 1076375
Funds Restricted: 4352256
Funds Total: 37407515
Count Employees: 17
Consolidated Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 April 2023
Fin Period End Date: 31 March 2024
Ar Due Date: 31 January 2025
Ar Received Date: 31 January 2025
Income Donations And Legacies: 2676819
Income Other Trading Activities: 13671
Income Charitable Activities: 3888601
Income Investments: 855063
Income Other: 0
Income Total Income And Endowments: 7434154
Income Legacies: 14643
Income Endowments: 743799
Expenditure Raising Funds: £487,905
Expenditure Charitable Expenditure: £7,132,104
Expenditure Other: 0
Expenditure Total: 7620009
Expenditure Investment Management: 49487
Expenditure Grants Institution: 0
Expenditure Governance: 13326
Expenditure Support Costs: 27934
Expenditure Depreciation: 9558
Gain Loss Investment: 2155128
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £883,675
Assets Total Fixed: 29318652
Assets Own Use: 34757
Assets Long Term Investment: 29283895
Defined Benefit Pension Scheme: 0
Assets Other Assets: £6,337,433
Assets Total Liabilities: £779,125
Assets Current Investment: 0
Assets Total Assets And Liabilities: £34,876,960
Creditors One Year Total Current: 779125
Creditors Falling Due After One Year: 0
Assets Cash: £6,065,380
Funds Endowment: 29583789
Funds Unrestricted: 1006340
Funds Restricted: 4286831
Funds Total: 34876960
Count Employees: 15
Consolidated Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 April 2022
Fin Period End Date: 31 March 2023
Ar Due Date: 31 January 2024
Ar Received Date: 20 December 2023
Income Donations And Legacies: 2814993
Income Other Trading Activities: 20640
Income Charitable Activities: 2756565
Income Investments: 721640
Income Other: 0
Income Total Income And Endowments: 6313838
Income Legacies: 259169
Income Endowments: 622160
Expenditure Raising Funds: £341,310
Expenditure Charitable Expenditure: £6,224,321
Expenditure Other: 0
Expenditure Total: 6565631
Expenditure Investment Management: 48617
Expenditure Grants Institution: 5834621
Expenditure Governance: 13770
Expenditure Support Costs: 34553
Expenditure Depreciation: 9554
Gain Loss Investment: -1338704
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £705,075
Assets Total Fixed: 26829305
Assets Own Use: 16369
Assets Long Term Investment: 26812936
Defined Benefit Pension Scheme: 0
Assets Other Assets: £6,579,749
Assets Total Liabilities: £501,367
Assets Current Investment: 0
Assets Total Assets And Liabilities: £32,907,687
Creditors One Year Total Current: 501367
Creditors Falling Due After One Year: 0
Assets Cash: £6,234,976
Funds Endowment: 27145786
Funds Unrestricted: 777179
Funds Restricted: 4984722
Funds Total: 32907687
Count Employees: 15
Consolidated Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 April 2021
Fin Period End Date: 31 March 2022
Ar Due Date: 31 January 2023
Ar Received Date: 20 December 2022
Income Donations And Legacies: 1826019
Income Other Trading Activities: 20150
Income Charitable Activities: 2893085
Income Investments: 624037
Income Other: 42979
Income Total Income And Endowments: 5406270
Income Legacies: 0
Income Endowments: 584579
Expenditure Raising Funds: £290,673
Expenditure Charitable Expenditure: £4,417,810
Expenditure Other: 0
Expenditure Total: 4708483
Expenditure Investment Management: 56233
Expenditure Grants Institution: 4015739
Expenditure Governance: 14933
Expenditure Support Costs: 36420
Expenditure Depreciation: 5951
Gain Loss Investment: 1534355
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £536,507
Assets Total Fixed: 27177542
Assets Own Use: 17451
Assets Long Term Investment: 27160091
Defined Benefit Pension Scheme: 0
Assets Other Assets: £7,480,188
Assets Total Liabilities: £781,706
Assets Current Investment: 0
Assets Total Assets And Liabilities: £33,876,024
Creditors One Year Total Current: 781706
Creditors Falling Due After One Year: 0
Assets Cash: £7,168,425
Funds Endowment: 27417350
Funds Unrestricted: 573421
Funds Restricted: 5885253
Funds Total: 33876024
Count Employees: 13
Consolidated Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 April 2020
Fin Period End Date: 31 March 2021
Ar Due Date: 31 January 2022
Ar Received Date: 3 December 2021
Income Donations And Legacies: 4392244
Income Other Trading Activities: 3000
Income Charitable Activities: 3749579
Income Investments: 658556
Income Other: 0
Income Total Income And Endowments: 8803379
Income Legacies: 38750
Income Endowments: 2333203
Expenditure Raising Funds: £258,703
Expenditure Charitable Expenditure: £5,377,518
Expenditure Other: 0
Expenditure Total: 5636221
Expenditure Investment Management: 56403
Expenditure Grants Institution: 5113354
Expenditure Governance: 13370
Expenditure Support Costs: 19254
Expenditure Depreciation: 3790
Gain Loss Investment: 4128737
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £406,349
Assets Total Fixed: 25705460
Assets Own Use: 8404
Assets Long Term Investment: 25697056
Defined Benefit Pension Scheme: 0
Assets Other Assets: £6,655,229
Assets Total Liabilities: £716,807
Assets Current Investment: 0
Assets Total Assets And Liabilities: £31,643,882
Creditors One Year Total Current: 716807
Creditors Falling Due After One Year: 0
Assets Cash: £6,320,367
Funds Endowment: 25847725
Funds Unrestricted: 450701
Funds Restricted: 5345456
Funds Total: 31643882
Count Employees: 12
Consolidated Accounts: Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type: Local Authority
Geographic Area Description: Cumbria
Welsh Ind: No

07 Official extract

Charity Classification

Classification Code: 207
Classification Type: Who
Classification Description: The General Public/mankind

Classification Code: 112
Classification Type: What
Classification Description: Environment/conservation/heritage

Classification Code: 301
Classification Type: How
Classification Description: Makes Grants To Individuals

Classification Code: 103
Classification Type: What
Classification Description: The Advancement Of Health Or Saving Of Lives

Classification Code: 202
Classification Type: Who
Classification Description: Elderly/old People

Classification Code: 104
Classification Type: What
Classification Description: Disability

Classification Code: 113
Classification Type: What
Classification Description: Economic/community Development/employment

Classification Code: 203
Classification Type: Who
Classification Description: People With Disabilities

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

Classification Code: 205
Classification Type: Who
Classification Description: Other Charities Or Voluntary Bodies

Classification Code: 302
Classification Type: How
Classification Description: Makes Grants To Organisations

Classification Code: 110
Classification Type: What
Classification Description: Amateur Sport

Classification Code: 102
Classification Type: What
Classification Description: Education/training

Classification Code: 108
Classification Type: What
Classification Description: Religious Activities

Classification Code: 201
Classification Type: Who
Classification Description: Children/young People

Classification Code: 101
Classification Type: What
Classification Description: General Charitable Purposes

Classification Code: 109
Classification Type: What
Classification Description: Arts/culture/heritage/science

08 Official extract

Charity Event History

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 2
Event Type: Asset transfer in
Date Of Event: 2015-04-16T00:00:00
Reason: Transfer of funds
Assoc Organisation Number: 702552
Assoc Registered Charity Number: 702552
Assoc Charity Name: THE SWALES SCHOLARSHIP FUND

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 4
Event Type: Asset transfer in
Date Of Event: 2015-08-10T00:00:00
Reason: Funds spent up (s.75)
Assoc Organisation Number: 256574
Assoc Registered Charity Number: 256574
Assoc Charity Name: THE GIBSON COAL AND CLOTHING FUND

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 8
Event Type: Asset transfer in
Date Of Event: 2022-11-17T00:00:00
Reason: Ceased to exist
Assoc Organisation Number: 4014962
Assoc Registered Charity Number: 1108946
Assoc Charity Name: DISABILITY ASSOCIATION CARLISLE & EDEN

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 10
Event Type: Asset transfer in
Date Of Event: 2025-05-27T00:00:00
Reason: Removed by application
Assoc Organisation Number: 5127183
Assoc Registered Charity Number: 1184060
Assoc Charity Name: LAKELAND DISABILITY SUPPORT CIO

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 1
Event Type: Standard registration
Date Of Event: 1999-04-15T00:00:00

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 9
Event Type: Asset transfer in
Date Of Event: 2024-11-14T00:00:00
Reason: Transfer of funds
Assoc Organisation Number: 238233
Assoc Registered Charity Number: 238233
Assoc Charity Name: THE CROOK AND STAVELEY SICK POOR CHARITY

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 5
Event Type: Asset transfer in
Date Of Event: 2020-09-08T00:00:00
Reason: Transfer of funds
Assoc Organisation Number: 526725
Assoc Registered Charity Number: 526725
Assoc Charity Name: ULVERSTON EXHIBITION FOUNDATION

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 7
Event Type: Asset transfer in
Date Of Event: 2022-10-20T00:00:00
Reason: Transfer of funds
Assoc Organisation Number: 220404
Assoc Registered Charity Number: 220404
Assoc Charity Name: THE LAUREL HOUSE MANAGEMENT COMMITTEE

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 6
Event Type: Asset transfer in
Date Of Event: 2021-12-30T00:00:00
Reason: Ceased to exist
Assoc Organisation Number: 4000475
Assoc Registered Charity Number: 1097632
Assoc Charity Name: CUMBRIA PARTNERSHIP NHS TRUST CHARITABLE FUND

Charity Name: CUMBRIA COMMUNITY FOUNDATION
Charity Event Order: 3
Event Type: Asset transfer in
Date Of Event: 2015-04-30T00:00:00
Reason: Transfer of funds
Assoc Organisation Number: 5029749
Assoc Registered Charity Number: 1147945
Assoc Charity Name: WILLIAM MILBURN CHARITABLE TRUST

09 Official extract

Charity Governing Document

Governing Document Description: MEMORANDUM AND ARTICLES INCORPORATED 16/02/1999AS AMENDED BY SPECIAL RESOLUTION(S) DATED 04/07/2003AS AMENDED BY SPECIAL RESOLUTION(S) DATED 09/11/2006AS AMENDED BY SPECIAL RESOLUTION(S) DATED 11/11/2014 as amended on 28 Mar 2022 as amended on 16 Oct 2025
Charitable Objects: 1 Objects and Powers The Company is established for:- (A) the support or promotion of any charitable purposes for the relief of poverty, the advancement of education (including training for employment or work), the advancement of religion, the preservation, conservation or protection of the environment, the protection or promotion of social wellbeing, good health both physical and mental and for charitable purposes in connection with the provision, maintenance and improvement of a public park or other public or social amenity and/ or the erection, maintenance, repair, or restoration of a building or other structure for the benefit of communities, organisations, groups and/ or individuals: (i) in the County of Cumbria and its immediate neighbourhood (the ?Principal Area of Benefit'); and/ or (ii) outside the Principal Area of Benefit provided that the support and/ or promotion of such communities, organisations, groups and/ or individuals is ancillary to the support of charitable purposes benefitting the Principal Area of Benefit; and/ or (iii) outside the Principal Area of Benefit where grants or other payments are made from a fund held by the Company where such fund is also to benefit charitable purposes in the Principal Area of Benefit, and/ or (B) any other charitable purpose for the benefit of the areas referred to in (and subject to the provisions of) (i) and/ or (ii) and/ or (iii) above, and reference to ?Cumbria? in this Memorandum of Association is the area defined by reference to the administrative areas set out in column 2 of Schedule 1 to the Local Government Act 1972 against ?Cumbria? in column 1, and will remain that area described notwithstanding any amendment under any future Local Government reorganisation.
Area Of Benefit: COUNTY OF CUMBRIA AND ITS IMMEDIATE NEIGHBOURHOOD

10 Official extract

Charity Policy

Policy Name: Financial reserves policy and procedures

Policy Name: Safeguarding vulnerable beneficiaries

Policy Name: Complaints handling

Policy Name: Risk management

Policy Name: Complaints policy and procedures

Policy Name: Serious incident reporting policy and procedures

Policy Name: Safeguarding policy and procedures

Policy Name: Bullying and harassment policy and procedures

Policy Name: Paying staff

Policy Name: Investment

Policy Name: Social media policy and procedures

Policy Name: Trustee expenses policy and procedures

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Volunteer management

Policy Name: Conflicting interests

Policy Name: Internal risk management policy and procedures

Policy Name: Investing charity funds policy and procedures

Policy Name: Trustee conflicts of interest policy and procedures