CCEW Charity Commission profile

RETAIL TRUST

Registered charity 1090136 · organisation 3985125

01 Identity

Registration and reporting

Registration status
Registered
Reporting status
Submission Received
Charity type
Charitable company
Registered
17 January 2002
Removed
Not supplied
Company number supplied
04254201
Financial period
1 May 2024 – 30 April 2025
Latest income
£12,313,200
Latest expenditure
£13,633,477
Gift Aid
Yes
Owns or uses land
Yes
In administration
No
Insolvent
No
CIO
No

Public contact address: Form Rooms, 2nd Floor, 22 Tower Street, LONDON

Website recorded by the regulator: www.retailtrust.org.uk (displayed as text)

02 Activities

What the charity does

Retail Trust is the charity for all people working and retired from retail. Its charitable activities are:- a confidential Helpline which provides counselling, legal and debt advice- Charitable Services with access to financial grants;- Wellbeing Programme;- Supported Living and Care Services for retired employees; and- other services such as education.

03 Official extract

Charity Annual Return History

Fin Period Start Date
1 May 2024
Fin Period End Date
30 April 2025
Ar Cycle Reference
AR25
Reporting Due Date
28 February 2026
Date Annual Return Received
25 February 2026
Date Accounts Received
25 February 2026
Total Gross Income
£12,313,200
Total Gross Expenditure
£13,633,477
Fin Period Start Date
1 May 2023
Fin Period End Date
30 April 2024
Ar Cycle Reference
AR24
Reporting Due Date
28 February 2025
Date Annual Return Received
25 February 2025
Date Accounts Received
25 February 2025
Total Gross Income
£10,884,665
Total Gross Expenditure
£13,649,272
Fin Period Start Date
1 May 2022
Fin Period End Date
30 April 2023
Ar Cycle Reference
AR23
Reporting Due Date
29 February 2024
Date Annual Return Received
27 February 2024
Date Accounts Received
27 February 2024
Total Gross Income
£12,654,485
Total Gross Expenditure
£10,805,996
Fin Period Start Date
1 May 2021
Fin Period End Date
30 April 2022
Ar Cycle Reference
AR22
Reporting Due Date
28 February 2023
Date Annual Return Received
11 April 2023
Date Accounts Received
11 April 2023
Total Gross Income
£9,683,001
Total Gross Expenditure
£8,665,643
Fin Period Start Date
1 May 2020
Fin Period End Date
30 April 2021
Ar Cycle Reference
AR21
Reporting Due Date
28 February 2022
Date Annual Return Received
28 February 2022
Date Accounts Received
28 February 2022
Total Gross Income
£8,507,005
Total Gross Expenditure
£7,993,157

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 May 2024
Fin Period End Date
30 April 2025
Ar Due Date
28 February 2026
Ar Received Date
25 February 2026
Total Gross Income
£12,313,200
Total Gross Expenditure
£13,633,477
Grant Making Is Main Activity
No
Count Govt Contracts
0
Count Govt Grants
£1
Income From Government Grants
£200,000
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
3
Count Salary Band 80001 90000
6
Count Salary Band 90001 100000
1
Count Salary Band 100001 110000
2
Count Salary Band 130001 140000
2
Count Salary Band 150001 200000
1
Count Salary Band 200001 250000
1
Count Salary Band 250001 300000
1
Count Salary Band 300001 350000
1
Count Volunteers
0
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 May 2023
Fin Period End Date
30 April 2024
Ar Due Date
28 February 2025
Ar Received Date
25 February 2025
Total Gross Income
£10,884,665
Total Gross Expenditure
£13,649,272
Grant Making Is Main Activity
No
Count Govt Contracts
0
Count Govt Grants
£0
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
1
Count Salary Band 70001 80000
1
Count Salary Band 80001 90000
6
Count Salary Band 90001 100000
1
Count Salary Band 100001 110000
1
Count Salary Band 110001 120000
1
Count Salary Band 150001 200000
2
Count Salary Band 250001 300000
1
Count Volunteers
0
Latest Fin Period Submitted Ind
No
Fin Period Order Number
3
Ar Cycle Reference
AR23
Fin Period Start Date
1 May 2022
Fin Period End Date
30 April 2023
Ar Due Date
29 February 2024
Ar Received Date
27 February 2024
Total Gross Income
£12,654,485
Total Gross Expenditure
£10,805,996
Grant Making Is Main Activity
Yes
Count Govt Contracts
0
Count Govt Grants
£0
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
Yes
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
4
Count Salary Band 70001 80000
2
Count Salary Band 80001 90000
4
Count Salary Band 90001 100000
1
Count Salary Band 120001 130000
1
Count Salary Band 140001 150000
1
Count Salary Band 150001 200000
2
Count Salary Band 250001 300000
1
Count Volunteers
0
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 May 2021
Fin Period End Date
30 April 2022
Ar Due Date
28 February 2023
Ar Received Date
11 April 2023
Total Gross Income
£9,683,001
Total Gross Expenditure
£8,665,643
Charity Raises Funds From Public
Yes
Charity Professional Fundraiser
No
Charity Commercial Participator
No
Grant Making Is Main Activity
No
Charity Receives Govt Funding Contracts
No
Charity Receives Govt Funding Grants
No
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
3
Count Salary Band 70001 80000
4
Count Salary Band 80001 90000
1
Count Salary Band 90001 100000
1
Count Salary Band 110001 120000
1
Count Salary Band 130001 140000
1
Count Salary Band 250001 300000
1
Count Volunteers
0
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 May 2020
Fin Period End Date
30 April 2021
Ar Due Date
28 February 2022
Ar Received Date
28 February 2022
Total Gross Income
£8,507,005
Total Gross Expenditure
£7,993,157
Charity Raises Funds From Public
Yes
Charity Professional Fundraiser
No
Charity Commercial Participator
No
Grant Making Is Main Activity
No
Charity Receives Govt Funding Contracts
No
Charity Receives Govt Funding Grants
No
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
No
Does Trustee Receive Any Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
1
Count Salary Band 70001 80000
1
Count Salary Band 80001 90000
3
Count Salary Band 250001 300000
1
Count Volunteers
0

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 May 2024
Fin Period End Date
30 April 2025
Ar Due Date
28 February 2026
Ar Received Date
25 February 2026
Income Donations And Legacies
152224
Income Other Trading Activities
4073312
Income Charitable Activities
7848950
Income Investments
187832
Income Other
50882
Income Total Income And Endowments
12313200
Income Legacies
68632
Income Endowments
83591
Expenditure Raising Funds
£1,074,360
Expenditure Charitable Expenditure
£12,559,117
Expenditure Other
0
Expenditure Total
13633477
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
3409691
Expenditure Depreciation
941331
Gain Loss Investment
12975
Gain Loss Pension Fund
46000
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£37,815,123
Assets Total Fixed
42801743
Assets Own Use
42801743
Assets Long Term Investment
0
Defined Benefit Pension Scheme
0
Assets Other Assets
£3,168,233
Assets Total Liabilities
£11,882,819
Assets Current Investment
0
Assets Total Assets And Liabilities
£34,087,157
Creditors One Year Total Current
4174645
Creditors Falling Due After One Year
7708174
Assets Cash
£1,708,060
Funds Endowment
388803
Funds Unrestricted
33664107
Funds Restricted
34247
Funds Total
34087157
Count Employees
127
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 May 2023
Fin Period End Date
30 April 2024
Ar Due Date
28 February 2025
Ar Received Date
25 February 2025
Income Donations And Legacies
220845
Income Other Trading Activities
3428001
Income Charitable Activities
7209894
Income Investments
263748
Income Other
326
Income Total Income And Endowments
11122814
Income Legacies
155859
Income Endowments
64985
Expenditure Raising Funds
£1,621,124
Expenditure Charitable Expenditure
£12,028,148
Expenditure Other
0
Expenditure Total
13649272
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
3429476
Expenditure Depreciation
958460
Gain Loss Investment
107413
Gain Loss Pension Fund
-60000
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£34,830,787
Assets Total Fixed
42037807
Assets Own Use
39886589
Assets Long Term Investment
2151218
Defined Benefit Pension Scheme
0
Assets Other Assets
£5,495,486
Assets Total Liabilities
£12,253,691
Assets Current Investment
0
Assets Total Assets And Liabilities
£35,279,602
Creditors One Year Total Current
4278252
Creditors Falling Due After One Year
7975439
Assets Cash
£3,907,427
Funds Endowment
386204
Funds Unrestricted
34859151
Funds Restricted
34247
Funds Total
35279602
Count Employees
124
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
3
Ar Cycle Reference
AR23
Fin Period Start Date
1 May 2022
Fin Period End Date
30 April 2023
Ar Due Date
29 February 2024
Ar Received Date
27 February 2024
Income Donations And Legacies
3157300
Income Other Trading Activities
2336752
Income Charitable Activities
7001387
Income Investments
81576
Income Other
77470
Income Total Income And Endowments
12654485
Income Legacies
7907
Income Endowments
3149393
Expenditure Raising Funds
£1,216,989
Expenditure Charitable Expenditure
£9,589,007
Expenditure Other
0
Expenditure Total
10805996
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
1914170
Expenditure Depreciation
797420
Gain Loss Investment
-182323
Gain Loss Pension Fund
1041000
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£38,166,957
Assets Total Fixed
41094662
Assets Own Use
39071556
Assets Long Term Investment
2023106
Defined Benefit Pension Scheme
0
Assets Other Assets
£7,490,036
Assets Total Liabilities
£10,744,236
Assets Current Investment
0
Assets Total Assets And Liabilities
£37,840,462
Creditors One Year Total Current
3070104
Creditors Falling Due After One Year
7674132
Assets Cash
£5,461,261
Funds Endowment
364820
Funds Unrestricted
37441395
Funds Restricted
34247
Funds Total
37840462
Count Employees
107
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 May 2021
Fin Period End Date
30 April 2022
Ar Due Date
28 February 2023
Ar Received Date
11 April 2023
Income Donations And Legacies
892888
Income Other Trading Activities
2766049
Income Charitable Activities
5876190
Income Investments
32067
Income Other
115807
Income Total Income And Endowments
9683001
Income Legacies
244505
Income Endowments
0
Expenditure Raising Funds
£921,223
Expenditure Charitable Expenditure
£3,496,293
Expenditure Other
4248127
Expenditure Total
8665643
Expenditure Investment Management
15638
Expenditure Grants Institution
0
Expenditure Governance
186245
Expenditure Support Costs
1157820
Expenditure Depreciation
746500
Gain Loss Investment
-48409
Gain Loss Pension Fund
-1503000
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£4,757,554
Assets Total Fixed
38870836
Assets Own Use
38494836
Assets Long Term Investment
376000
Defined Benefit Pension Scheme
-1041000
Assets Other Assets
£6,769,703
Assets Total Liabilities
£9,466,243
Assets Current Investment
0
Assets Total Assets And Liabilities
£35,133,296
Creditors One Year Total Current
2412740
Creditors Falling Due After One Year
7053503
Assets Cash
£5,390,051
Funds Endowment
376000
Funds Unrestricted
34723049
Funds Restricted
34247
Funds Total
35133296
Count Employees
75
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 May 2020
Fin Period End Date
30 April 2021
Ar Due Date
28 February 2022
Ar Received Date
28 February 2022
Income Donations And Legacies
223971
Income Other Trading Activities
1769393
Income Charitable Activities
6337423
Income Investments
0
Income Other
176218
Income Total Income And Endowments
8507005
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£798,103
Expenditure Charitable Expenditure
£3,386,486
Expenditure Other
3808568
Expenditure Total
7993157
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
2868079
Expenditure Depreciation
467681
Gain Loss Investment
285588
Gain Loss Pension Fund
1825000
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
62065
Reserves
£34,059,799
Assets Total Fixed
38890611
Assets Own Use
36783421
Assets Long Term Investment
2107190
Defined Benefit Pension Scheme
-674000
Assets Other Assets
£5,277,040
Assets Total Liabilities
£9,014,702
Assets Current Investment
0
Assets Total Assets And Liabilities
£34,478,949
Creditors One Year Total Current
1886282
Creditors Falling Due After One Year
7128420
Assets Cash
£4,350,844
Funds Endowment
384903
Funds Unrestricted
34059799
Funds Restricted
34247
Funds Total
34478949
Count Employees
77
Consolidated Accounts
Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type
Local Authority
Geographic Area Description
Barnet
Parent Geographic Area Type
Metropolitan Counties
Parent Geographic Area Description
Greater London
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Scotland
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Europe
Welsh Ind
No
Geographic Area Type
Local Authority
Geographic Area Description
Salford City
Parent Geographic Area Type
Metropolitan Counties
Parent Geographic Area Description
Greater Manchester
Welsh Ind
No
Geographic Area Type
Local Authority
Geographic Area Description
Liverpool City
Parent Geographic Area Type
Metropolitan Counties
Parent Geographic Area Description
Merseyside
Welsh Ind
No
Geographic Area Type
Local Authority
Geographic Area Description
Derby City
Welsh Ind
No

07 Official extract

Charity Classification

Classification Code
202
Classification Type
Who
Classification Description
Elderly/old People
Classification Code
306
Classification Type
How
Classification Description
Provides Services
Classification Code
206
Classification Type
Who
Classification Description
Other Defined Groups
Classification Code
107
Classification Type
What
Classification Description
Accommodation/housing
Classification Code
307
Classification Type
How
Classification Description
Provides Advocacy/advice/information
Classification Code
203
Classification Type
Who
Classification Description
People With Disabilities
Classification Code
102
Classification Type
What
Classification Description
Education/training
Classification Code
301
Classification Type
How
Classification Description
Makes Grants To Individuals
Classification Code
105
Classification Type
What
Classification Description
The Prevention Or Relief Of Poverty
Classification Code
117
Classification Type
What
Classification Description
Other Charitable Purposes
Classification Code
305
Classification Type
How
Classification Description
Provides Buildings/facilities/open Space
Classification Code
201
Classification Type
Who
Classification Description
Children/young People

08 Official extract

Charity Event History

Charity Name
RETAIL TRUST
Charity Event Order
3
Event Type
Asset transfer in
Date Of Event
2019-06-27T00:00:00
Reason
Ceased to exist
Assoc Organisation Number
1002444
Assoc Registered Charity Number
1002444
Assoc Charity Name
RTRA BENEVOLENT FUND
Charity Name
RETAIL TRUST
Charity Event Order
5
Event Type
Asset transfer in
Date Of Event
2023-07-17T00:00:00
Reason
Ceased to exist
Assoc Organisation Number
278758
Assoc Registered Charity Number
278758
Assoc Charity Name
THE ROTARY CLUB OF MILL HILL TRUST
Charity Name
RETAIL TRUST
Charity Event Order
2
Event Type
Asset transfer in
Date Of Event
2013-10-04T00:00:00
Reason
Transfer of funds
Assoc Organisation Number
510373
Assoc Registered Charity Number
510373
Assoc Charity Name
JOHN WALSH FUND
Charity Name
RETAIL TRUST
Charity Event Order
4
Event Type
Asset transfer in
Date Of Event
2022-10-27T00:00:00
Reason
Does not operate
Assoc Organisation Number
248785
Assoc Registered Charity Number
248785
Assoc Charity Name
BEALESONS' STAFF FUND
Charity Name
RETAIL TRUST
Charity Event Order
1
Event Type
Standard registration
Date Of Event
2002-01-17T00:00:00

09 Official extract

Charity Governing Document

Governing Document Description
MEMORANDUM AND ARTICLES INCORPORATED 17/07/2001AS AMENDED BY SPECIAL RESOLUTION(S) DATED 25/03/2003AS AMENDED BY SPECIAL RESOLUTION(S) DATED 12/10/2005AS AMENDED BY SPECIAL RESOLUTION(S) DATED 12/01/2006AS AMENDED BY SPECIAL RESOLUTION(S) DATED 11/10/2006AS AMENDED BY SPECIAL RESOLUTION(S) DATED 14/05/2008NOW ARTICLES ADOPTED BY SPECIAL RESOLUTION DATED 08/09/2010AS AMENDED BY SPECIAL RESOLUTION(S) DATED 11/05/2011AS AMENDED BY SPECIAL RESOLUTION REGISTERED AT COMPANIES HOUSE ON 12 OCT 2017
Charitable Objects
3.1 THE CHARITY SHALL OPERATE FOR THE PUBLIC BENEFIT IN PURSUANCE OF THE FOLLOWING CHARITABLE OBJECTS: 3.1.1 TO SUPPORT INDIVIDUALS WHO ARE OR HAVE BEEN IN EMPLOYMENT WITHIN THE RETAIL AND ASSOCIATED SECTORS IN NEED BECAUSE OF YOUTH, AGE, ILL-HEALTH, FINANCIAL HARDSHIP OR OTHER DISADVANTAGE, IN PARTICULAR BY: 3.1.1.1 THE PROVISION OF WELLBEING SERVICES, FOR EXAMPLE COUNSELLING, COGNITIVE BEHAVIOURAL THERAPY AND CRITICAL INCIDENT SUPPORT; 3.1.1.2 THE PROVISION OF ADVICE AND ASSISTANCE, PARTICULARLY TO INDIVIDUALS WHO WOULD OTHERWISE BE UNABLE TO OBTAIN SUCH ADVICE; 3.1.1.3 THE PROVISION OF SPECIALLY DESIGNED OR ADAPTED HOUSING AND ITEMS, SERVICES AND FACILITIES CALCULATED TO RELIEVE THE NEEDS OF BENEFICIARIES; AND 3.1.1.4 THE PROVISION OF GRANTS, ITEMS AND SERVICES TO INDIVIDUALS IN NEED AND/OR CHARITIES, OR OTHER ORGANISATIONS WORKING TO PREVENT OR RELIEVE FINANCIAL HARDSHIP OR DISTRESS; 3.1.2 TO ADVANCE AWARENESS AND UNDERSTANDING, SOCIAL INCLUSION AND MOBILITY OF INDIVIDUALS, IN THE RETAIL AND ASSOCIATED SECTORS BY PROVIDING FINANCIAL ASSISTANCE THROUGH EDUCATIONAL GRANTS AND BURSARIES, ADVICE AND ASSISTANCE AND ORGANISING EDUCATIONAL PROGRAMMES AND OTHER ACTIVITIES TO DEVELOP THEIR SKILLS, CAPACITIES AND CAPABILITIES TO ENABLE THEM TO GAIN EMPLOYMENT IN THE RETAIL SECTOR; AND 3.1.3 TO FURTHER SUCH OTHER PURPOSES WHICH MAY BE CHARITABLE ACCORDING TO THE LAW OF ENGLAND AND WALES AND THE LAW OF SCOTLAND IN CONNECTION WITH THE RETAIL AND ASSOCIATED SECTORS IN THE UNITED KINGDOM AS THE DIRECTORS SEE FIT FROM TIME TO TIME BY THE PROVISION OF FINANCIAL AND OTHER SUPPORT.
Area Of Benefit
NOT DEFINED

10 Official extract

Charity Other Names

Charity Name Id
338757
Charity Name Type
Previous name
Charity Name
THE COTTAGE HOMES CHARITY

11 Official extract

Charity Other Regulators

Regulator Order
1
Regulator Name
Homes England

12 Official extract

Charity Policy

Policy Name
Financial reserves policy and procedures
Policy Name
Serious incident reporting policy and procedures
Policy Name
Trustee conflicts of interest policy and procedures
Policy Name
Internal risk management policy and procedures
Policy Name
Investment
Policy Name
Complaints policy and procedures
Policy Name
Safeguarding policy and procedures
Policy Name
Campaigns and political activity policy and procedures
Policy Name
Engaging external speakers at charity events policy and procedures
Policy Name
Investing charity funds policy and procedures
Policy Name
Paying staff
Policy Name
Bullying and harassment policy and procedures
Policy Name
Internal charity financial controls policy and procedures
Policy Name
Social media policy and procedures
Policy Name
Conflicting interests
Policy Name
Trustee expenses policy and procedures
Policy Name
Risk management
Policy Name
Complaints handling
Policy Name
Safeguarding vulnerable beneficiaries
Policy Name
Volunteer management