CCEW Charity Commission profile

NATIONAL GROCERS BENEVOLENT FUND

Registered charity 1095897 · organisation 3997433

01 Identity

Registration and reporting

Registration status
Registered
Reporting status
Submission Received
Charity type
Charitable company
Registered
10 February 2003
Removed
Not supplied
Company number supplied
04620683
Financial period
1 April 2024 – 31 March 2025
Latest income
£27,306,537
Latest expenditure
£22,292,334
Gift Aid
Yes
Owns or uses land
Yes
In administration
No
Insolvent
No
CIO
No

Public contact address: UNIT 2, LAKESIDE BUSINESS PARK, SWAN LANE, SANDHURST, BERKSHIRE, GU47 9DN

Website recorded by the regulator: www.groceryaid.org.uk (displayed as text)

02 Activities

What the charity does

We tackle hardship amongst those who have worked or are working in the grocery trade, whether in manufacturing, distribution, wholesale or retail. We give financial help via regular and one-off crisis grants, and supply essential household items and independent living aids. We offer practical and emotional support for a wide range of personal and welfare issues via our 24/7 helpline and website.

03 Official extract

Charity Annual Return History

Fin Period Start Date
1 April 2024
Fin Period End Date
31 March 2025
Ar Cycle Reference
AR25
Reporting Due Date
31 January 2026
Date Annual Return Received
25 November 2025
Date Accounts Received
25 November 2025
Total Gross Income
£27,306,537
Total Gross Expenditure
£22,292,334
Fin Period Start Date
1 April 2023
Fin Period End Date
31 March 2024
Ar Cycle Reference
AR24
Reporting Due Date
31 January 2025
Date Annual Return Received
7 October 2024
Date Accounts Received
7 October 2024
Total Gross Income
£15,850,964
Total Gross Expenditure
£15,728,287
Fin Period Start Date
1 April 2022
Fin Period End Date
31 March 2023
Ar Cycle Reference
AR23
Reporting Due Date
31 January 2024
Date Annual Return Received
20 December 2023
Date Accounts Received
20 December 2023
Total Gross Income
£14,606,474
Total Gross Expenditure
£14,405,580
Fin Period Start Date
1 April 2021
Fin Period End Date
31 March 2022
Ar Cycle Reference
AR22
Reporting Due Date
31 January 2023
Date Annual Return Received
1 December 2022
Date Accounts Received
1 December 2022
Total Gross Income
£12,227,313
Total Gross Expenditure
£12,386,484
Fin Period Start Date
1 April 2020
Fin Period End Date
31 March 2021
Ar Cycle Reference
AR21
Reporting Due Date
31 January 2022
Date Annual Return Received
4 November 2021
Date Accounts Received
4 November 2021
Total Gross Income
£8,732,777
Total Gross Expenditure
£6,665,050

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 April 2024
Fin Period End Date
31 March 2025
Ar Due Date
31 January 2026
Ar Received Date
25 November 2025
Total Gross Income
£27,306,537
Total Gross Expenditure
£22,292,334
Grant Making Is Main Activity
Yes
Count Govt Contracts
0
Count Govt Grants
£0
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
3
Count Salary Band 70001 80000
2
Count Salary Band 80001 90000
1
Count Salary Band 110001 120000
1
Count Salary Band 120001 130000
1
Count Salary Band 150001 200000
1
Count Volunteers
650
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 April 2023
Fin Period End Date
31 March 2024
Ar Due Date
31 January 2025
Ar Received Date
7 October 2024
Total Gross Income
£15,850,964
Total Gross Expenditure
£15,728,287
Grant Making Is Main Activity
Yes
Count Govt Contracts
0
Count Govt Grants
£0
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
Yes
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
3
Count Salary Band 70001 80000
3
Count Salary Band 90001 100000
1
Count Salary Band 100001 110000
1
Count Salary Band 110001 120000
1
Count Volunteers
648
Latest Fin Period Submitted Ind
No
Fin Period Order Number
3
Ar Cycle Reference
AR23
Fin Period Start Date
1 April 2022
Fin Period End Date
31 March 2023
Ar Due Date
31 January 2024
Ar Received Date
20 December 2023
Total Gross Income
£14,606,474
Total Gross Expenditure
£14,405,580
Grant Making Is Main Activity
Yes
Count Govt Contracts
0
Count Govt Grants
£0
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
Yes
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
1
Count Salary Band 70001 80000
1
Count Salary Band 90001 100000
1
Count Salary Band 100001 110000
1
Count Salary Band 110001 120000
1
Count Salary Band 130001 140000
1
Count Volunteers
485
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 April 2021
Fin Period End Date
31 March 2022
Ar Due Date
31 January 2023
Ar Received Date
1 December 2022
Total Gross Income
£12,227,313
Total Gross Expenditure
£12,386,484
Charity Raises Funds From Public
No
Grant Making Is Main Activity
Yes
Charity Receives Govt Funding Contracts
No
Charity Receives Govt Funding Grants
No
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 80001 90000
1
Count Salary Band 90001 100000
1
Count Salary Band 100001 110000
1
Count Salary Band 130001 140000
1
Count Volunteers
433
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 April 2020
Fin Period End Date
31 March 2021
Ar Due Date
31 January 2022
Ar Received Date
4 November 2021
Total Gross Income
£8,732,777
Total Gross Expenditure
£6,665,050
Charity Raises Funds From Public
No
Grant Making Is Main Activity
Yes
Charity Receives Govt Funding Contracts
No
Charity Receives Govt Funding Grants
Yes
Count Govt Grants
£1
Income From Government Grants
£31,819
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
Yes
Does Trustee Receive Any Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
Yes
Count Salary Band 60001 70000
1
Count Salary Band 70001 80000
1
Count Salary Band 80001 90000
1
Count Salary Band 90001 100000
1
Count Salary Band 120001 130000
1
Count Salary Band 140001 150000
1
Count Volunteers
342

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 April 2024
Fin Period End Date
31 March 2025
Ar Due Date
31 January 2026
Ar Received Date
25 November 2025
Income Donations And Legacies
7308661
Income Other Trading Activities
0
Income Charitable Activities
19590830
Income Investments
407046
Income Other
0
Income Total Income And Endowments
27306537
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£13,840,764
Expenditure Charitable Expenditure
£8,451,570
Expenditure Other
0
Expenditure Total
22292334
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
5017859
Expenditure Depreciation
102049
Gain Loss Investment
-252114
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£11,400,000
Assets Total Fixed
17781143
Assets Own Use
1746196
Assets Long Term Investment
16034947
Defined Benefit Pension Scheme
0
Assets Other Assets
£14,355,067
Assets Total Liabilities
£14,155,454
Assets Current Investment
0
Assets Total Assets And Liabilities
£17,980,756
Creditors One Year Total Current
14155454
Creditors Falling Due After One Year
0
Assets Cash
£4,503,149
Funds Endowment
0
Funds Unrestricted
12768140
Funds Restricted
5212616
Funds Total
17980756
Count Employees
57
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 April 2023
Fin Period End Date
31 March 2024
Ar Due Date
31 January 2025
Ar Received Date
7 October 2024
Income Donations And Legacies
2381425
Income Other Trading Activities
0
Income Charitable Activities
13076827
Income Investments
392712
Income Other
0
Income Total Income And Endowments
15850964
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£9,018,019
Expenditure Charitable Expenditure
£6,703,963
Expenditure Other
6305
Expenditure Total
15728287
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
3890149
Expenditure Depreciation
86743
Gain Loss Investment
521593
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£11,400,000
Assets Total Fixed
11874211
Assets Own Use
1471357
Assets Long Term Investment
10402854
Defined Benefit Pension Scheme
0
Assets Other Assets
£13,439,551
Assets Total Liabilities
£12,095,095
Assets Current Investment
0
Assets Total Assets And Liabilities
£13,218,667
Creditors One Year Total Current
12095095
Creditors Falling Due After One Year
0
Assets Cash
£4,208,881
Funds Endowment
0
Funds Unrestricted
12868952
Funds Restricted
349715
Funds Total
13218667
Count Employees
53
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
3
Ar Cycle Reference
AR23
Fin Period Start Date
1 April 2022
Fin Period End Date
31 March 2023
Ar Due Date
31 January 2024
Ar Received Date
20 December 2023
Income Donations And Legacies
2246561
Income Other Trading Activities
0
Income Charitable Activities
12084860
Income Investments
275053
Income Other
0
Income Total Income And Endowments
14606474
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£8,844,200
Expenditure Charitable Expenditure
£5,561,380
Expenditure Other
0
Expenditure Total
14405580
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
184819
Expenditure Support Costs
3363411
Expenditure Depreciation
66961
Gain Loss Investment
-580862
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£11,000,000
Assets Total Fixed
11067032
Assets Own Use
1483978
Assets Long Term Investment
9583054
Defined Benefit Pension Scheme
0
Assets Other Assets
£10,967,783
Assets Total Liabilities
£9,460,419
Assets Current Investment
0
Assets Total Assets And Liabilities
£12,574,396
Creditors One Year Total Current
9460419
Creditors Falling Due After One Year
0
Assets Cash
£4,869,375
Funds Endowment
0
Funds Unrestricted
12574396
Funds Restricted
0
Funds Total
12574396
Count Employees
41
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 April 2021
Fin Period End Date
31 March 2022
Ar Due Date
31 January 2023
Ar Received Date
1 December 2022
Income Donations And Legacies
2260179
Income Other Trading Activities
0
Income Charitable Activities
9499637
Income Investments
239497
Income Other
280000
Income Total Income And Endowments
12279313
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£6,783,691
Expenditure Charitable Expenditure
£5,602,793
Expenditure Other
0
Expenditure Total
12386484
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
2584683
Expenditure Depreciation
31950
Gain Loss Investment
724618
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£1,500,000
Assets Total Fixed
11204403
Assets Own Use
1301410
Assets Long Term Investment
9902993
Defined Benefit Pension Scheme
0
Assets Other Assets
£7,881,491
Assets Total Liabilities
£6,131,528
Assets Current Investment
0
Assets Total Assets And Liabilities
£12,954,366
Creditors One Year Total Current
6131528
Creditors Falling Due After One Year
0
Assets Cash
£4,011,005
Funds Endowment
0
Funds Unrestricted
12934116
Funds Restricted
20250
Funds Total
12954366
Count Employees
36
Consolidated Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 April 2020
Fin Period End Date
31 March 2021
Ar Due Date
31 January 2022
Ar Received Date
4 November 2021
Income Donations And Legacies
5149487
Income Other Trading Activities
0
Income Charitable Activities
3360184
Income Investments
223106
Income Other
0
Income Total Income And Endowments
8732777
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£1,618,121
Expenditure Charitable Expenditure
£5,046,929
Expenditure Other
0
Expenditure Total
6665050
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
2041643
Expenditure Depreciation
24789
Gain Loss Investment
1402655
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£1,500,000
Assets Total Fixed
10118580
Assets Own Use
1171235
Assets Long Term Investment
8947345
Defined Benefit Pension Scheme
0
Assets Other Assets
£7,602,335
Assets Total Liabilities
£5,331,996
Assets Current Investment
0
Assets Total Assets And Liabilities
£12,388,919
Creditors One Year Total Current
5331996
Creditors Falling Due After One Year
0
Assets Cash
£5,674,032
Funds Endowment
0
Funds Unrestricted
12363419
Funds Restricted
25500
Funds Total
12388919
Count Employees
29
Consolidated Accounts
Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type
Country
Geographic Area Description
Scotland
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Europe
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Northern Ireland
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Europe
Welsh Ind
No
Geographic Area Type
Region
Geographic Area Description
Throughout England And Wales
Welsh Ind
No

07 Official extract

Charity Classification

Classification Code
102
Classification Type
What
Classification Description
Education/training
Classification Code
308
Classification Type
How
Classification Description
Sponsors Or Undertakes Research
Classification Code
203
Classification Type
Who
Classification Description
People With Disabilities
Classification Code
206
Classification Type
Who
Classification Description
Other Defined Groups
Classification Code
306
Classification Type
How
Classification Description
Provides Services
Classification Code
301
Classification Type
How
Classification Description
Makes Grants To Individuals
Classification Code
201
Classification Type
Who
Classification Description
Children/young People
Classification Code
307
Classification Type
How
Classification Description
Provides Advocacy/advice/information
Classification Code
105
Classification Type
What
Classification Description
The Prevention Or Relief Of Poverty
Classification Code
101
Classification Type
What
Classification Description
General Charitable Purposes
Classification Code
202
Classification Type
Who
Classification Description
Elderly/old People

08 Official extract

Charity Event History

Charity Name
NATIONAL GROCERS BENEVOLENT FUND
Charity Event Order
2
Event Type
Asset transfer in
Date Of Event
2013-08-16T00:00:00
Reason
Transfer of funds
Assoc Organisation Number
4016029
Assoc Registered Charity Number
1109578
Assoc Charity Name
THE CONFECTIONERS BENEVOLENT FUND
Charity Name
NATIONAL GROCERS BENEVOLENT FUND
Charity Event Order
1
Event Type
Standard registration
Date Of Event
2003-02-10T00:00:00
Charity Name
NATIONAL GROCERS BENEVOLENT FUND
Charity Event Order
3
Event Type
Asset transfer in
Date Of Event
2022-03-25T00:00:00
Reason
Ceased to exist
Assoc Organisation Number
803723
Assoc Registered Charity Number
803723
Assoc Charity Name
THE TESCO RETIRED STAFF ASSOCIATION CARING FUND
Charity Name
NATIONAL GROCERS BENEVOLENT FUND
Charity Event Order
4
Event Type
Asset transfer in
Date Of Event
2022-08-24T00:00:00
Reason
Ceased to exist
Assoc Organisation Number
260075
Assoc Registered Charity Number
260075
Assoc Charity Name
THE CHARITABLE FUND OF THE JOINT INDUSTRIAL COUNCIL OF THE MATCH MANUFACTURING INDUSTRY

09 Official extract

Charity Governing Document

Governing Document Description
MEMORANDUM AND ARTICLES INCORPORATED 18/12/2002AS AMENDED BY SPECIAL RESOLUTION(S) DATED 19/11/2003AS AMENDED BY SPECIAL RESOLUTION(S) DATED 22/10/2003AS AMENDED BY SPECIAL RESOLUTION(S) DATED 24/02/2009AS AMENDED BY SPECIAL RESOLUTION(S) DATED 14/02/2012AS AMENDED BY SPECIAL RESOLUTION REGISTERED AT COMPANIES HOUSE ON 27 JUN 2018
Charitable Objects
THE OBJECTS OF THE CHARITY ARE:- 3.1.1 THE RELIEF OF PERSONS IN NEED BY REASON OF YOUTH, AGE, ILL-HEALTH, DISABILITY, FINANCIAL HARDSHIP OR OTHER DISADVANTAGE WHO: (A) ARE OR HAVE BEEN ENGAGED IN THE GROCERY TRADE, IN ANY CAPACITY; OR (B) ARE THE SURVIVING SPOUSE, CIVIL PARTNER OR OTHERWISE LONG TERM PARTNER OR CHILD (OR OTHER DEPENDANT OR FORMER DEPENDANT) OF PERSONS WHO HAVE BEEN ENGAGED IN THE GROCERY TRADE; AND 3.1.2 TO UNDERTAKE ANY OTHER CHARITABLE PURPOSE UNDER THE LAW OF ENGLAND AND WALES. IN THIS ARTICLE 3, “GROCERY TRADE” MEANS ANY WORK RELATING TO THE MANUFACTURING, LOGISTICS, DISTRIBUTION AND SALES OF GROCERIES OR OTHER PRODUCTS TYPICALLY SOLD IN SUPERMARKETS, WHETHER WHOLESALE OR RETAIL. FOR THE AVOIDANCE OF DOUBT, THIS DEFINITION SHALL INCLUDE THE OFF-LICENCE TRADE.
Area Of Benefit
NATIONAL

10 Official extract

Charity Other Names

Charity Name Id
456196
Charity Name Type
Previous name
Charity Name
CARAVAN
Charity Name Id
526368
Charity Name Type
Working name
Charity Name
GROCERYAID

11 Official extract

Charity Policy

Policy Name
Internal risk management policy and procedures
Policy Name
Engaging external speakers at charity events policy and procedures
Policy Name
Volunteer management
Policy Name
Social media policy and procedures
Policy Name
Financial reserves policy and procedures
Policy Name
Safeguarding policy and procedures
Policy Name
Risk management
Policy Name
Serious incident reporting policy and procedures
Policy Name
Internal charity financial controls policy and procedures
Policy Name
Trustee expenses policy and procedures
Policy Name
Investing charity funds policy and procedures
Policy Name
Investment
Policy Name
Paying staff
Policy Name
Conflicting interests
Policy Name
Complaints handling
Policy Name
Bullying and harassment policy and procedures
Policy Name
Campaigns and political activity policy and procedures
Policy Name
Safeguarding vulnerable beneficiaries
Policy Name
Complaints policy and procedures
Policy Name
Trustee conflicts of interest policy and procedures