COMMUNITY MONEY ADVICE LTD — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: Charitable company
Registered: 23 September 2005
Removed: Not supplied
Company number supplied: 05123444
Financial period: 1 June 2024 – 31 May 2025
Latest income: £512,389
Latest expenditure: £646,204
Gift Aid: Yes
Owns or uses land: Yes
In administration: No
Insolvent: No
CIO: No

Public contact address: Community Money Advice, 18 Wyle Cop, SHREWSBURY, SY1 1XB

Website recorded by the regulator: www.communitymoneyadvice.com (displayed as text)

02 Activities

What the charity does

Development of church based social and community action especially in the field of debt and money advice to people in need. The establishment of completely free money advice centres in every community in the nation. Publication of education and training materials related to the above activities.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 June 2024
Fin Period End Date: 31 May 2025
Ar Cycle Reference: AR25
Reporting Due Date: 31 March 2026
Date Annual Return Received: 17 March 2026
Date Accounts Received: 17 March 2026
Total Gross Income: £512,389
Total Gross Expenditure: £646,204

Fin Period Start Date: 1 June 2023
Fin Period End Date: 31 May 2024
Ar Cycle Reference: AR24
Reporting Due Date: 31 March 2025
Date Annual Return Received: 7 March 2025
Date Accounts Received: 7 March 2025
Total Gross Income: £674,257
Total Gross Expenditure: £842,080

Fin Period Start Date: 1 June 2022
Fin Period End Date: 31 May 2023
Ar Cycle Reference: AR23
Reporting Due Date: 31 March 2024
Date Annual Return Received: 21 February 2024
Date Accounts Received: 21 February 2024
Total Gross Income: £719,470
Total Gross Expenditure: £828,442

Fin Period Start Date: 1 June 2021
Fin Period End Date: 31 May 2022
Ar Cycle Reference: AR22
Reporting Due Date: 31 March 2023
Date Annual Return Received: 17 March 2023
Date Accounts Received: 17 March 2023
Total Gross Income: £818,544
Total Gross Expenditure: £628,843

Fin Period Start Date: 1 June 2020
Fin Period End Date: 31 May 2021
Ar Cycle Reference: AR21
Reporting Due Date: 31 March 2022
Date Annual Return Received: 16 March 2022
Date Accounts Received: 16 March 2022
Total Gross Income: £719,847
Total Gross Expenditure: £439,526

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 June 2024
Fin Period End Date: 31 May 2025
Ar Due Date: 31 March 2026
Ar Received Date: 17 March 2026
Total Gross Income: £512,389
Total Gross Expenditure: £646,204
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: Yes
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: Yes
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 June 2023
Fin Period End Date: 31 May 2024
Ar Due Date: 31 March 2025
Ar Received Date: 7 March 2025
Total Gross Income: £674,257
Total Gross Expenditure: £842,080
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: Yes
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: Yes
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 1

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 June 2022
Fin Period End Date: 31 May 2023
Ar Due Date: 31 March 2024
Ar Received Date: 21 February 2024
Total Gross Income: £719,470
Total Gross Expenditure: £828,442
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: Yes
Trustee Payments Acting As Trustee: Yes
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 June 2021
Fin Period End Date: 31 May 2022
Ar Due Date: 31 March 2023
Ar Received Date: 17 March 2023
Total Gross Income: £818,544
Total Gross Expenditure: £628,843
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: Yes
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: Yes
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 June 2020
Fin Period End Date: 31 May 2021
Ar Due Date: 31 March 2022
Ar Received Date: 16 March 2022
Total Gross Income: £719,847
Total Gross Expenditure: £439,526
Charity Raises Funds From Public: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: Yes
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: Yes
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 June 2024
Fin Period End Date: 31 May 2025
Ar Due Date: 31 March 2026
Ar Received Date: 17 March 2026
Income Donations And Legacies: 87766
Income Other Trading Activities: 0
Income Charitable Activities: 421069
Income Investments: 3554
Income Other: 0
Income Total Income And Endowments: 512389
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £646,204
Expenditure Other: 0
Expenditure Total: 646204
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 1440
Expenditure Support Costs: 0
Expenditure Depreciation: 0
Gain Loss Investment: 0
Gain Loss Pension Fund: 12288
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £107,177
Assets Total Fixed: 0
Assets Own Use: 0
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £124,978
Assets Total Liabilities: £15,424
Assets Current Investment: 0
Assets Total Assets And Liabilities: £109,554
Creditors One Year Total Current: 15424
Creditors Falling Due After One Year: 0
Assets Cash: £92,604
Funds Endowment: 0
Funds Unrestricted: 107177
Funds Restricted: 2377
Funds Total: 109554
Count Employees: 26
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 June 2023
Fin Period End Date: 31 May 2024
Ar Due Date: 31 March 2025
Ar Received Date: 7 March 2025
Income Donations And Legacies: 46305
Income Other Trading Activities: 0
Income Charitable Activities: 622085
Income Investments: 5867
Income Other: 0
Income Total Income And Endowments: 674257
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £842,080
Expenditure Other: 0
Expenditure Total: 842080
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 5740
Expenditure Support Costs: 0
Expenditure Depreciation: 0
Gain Loss Investment: 0
Gain Loss Pension Fund: 13720
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £0
Assets Total Fixed: 0
Assets Own Use: 0
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £301,815
Assets Total Liabilities: £58,446
Assets Current Investment: 0
Assets Total Assets And Liabilities: £243,369
Creditors One Year Total Current: 58446
Creditors Falling Due After One Year: 0
Assets Cash: £282,011
Funds Endowment: 0
Funds Unrestricted: 232639
Funds Restricted: 10730
Funds Total: 243369
Count Employees: 29
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 June 2022
Fin Period End Date: 31 May 2023
Ar Due Date: 31 March 2024
Ar Received Date: 21 February 2024
Income Donations And Legacies: 27806
Income Other Trading Activities: 0
Income Charitable Activities: 690702
Income Investments: 962
Income Other: 0
Income Total Income And Endowments: 719470
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £828,442
Expenditure Other: 0
Expenditure Total: 828442
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 0
Expenditure Support Costs: 0
Expenditure Depreciation: 0
Gain Loss Investment: 0
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £405,385
Assets Total Fixed: 0
Assets Own Use: 0
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £439,201
Assets Total Liabilities: £28,009
Assets Current Investment: 0
Assets Total Assets And Liabilities: £411,192
Creditors One Year Total Current: 28009
Creditors Falling Due After One Year: 0
Assets Cash: £401,640
Funds Endowment: 0
Funds Unrestricted: 405385
Funds Restricted: 5807
Funds Total: 411192
Count Employees: 30
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 June 2021
Fin Period End Date: 31 May 2022
Ar Due Date: 31 March 2023
Ar Received Date: 17 March 2023
Income Donations And Legacies: 40590
Income Other Trading Activities: 0
Income Charitable Activities: 777940
Income Investments: 14
Income Other: 0
Income Total Income And Endowments: 818544
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £628,843
Expenditure Other: 0
Expenditure Total: 628843
Expenditure Investment Management: 0
Expenditure Grants Institution: 22416
Expenditure Governance: 0
Expenditure Support Costs: 10551
Expenditure Depreciation: 0
Gain Loss Investment: 0
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £477,425
Assets Total Fixed: 0
Assets Own Use: 0
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £575,987
Assets Total Liabilities: £55,823
Assets Current Investment: 0
Assets Total Assets And Liabilities: £520,164
Creditors One Year Total Current: 55823
Creditors Falling Due After One Year: 0
Assets Cash: £575,987
Funds Endowment: 0
Funds Unrestricted: 515617
Funds Restricted: 4547
Funds Total: 520164
Count Employees: 24
Charity Only Accounts: Yes

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 June 2020
Fin Period End Date: 31 May 2021
Ar Due Date: 31 March 2022
Ar Received Date: 16 March 2022
Income Donations And Legacies: 102043
Income Other Trading Activities: 0
Income Charitable Activities: 617767
Income Investments: 37
Income Other: 0
Income Total Income And Endowments: 719847
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £1,188
Expenditure Charitable Expenditure: £438,338
Expenditure Other: 0
Expenditure Total: 439526
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 0
Expenditure Support Costs: 0
Expenditure Depreciation: 0
Gain Loss Investment: 0
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £271,407
Assets Total Fixed: 0
Assets Own Use: 0
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £396,314
Assets Total Liabilities: £65,851
Assets Current Investment: 0
Assets Total Assets And Liabilities: £330,463
Creditors One Year Total Current: 65851
Creditors Falling Due After One Year: 0
Assets Cash: £336,246
Funds Endowment: 0
Funds Unrestricted: 271407
Funds Restricted: 59056
Funds Total: 330463
Count Employees: 10
Charity Only Accounts: Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type: Country
Geographic Area Description: Scotland
Parent Geographic Area Type: Continent
Parent Geographic Area Description: Europe
Welsh Ind: No

Geographic Area Type: Region
Geographic Area Description: Throughout England And Wales
Welsh Ind: No

Geographic Area Type: Country
Geographic Area Description: Northern Ireland
Parent Geographic Area Type: Continent
Parent Geographic Area Description: Europe
Welsh Ind: No

07 Official extract

Charity Classification

Classification Code: 205
Classification Type: Who
Classification Description: Other Charities Or Voluntary Bodies

Classification Code: 304
Classification Type: How
Classification Description: Provides Human Resources

Classification Code: 309
Classification Type: How
Classification Description: Acts As An Umbrella Or Resource Body

Classification Code: 101
Classification Type: What
Classification Description: General Charitable Purposes

Classification Code: 307
Classification Type: How
Classification Description: Provides Advocacy/advice/information

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

Classification Code: 102
Classification Type: What
Classification Description: Education/training

Classification Code: 306
Classification Type: How
Classification Description: Provides Services

08 Official extract

Charity Event History

Charity Name: COMMUNITY MONEY ADVICE LTD
Charity Event Order: 1
Event Type: Standard registration
Date Of Event: 2005-09-23T00:00:00

Charity Name: COMMUNITY MONEY ADVICE LTD
Charity Event Order: 2
Event Type: Asset transfer in
Date Of Event: 2019-07-28T00:00:00
Reason: Ceased to exist
Assoc Organisation Number: 5024301
Assoc Registered Charity Number: 1146650
Assoc Charity Name: HOPE DEBT ADVICE

Charity Name: COMMUNITY MONEY ADVICE LTD
Charity Event Order: 3
Event Type: Asset transfer in
Date Of Event: 2025-07-16T00:00:00
Reason: Removed by application
Assoc Organisation Number: 5234524
Assoc Registered Charity Number: 1209005
Assoc Charity Name: HIGHCLIFFE COMMUNITY CHURCH

Charity Name: COMMUNITY MONEY ADVICE LTD
Charity Event Order: 4
Event Type: Asset transfer in
Date Of Event: 2025-09-03T00:00:00
Reason: Removed by application
Assoc Organisation Number: 5170865
Assoc Registered Charity Number: 1192331
Assoc Charity Name: TAFF-ELY CMA

09 Official extract

Charity Governing Document

Governing Document Description: MEMORANDUM AND ARTICLES OF ASSOCIATION INCORPORATED 10 MAY 2004 AS AMENDED BY SPECIAL RESOLUTIONS DATED 15 SEPTEMBER 2005 AND 4 MARCH 2009. as amended on 18 May 2026
Charitable Objects: TO RELIEVE POVERTY BY PROVIDING DEBT ADVICE AND TRAINING TO COMMUNITY GROUPS AND NON-PROFIT MAKING ORGANISATIONS IN ORDER FOR THEM TO ASSIST PERSONS WHO HAVE BEEN AFFECTED BY DEBT.
Area Of Benefit: NATIONAL AND OVERSEAS

10 Official extract

Charity Other Regulators

Regulator Order: 1
Regulator Name: Financial Conduct Authority

11 Official extract

Charity Policy

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Paying staff

Policy Name: Internal risk management policy and procedures

Policy Name: Risk management

Policy Name: Financial reserves policy and procedures

Policy Name: Complaints policy and procedures

Policy Name: Conflicting interests

Policy Name: Complaints handling

Policy Name: Trustee conflicts of interest policy and procedures