01 Identity
Registration and reporting
- Registration status
- Registered
- Reporting status
- Submission Received
- Charity type
- Charitable company
- Registered
- 18 January 2006
- Removed
- Not supplied
- Company number supplied
- 05386480
- Financial period
- 1 January 2025 – 31 December 2025
- Latest income
- £692,684
- Latest expenditure
- £622,474
- Gift Aid
- No
- Owns or uses land
- No
- In administration
- No
- Insolvent
- No
- CIO
- No
Public contact address: Institute of Money Advisers, PO Box 526, LEEDS, LS17 1NS
Website recorded by the regulator: www.i-m-a.org.uk (displayed as text)
02 Activities
What the charity does
The IMA uses its resources to train, inform and educate money advisers so that their work in giving free advice to the public is improved.
03 Official extract
Charity Annual Return History
- Fin Period Start Date
- 1 January 2025
- Fin Period End Date
- 31 December 2025
- Ar Cycle Reference
- AR25
- Reporting Due Date
- 31 October 2026
- Date Annual Return Received
- 21 September 2026
- Date Accounts Received
- 21 September 2026
- Total Gross Income
- £692,684
- Total Gross Expenditure
- £622,474
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Cycle Reference
- AR24
- Reporting Due Date
- 31 October 2025
- Date Annual Return Received
- 10 October 2025
- Date Accounts Received
- 10 October 2025
- Total Gross Income
- £637,657
- Total Gross Expenditure
- £622,140
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Cycle Reference
- AR23
- Reporting Due Date
- 31 October 2024
- Date Annual Return Received
- 4 September 2024
- Date Accounts Received
- 4 September 2024
- Total Gross Income
- £704,620
- Total Gross Expenditure
- £774,143
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Cycle Reference
- AR22
- Reporting Due Date
- 31 October 2023
- Date Annual Return Received
- 14 September 2023
- Date Accounts Received
- 14 September 2023
- Total Gross Income
- £937,083
- Total Gross Expenditure
- £842,644
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Cycle Reference
- AR21
- Reporting Due Date
- 31 October 2022
- Date Annual Return Received
- 30 September 2022
- Date Accounts Received
- 30 September 2022
- Total Gross Income
- £991,529
- Total Gross Expenditure
- £675,874
04 Official extract
Charity Annual Return Parta
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR25
- Fin Period Start Date
- 1 January 2025
- Fin Period End Date
- 31 December 2025
- Ar Due Date
- 31 October 2026
- Ar Received Date
- 21 September 2026
- Total Gross Income
- £692,684
- Total Gross Expenditure
- £622,474
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 1
- Count Volunteers
- 0
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Due Date
- 31 October 2025
- Ar Received Date
- 10 October 2025
- Total Gross Income
- £637,657
- Total Gross Expenditure
- £622,140
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 1
- Count Volunteers
- 0
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Due Date
- 31 October 2024
- Ar Received Date
- 4 September 2024
- Total Gross Income
- £704,620
- Total Gross Expenditure
- £774,143
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 1
- Count Volunteers
- 0
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Due Date
- 31 October 2023
- Ar Received Date
- 14 September 2023
- Total Gross Income
- £937,083
- Total Gross Expenditure
- £842,644
- Charity Raises Funds From Public
- No
- Charity Receives Govt Funding Contracts
- No
- Charity Receives Govt Funding Grants
- No
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 1
- Count Volunteers
- 0
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Due Date
- 31 October 2022
- Ar Received Date
- 30 September 2022
- Total Gross Income
- £991,529
- Total Gross Expenditure
- £675,874
- Charity Raises Funds From Public
- No
- Charity Receives Govt Funding Contracts
- No
- Charity Receives Govt Funding Grants
- No
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 0
05 Official extract
Charity Annual Return Partb
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR25
- Fin Period Start Date
- 1 January 2025
- Fin Period End Date
- 31 December 2025
- Ar Due Date
- 31 October 2026
- Ar Received Date
- 21 September 2026
- Income Donations And Legacies
- 21840
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 632342
- Income Investments
- 38502
- Income Other
- 0
- Income Total Income And Endowments
- 692684
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £0
- Expenditure Charitable Expenditure
- £622,474
- Expenditure Other
- 0
- Expenditure Total
- 622474
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 9021
- Expenditure Support Costs
- 472187
- Expenditure Depreciation
- 716
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £1,113,274
- Assets Total Fixed
- 957
- Assets Own Use
- 957
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £1,167,940
- Assets Total Liabilities
- £55,623
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,113,274
- Creditors One Year Total Current
- 55623
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £1,124,952
- Funds Endowment
- 0
- Funds Unrestricted
- 1113274
- Funds Restricted
- 0
- Funds Total
- 1113274
- Count Employees
- 10
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Due Date
- 31 October 2025
- Ar Received Date
- 10 October 2025
- Income Donations And Legacies
- 74105
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 534674
- Income Investments
- 28878
- Income Other
- 0
- Income Total Income And Endowments
- 637657
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £0
- Expenditure Charitable Expenditure
- £622,140
- Expenditure Other
- 0
- Expenditure Total
- 622140
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 30261
- Expenditure Governance
- 10164
- Expenditure Support Costs
- 464545
- Expenditure Depreciation
- 5608
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £1,043,064
- Assets Total Fixed
- 863
- Assets Own Use
- 863
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £1,093,327
- Assets Total Liabilities
- £51,126
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,043,064
- Creditors One Year Total Current
- 51126
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £1,035,599
- Funds Endowment
- 0
- Funds Unrestricted
- 1043064
- Funds Restricted
- 0
- Funds Total
- 1043064
- Count Employees
- 10
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Due Date
- 31 October 2024
- Ar Received Date
- 4 September 2024
- Income Donations And Legacies
- 108170
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 580192
- Income Investments
- 16258
- Income Other
- 0
- Income Total Income And Endowments
- 704620
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £0
- Expenditure Charitable Expenditure
- £774,143
- Expenditure Other
- 0
- Expenditure Total
- 774143
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 160332
- Expenditure Governance
- 10165
- Expenditure Support Costs
- 430503
- Expenditure Depreciation
- 8972
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £752,958
- Assets Total Fixed
- 6000
- Assets Own Use
- 6000
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £1,065,007
- Assets Total Liabilities
- £43,460
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,027,547
- Creditors One Year Total Current
- 43460
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £975,390
- Funds Endowment
- 0
- Funds Unrestricted
- 1027547
- Funds Restricted
- 0
- Funds Total
- 1027547
- Count Employees
- 10
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Due Date
- 31 October 2023
- Ar Received Date
- 14 September 2023
- Income Donations And Legacies
- 428034
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 503953
- Income Investments
- 5096
- Income Other
- 0
- Income Total Income And Endowments
- 937083
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £0
- Expenditure Charitable Expenditure
- £842,644
- Expenditure Other
- 0
- Expenditure Total
- 842644
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 337235
- Expenditure Governance
- 7058
- Expenditure Support Costs
- 377168
- Expenditure Depreciation
- 9346
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £717,117
- Assets Total Fixed
- 14262
- Assets Own Use
- 14262
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £1,110,953
- Assets Total Liabilities
- £28,145
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,097,070
- Creditors One Year Total Current
- 28145
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £982,778
- Funds Endowment
- 0
- Funds Unrestricted
- 997002
- Funds Restricted
- 100068
- Funds Total
- 1097070
- Count Employees
- 9
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Due Date
- 31 October 2022
- Ar Received Date
- 30 September 2022
- Income Donations And Legacies
- 424039
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 562884
- Income Investments
- 4606
- Income Other
- 0
- Income Total Income And Endowments
- 991529
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £0
- Expenditure Charitable Expenditure
- £675,874
- Expenditure Other
- 0
- Expenditure Total
- 675874
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 155820
- Expenditure Governance
- 6479
- Expenditure Support Costs
- 385966
- Expenditure Depreciation
- 6195
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £686,946
- Assets Total Fixed
- 22858
- Assets Own Use
- 22858
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £997,411
- Assets Total Liabilities
- £17,638
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,002,631
- Creditors One Year Total Current
- 17638
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £908,534
- Funds Endowment
- 0
- Funds Unrestricted
- 852914
- Funds Restricted
- 149717
- Funds Total
- 1002631
- Count Employees
- 10
- Charity Only Accounts
- Yes
06 Official extract
Charity Area Of Operation
- Geographic Area Type
- Region
- Geographic Area Description
- Throughout England And Wales
- Welsh Ind
- No
07 Official extract
Charity Classification
- Classification Code
- 309
- Classification Type
- How
- Classification Description
- Acts As An Umbrella Or Resource Body
- Classification Code
- 102
- Classification Type
- What
- Classification Description
- Education/training
- Classification Code
- 307
- Classification Type
- How
- Classification Description
- Provides Advocacy/advice/information
- Classification Code
- 105
- Classification Type
- What
- Classification Description
- The Prevention Or Relief Of Poverty
- Classification Code
- 207
- Classification Type
- Who
- Classification Description
- The General Public/mankind
- Classification Code
- 113
- Classification Type
- What
- Classification Description
- Economic/community Development/employment
- Classification Code
- 306
- Classification Type
- How
- Classification Description
- Provides Services
- Classification Code
- 202
- Classification Type
- Who
- Classification Description
- Elderly/old People
- Classification Code
- 201
- Classification Type
- Who
- Classification Description
- Children/young People
08 Official extract
Charity Event History
- Charity Name
- INSTITUTE OF MONEY ADVISERS
- Charity Event Order
- 1
- Event Type
- Standard registration
- Date Of Event
- 2006-01-18T00:00:00
09 Official extract
Charity Governing Document
- Governing Document Description
- MEMORANDUM AND ARTICLES INCORPORATED 09/03/2005AS AMENDED BY CERTIFICATE OF INCORPORATION ON CHANGE OF NAME DATED 19/01/2006AS AMENDED BY SPECIAL RESOLUTION(S) DATED 05/09/2007AS AMENDED BY SPECIAL RESOLUTION(S) DATED 05/06/2008AS AMENDED BY SPECIAL RESOLUTION(S) DATED 10/05/2012AS AMENDED BY SPECIAL RESOLUTION(S) DATED 20/05/2013AS AMENDED BY SPECIAL RESOLUTION(S) DATED 06/05/2015AS AMENDED BY SPECIAL RESOLUTION(S) DATED 12 JUL 2016AS AMENDED BY SPECIAL RESOLUTION(S) DATED 15 MAY 2017AS AMENDED BY SPECIAL RESOLUTION(S) DATED 21 MAY 2018AS AMENDED BY SPECIAL RESOLUTION(S) DATED 10 JUN 2019AS AMENDED BY SPECIAL RESOLUTION(S) DATED 02 FEB 2021AS AMENDED BY SPECIAL RESOLUTION(S) DATED 16 MAY 2022 as amended on 15 May 2023 as amended on 15 Jul 2024
- Charitable Objects
- THE RELIEF AND PREVENTION OF FINANCIAL HARDSHIP IN PARTICULAR BUT NOT EXCLUSIVELY BY: (I) THE PROMOTION OF HIGH STANDARD IN THE PROVISION OF FREE-TO-CLIENT MONEY ADVICE; (II) THE PROVISION OF EDUCATION AND TRAINING FOR MONEY ADVISERS;(III) THE ADVANCEMENT OF THE EDUCATION OF THE PUBLIC IN THE SUBJECT OF MONEY MATTERS, DEBT AND THE MANAGEMENT OF PERSONAL FINANCES
- Area Of Benefit
- NATIONAL
10 Official extract
Charity Other Names
- Charity Name Id
- 346764
- Charity Name Type
- Previous name
- Charity Name
- IMA DEVELOPMENTS
11 Official extract
Charity Policy
- Policy Name
- Conflicting interests
- Policy Name
- Complaints handling
- Policy Name
- Internal risk management policy and procedures
- Policy Name
- Bullying and harassment policy and procedures
- Policy Name
- Investment
- Policy Name
- Financial reserves policy and procedures
- Policy Name
- Risk management
- Policy Name
- Paying staff
- Policy Name
- Trustee conflicts of interest policy and procedures
- Policy Name
- Internal charity financial controls policy and procedures
- Policy Name
- Complaints policy and procedures
- Policy Name
- Social media policy and procedures
- Policy Name
- Trustee expenses policy and procedures
- Policy Name
- Investing charity funds policy and procedures