01 Identity
Registration and reporting
- Registration status
- Registered
- Reporting status
- Submission Received
- Charity type
- Charitable company
- Registered
- 2 May 2006
- Removed
- Not supplied
- Company number supplied
- 05641704
- Financial period
- 1 January 2025 – 31 December 2025
- Latest income
- £2,083,289
- Latest expenditure
- £1,952,769
- Gift Aid
- Yes
- Owns or uses land
- No
- In administration
- No
- Insolvent
- No
- CIO
- No
Public contact address: Suite 122, 3 Bride Court, LONDON, EC4Y 8DU
Website recorded by the regulator: www.fivetalents.org.uk (displayed as text)
02 Activities
What the charity does
Five Talents works with a network of community partners who provide savings schemes alongside literacy and business training for communities who have been marginalised around the world.
03 Official extract
Charity Annual Return History
- Fin Period Start Date
- 1 January 2025
- Fin Period End Date
- 31 December 2025
- Ar Cycle Reference
- AR25
- Reporting Due Date
- 31 October 2026
- Date Annual Return Received
- 1 May 2026
- Date Accounts Received
- 1 May 2026
- Total Gross Income
- £2,083,289
- Total Gross Expenditure
- £1,952,769
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Cycle Reference
- AR24
- Reporting Due Date
- 31 October 2025
- Date Annual Return Received
- 17 April 2025
- Date Accounts Received
- 17 April 2025
- Total Gross Income
- £1,768,853
- Total Gross Expenditure
- £1,615,349
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Cycle Reference
- AR23
- Reporting Due Date
- 31 October 2024
- Date Annual Return Received
- 9 April 2024
- Date Accounts Received
- 9 April 2024
- Total Gross Income
- £1,433,956
- Total Gross Expenditure
- £1,392,729
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Cycle Reference
- AR22
- Reporting Due Date
- 31 October 2023
- Date Annual Return Received
- 6 April 2023
- Date Accounts Received
- 6 April 2023
- Total Gross Income
- £1,172,371
- Total Gross Expenditure
- £1,192,813
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Cycle Reference
- AR21
- Reporting Due Date
- 31 October 2022
- Date Annual Return Received
- 29 April 2022
- Date Accounts Received
- 29 April 2022
- Total Gross Income
- £1,030,462
- Total Gross Expenditure
- £920,099
04 Official extract
Charity Annual Return Parta
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR25
- Fin Period Start Date
- 1 January 2025
- Fin Period End Date
- 31 December 2025
- Ar Due Date
- 31 October 2026
- Ar Received Date
- 1 May 2026
- Total Gross Income
- £2,083,289
- Total Gross Expenditure
- £1,952,769
- Grant Making Is Main Activity
- Yes
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 0
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Due Date
- 31 October 2025
- Ar Received Date
- 17 April 2025
- Total Gross Income
- £1,768,853
- Total Gross Expenditure
- £1,615,349
- Grant Making Is Main Activity
- Yes
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 20
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Due Date
- 31 October 2024
- Ar Received Date
- 9 April 2024
- Total Gross Income
- £1,433,956
- Total Gross Expenditure
- £1,392,729
- Grant Making Is Main Activity
- Yes
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 20
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Due Date
- 31 October 2023
- Ar Received Date
- 6 April 2023
- Total Gross Income
- £1,172,371
- Total Gross Expenditure
- £1,192,813
- Charity Raises Funds From Public
- Yes
- Charity Professional Fundraiser
- No
- Charity Commercial Participator
- No
- Grant Making Is Main Activity
- Yes
- Charity Receives Govt Funding Contracts
- No
- Charity Receives Govt Funding Grants
- No
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 20
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Due Date
- 31 October 2022
- Ar Received Date
- 29 April 2022
- Total Gross Income
- £1,030,462
- Total Gross Expenditure
- £920,099
- Charity Raises Funds From Public
- Yes
- Charity Professional Fundraiser
- No
- Charity Commercial Participator
- No
- Grant Making Is Main Activity
- Yes
- Charity Receives Govt Funding Contracts
- No
- Charity Receives Govt Funding Grants
- No
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 10
05 Official extract
Charity Annual Return Partb
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR25
- Fin Period Start Date
- 1 January 2025
- Fin Period End Date
- 31 December 2025
- Ar Due Date
- 31 October 2026
- Ar Received Date
- 1 May 2026
- Income Donations And Legacies
- 2065912
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 0
- Income Investments
- 17294
- Income Other
- 83
- Income Total Income And Endowments
- 2083289
- Income Legacies
- 46553
- Income Endowments
- 0
- Expenditure Raising Funds
- £199,740
- Expenditure Charitable Expenditure
- £1,753,029
- Expenditure Other
- 0
- Expenditure Total
- 1952769
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 1193647
- Expenditure Governance
- 68726
- Expenditure Support Costs
- 321912
- Expenditure Depreciation
- 699
- Gain Loss Investment
- 13873
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £413,419
- Assets Total Fixed
- 31450
- Assets Own Use
- 3586
- Assets Long Term Investment
- 27864
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £840,414
- Assets Total Liabilities
- £22,923
- Assets Current Investment
- 173095
- Assets Total Assets And Liabilities
- £848,941
- Creditors One Year Total Current
- 22923
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £589,125
- Funds Endowment
- 0
- Funds Unrestricted
- 444869
- Funds Restricted
- 404072
- Funds Total
- 848941
- Count Employees
- 10
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Due Date
- 31 October 2025
- Ar Received Date
- 17 April 2025
- Income Donations And Legacies
- 1752418
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 0
- Income Investments
- 16396
- Income Other
- 38
- Income Total Income And Endowments
- 1768852
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £205,327
- Expenditure Charitable Expenditure
- £1,410,022
- Expenditure Other
- 0
- Expenditure Total
- 1615349
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 1030279
- Expenditure Governance
- 55875
- Expenditure Support Costs
- 101035
- Expenditure Depreciation
- 517
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £372,772
- Assets Total Fixed
- 296
- Assets Own Use
- 296
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £733,841
- Assets Total Liabilities
- £15,716
- Assets Current Investment
- 159222
- Assets Total Assets And Liabilities
- £718,421
- Creditors One Year Total Current
- 15716
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £493,522
- Funds Endowment
- 0
- Funds Unrestricted
- 372772
- Funds Restricted
- 345649
- Funds Total
- 718421
- Count Employees
- 9
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Due Date
- 31 October 2024
- Ar Received Date
- 9 April 2024
- Income Donations And Legacies
- 1425116
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 0
- Income Investments
- 8714
- Income Other
- 126
- Income Total Income And Endowments
- 1433956
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £176,672
- Expenditure Charitable Expenditure
- £1,216,057
- Expenditure Other
- 0
- Expenditure Total
- 1392729
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 863321
- Expenditure Governance
- 45617
- Expenditure Support Costs
- 176672
- Expenditure Depreciation
- 856
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 856
- Gain Loss Other
- 0
- Reserves
- £277,897
- Assets Total Fixed
- 813
- Assets Own Use
- 813
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £580,206
- Assets Total Liabilities
- £16,101
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £564,918
- Creditors One Year Total Current
- 16101
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £362,447
- Funds Endowment
- 0
- Funds Unrestricted
- 277897
- Funds Restricted
- 287021
- Funds Total
- 564918
- Count Employees
- 8
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Due Date
- 31 October 2023
- Ar Received Date
- 6 April 2023
- Income Donations And Legacies
- 1171261
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 0
- Income Investments
- 1003
- Income Other
- 107
- Income Total Income And Endowments
- 1172371
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £127,703
- Expenditure Charitable Expenditure
- £1,065,110
- Expenditure Other
- 0
- Expenditure Total
- 1192813
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 776889
- Expenditure Governance
- 35922
- Expenditure Support Costs
- 72912
- Expenditure Depreciation
- 656
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £45,677
- Assets Total Fixed
- 1669
- Assets Own Use
- 1669
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £497,254
- Assets Total Liabilities
- £15,182
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £483,741
- Creditors One Year Total Current
- 15182
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £437,589
- Funds Endowment
- 0
- Funds Unrestricted
- 205677
- Funds Restricted
- 278064
- Funds Total
- 483741
- Count Employees
- 7
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Due Date
- 31 October 2022
- Ar Received Date
- 29 April 2022
- Income Donations And Legacies
- 1029183
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 0
- Income Investments
- 1262
- Income Other
- 17
- Income Total Income And Endowments
- 1030462
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £93,575
- Expenditure Charitable Expenditure
- £826,524
- Expenditure Other
- 0
- Expenditure Total
- 920099
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 645237
- Expenditure Governance
- 27887
- Expenditure Support Costs
- 55282
- Expenditure Depreciation
- 433
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £191,425
- Assets Total Fixed
- 1262
- Assets Own Use
- 1262
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £513,290
- Assets Total Liabilities
- £10,369
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £504,183
- Creditors One Year Total Current
- 10369
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £504,770
- Funds Endowment
- 0
- Funds Unrestricted
- 191425
- Funds Restricted
- 312758
- Funds Total
- 504183
- Count Employees
- 6
- Charity Only Accounts
- Yes
06 Official extract
Charity Area Of Operation
- Geographic Area Type
- Country
- Geographic Area Description
- Uganda
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Africa
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- Rwanda
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Africa
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- Kenya
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Africa
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- South Sudan
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Africa
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- Congo (Democratic Republic)
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Africa
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- Burma
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Asia
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- Bolivia
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- South America
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- Burundi
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Africa
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- Tanzania
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Africa
- Welsh Ind
- No
07 Official extract
Charity Classification
- Classification Code
- 113
- Classification Type
- What
- Classification Description
- Economic/community Development/employment
- Classification Code
- 105
- Classification Type
- What
- Classification Description
- The Prevention Or Relief Of Poverty
- Classification Code
- 206
- Classification Type
- Who
- Classification Description
- Other Defined Groups
- Classification Code
- 310
- Classification Type
- How
- Classification Description
- Other Charitable Activities
- Classification Code
- 302
- Classification Type
- How
- Classification Description
- Makes Grants To Organisations
- Classification Code
- 102
- Classification Type
- What
- Classification Description
- Education/training
08 Official extract
Charity Event History
- Charity Name
- FIVE TALENTS UK LTD
- Charity Event Order
- 1
- Event Type
- Standard registration
- Date Of Event
- 2006-05-02T00:00:00
- Charity Name
- FIVE TALENTS UK LTD
- Charity Event Order
- 2
- Event Type
- Asset transfer in
- Date Of Event
- 2021-12-01T00:00:00
- Reason
- Transfer of funds
- Assoc Organisation Number
- 4047826
- Assoc Registered Charity Number
- 1134250
- Assoc Charity Name
- THE CITY OF LONDON SOCIAL INVESTMENT FUND
09 Official extract
Charity Governing Document
- Governing Document Description
- MEMORANDUM AND ARTICLES OF ASSOCIATION INCORPORATED 1 DECEMBER 2005. as amended on 05 Oct 2019
- Charitable Objects
- TO RELIEVE FINANCIAL HARDSHIP AMONG PEOPLE LIVING IN DEVELOPING COUNTRIES BY PARTNERING WITH THE INDIGENOUS ANGLICAN CHURCHES AND OTHER PARTNERS TO OPERATE QUALITY MICRO-ENTERPRISE DEVELOPMENT PROGRAMMES, THROUGH PROVISION OF TRAINING AND CAPITAL GRANTS, AND OTHER CHARITABLE ACTIVITIES CONSISTENT WITH THIS OBJECTIVE.
- Area Of Benefit
- IN DEVELOPING COUNTRIES.
10 Official extract
Charity Policy
- Policy Name
- Serious incident reporting policy and procedures
- Policy Name
- Paying staff
- Policy Name
- Financial reserves policy and procedures
- Policy Name
- Complaints handling
- Policy Name
- Investing charity funds policy and procedures
- Policy Name
- Conflicting interests
- Policy Name
- Social media policy and procedures
- Policy Name
- Risk management
- Policy Name
- Complaints policy and procedures
- Policy Name
- Trustee expenses policy and procedures
- Policy Name
- Safeguarding policy and procedures
- Policy Name
- Trustee conflicts of interest policy and procedures
- Policy Name
- Volunteer management
- Policy Name
- Bullying and harassment policy and procedures
- Policy Name
- Investment
- Policy Name
- Internal risk management policy and procedures
- Policy Name
- Safeguarding vulnerable beneficiaries
- Policy Name
- Internal charity financial controls policy and procedures