01 Identity
Registration and reporting
- Registration status
- Registered
- Reporting status
- Submission Received
- Charity type
- Charitable company
- Registered
- 21 April 2008
- Removed
- Not supplied
- Company number supplied
- 06215005
- Financial period
- 1 September 2024 – 31 August 2025
- Latest income
- £3,332,836
- Latest expenditure
- £3,748,814
- Gift Aid
- Yes
- Owns or uses land
- No
- In administration
- No
- Insolvent
- No
- CIO
- No
Public contact address: Money Ready, 40 Gracechurch Street, LONDON, EC3V 0BT
Website recorded by the regulator: www.moneyready.org (displayed as text)
02 Activities
What the charity does
Money Ready is a financial education charity dedicated to creating a financially fluent population. We believe that financial literacy should be considered a right for all because the language of money is a language for life. We work with the UK population by delivering expert-designed, high-impact financial education programmes.
03 Official extract
Charity Annual Return History
- Fin Period Start Date
- 1 September 2024
- Fin Period End Date
- 31 August 2025
- Ar Cycle Reference
- AR25
- Reporting Due Date
- 30 June 2026
- Date Annual Return Received
- 29 June 2026
- Date Accounts Received
- 29 June 2026
- Total Gross Income
- £3,332,836
- Total Gross Expenditure
- £3,748,814
- Fin Period Start Date
- 1 September 2023
- Fin Period End Date
- 31 August 2024
- Ar Cycle Reference
- AR24
- Reporting Due Date
- 30 June 2025
- Date Annual Return Received
- 28 May 2025
- Date Accounts Received
- 28 May 2025
- Total Gross Income
- £4,482,068
- Total Gross Expenditure
- £4,166,126
- Fin Period Start Date
- 1 September 2022
- Fin Period End Date
- 31 August 2023
- Ar Cycle Reference
- AR23
- Reporting Due Date
- 30 June 2024
- Date Annual Return Received
- 21 May 2024
- Date Accounts Received
- 21 May 2024
- Total Gross Income
- £3,254,087
- Total Gross Expenditure
- £3,364,599
- Fin Period Start Date
- 1 September 2021
- Fin Period End Date
- 31 August 2022
- Ar Cycle Reference
- AR22
- Reporting Due Date
- 30 June 2023
- Date Annual Return Received
- 20 March 2023
- Date Accounts Received
- 20 March 2023
- Total Gross Income
- £2,564,963
- Total Gross Expenditure
- £2,338,418
- Fin Period Start Date
- 1 September 2020
- Fin Period End Date
- 31 August 2021
- Ar Cycle Reference
- AR21
- Reporting Due Date
- 30 June 2022
- Date Annual Return Received
- 1 March 2022
- Date Accounts Received
- 2 March 2022
- Total Gross Income
- £2,120,791
- Total Gross Expenditure
- £2,023,751
04 Official extract
Charity Annual Return Parta
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR25
- Fin Period Start Date
- 1 September 2024
- Fin Period End Date
- 31 August 2025
- Ar Due Date
- 30 June 2026
- Ar Received Date
- 29 June 2026
- Total Gross Income
- £3,332,836
- Total Gross Expenditure
- £3,748,814
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 1
- Count Salary Band 80001 90000
- 2
- Count Volunteers
- 196
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 September 2023
- Fin Period End Date
- 31 August 2024
- Ar Due Date
- 30 June 2025
- Ar Received Date
- 28 May 2025
- Total Gross Income
- £4,482,068
- Total Gross Expenditure
- £4,166,126
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 2
- Count Salary Band 80001 90000
- 2
- Count Volunteers
- 150
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 September 2022
- Fin Period End Date
- 31 August 2023
- Ar Due Date
- 30 June 2024
- Ar Received Date
- 21 May 2024
- Total Gross Income
- £3,254,087
- Total Gross Expenditure
- £3,364,599
- Grant Making Is Main Activity
- Yes
- Count Govt Contracts
- 0
- Count Govt Grants
- £1
- Income From Government Grants
- £15,000
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 2
- Count Salary Band 70001 80000
- 1
- Count Salary Band 90001 100000
- 1
- Count Volunteers
- 150
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 September 2021
- Fin Period End Date
- 31 August 2022
- Ar Due Date
- 30 June 2023
- Ar Received Date
- 20 March 2023
- Total Gross Income
- £2,564,963
- Total Gross Expenditure
- £2,338,418
- Charity Raises Funds From Public
- Yes
- Charity Professional Fundraiser
- No
- Charity Commercial Participator
- No
- Grant Making Is Main Activity
- No
- Charity Receives Govt Funding Contracts
- Yes
- Count Govt Contracts
- 2
- Charity Receives Govt Funding Grants
- No
- Income From Government Contracts
- 45000
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 3
- Count Salary Band 70001 80000
- 1
- Count Volunteers
- 250
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 September 2020
- Fin Period End Date
- 31 August 2021
- Ar Due Date
- 30 June 2022
- Ar Received Date
- 1 March 2022
- Total Gross Income
- £2,120,791
- Total Gross Expenditure
- £2,023,751
- Charity Raises Funds From Public
- Yes
- Charity Professional Fundraiser
- No
- Charity Commercial Participator
- No
- Grant Making Is Main Activity
- No
- Charity Receives Govt Funding Contracts
- Yes
- Count Govt Contracts
- 2
- Charity Receives Govt Funding Grants
- Yes
- Count Govt Grants
- £1
- Income From Government Contracts
- 45000
- Income From Government Grants
- £5,628
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 1
- Count Volunteers
- 25
05 Official extract
Charity Annual Return Partb
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR25
- Fin Period Start Date
- 1 September 2024
- Fin Period End Date
- 31 August 2025
- Ar Due Date
- 30 June 2026
- Ar Received Date
- 29 June 2026
- Income Donations And Legacies
- 599411
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 2730210
- Income Investments
- 3215
- Income Other
- 0
- Income Total Income And Endowments
- 3332836
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £502,068
- Expenditure Charitable Expenditure
- £3,246,746
- Expenditure Other
- 0
- Expenditure Total
- 3748814
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 25334
- Expenditure Support Costs
- 1216569
- Expenditure Depreciation
- 7634
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £496,440
- Assets Total Fixed
- 73155
- Assets Own Use
- 73155
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £2,008,415
- Assets Total Liabilities
- £1,585,130
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £496,440
- Creditors One Year Total Current
- 1585130
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £1,724,618
- Funds Endowment
- 0
- Funds Unrestricted
- 246668
- Funds Restricted
- 249772
- Funds Total
- 496440
- Count Employees
- 68
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 September 2023
- Fin Period End Date
- 31 August 2024
- Ar Due Date
- 30 June 2025
- Ar Received Date
- 28 May 2025
- Income Donations And Legacies
- 109331
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 4368225
- Income Investments
- 4512
- Income Other
- 0
- Income Total Income And Endowments
- 4482068
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £330,975
- Expenditure Charitable Expenditure
- £3,835,151
- Expenditure Other
- 0
- Expenditure Total
- 4166126
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 19174
- Expenditure Support Costs
- 1447144
- Expenditure Depreciation
- 0
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £984,000
- Assets Total Fixed
- 11090
- Assets Own Use
- 11090
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £1,536,726
- Assets Total Liabilities
- £180,153
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,367,663
- Creditors One Year Total Current
- 180153
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £892,960
- Funds Endowment
- 0
- Funds Unrestricted
- 995131
- Funds Restricted
- 372532
- Funds Total
- 1367663
- Count Employees
- 72
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 September 2022
- Fin Period End Date
- 31 August 2023
- Ar Due Date
- 30 June 2024
- Ar Received Date
- 21 May 2024
- Income Donations And Legacies
- 108861
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 3145226
- Income Investments
- 0
- Income Other
- 0
- Income Total Income And Endowments
- 3254087
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £318,292
- Expenditure Charitable Expenditure
- £3,046,307
- Expenditure Other
- 0
- Expenditure Total
- 3364599
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 19955
- Expenditure Support Costs
- 1326951
- Expenditure Depreciation
- 5825
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £672,950
- Assets Total Fixed
- 8714
- Assets Own Use
- 8714
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £1,401,055
- Assets Total Liabilities
- £358,048
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,051,721
- Creditors One Year Total Current
- 358048
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £1,190,539
- Funds Endowment
- 0
- Funds Unrestricted
- 681664
- Funds Restricted
- 370057
- Funds Total
- 1051721
- Count Employees
- 60
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 September 2021
- Fin Period End Date
- 31 August 2022
- Ar Due Date
- 30 June 2023
- Ar Received Date
- 20 March 2023
- Income Donations And Legacies
- 149881
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 2415062
- Income Investments
- 0
- Income Other
- 0
- Income Total Income And Endowments
- 2564943
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £243,186
- Expenditure Charitable Expenditure
- £2,095,232
- Expenditure Other
- 0
- Expenditure Total
- 2338418
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 12030
- Expenditure Support Costs
- 682589
- Expenditure Depreciation
- 5451
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £769,991
- Assets Total Fixed
- 14539
- Assets Own Use
- 14539
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £1,518,671
- Assets Total Liabilities
- £370,977
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,162,233
- Creditors One Year Total Current
- 370977
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £1,365,000
- Funds Endowment
- 0
- Funds Unrestricted
- 784530
- Funds Restricted
- 377703
- Funds Total
- 1162233
- Count Employees
- 42
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 September 2020
- Fin Period End Date
- 31 August 2021
- Ar Due Date
- 30 June 2022
- Ar Received Date
- 1 March 2022
- Income Donations And Legacies
- 25467
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 2095324
- Income Investments
- 0
- Income Other
- 0
- Income Total Income And Endowments
- 2120791
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £161,304
- Expenditure Charitable Expenditure
- £1,862,447
- Expenditure Other
- 0
- Expenditure Total
- 2023751
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 11205
- Expenditure Support Costs
- 667655
- Expenditure Depreciation
- 3382
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £487,576
- Assets Total Fixed
- 11055
- Assets Own Use
- 11055
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £1,294,643
- Assets Total Liabilities
- £369,990
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £935,708
- Creditors One Year Total Current
- 369990
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £1,190,664
- Funds Endowment
- 0
- Funds Unrestricted
- 498631
- Funds Restricted
- 437077
- Funds Total
- 935708
- Count Employees
- 40
- Charity Only Accounts
- Yes
06 Official extract
Charity Area Of Operation
- Geographic Area Type
- Country
- Geographic Area Description
- Northern Ireland
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Europe
- Welsh Ind
- No
- Geographic Area Type
- Region
- Geographic Area Description
- Throughout England And Wales
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- Scotland
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Europe
- Welsh Ind
- No
07 Official extract
Charity Classification
- Classification Code
- 306
- Classification Type
- How
- Classification Description
- Provides Services
- Classification Code
- 301
- Classification Type
- How
- Classification Description
- Makes Grants To Individuals
- Classification Code
- 201
- Classification Type
- Who
- Classification Description
- Children/young People
- Classification Code
- 102
- Classification Type
- What
- Classification Description
- Education/training
08 Official extract
Charity Event History
- Charity Name
- Money Ready
- Charity Event Order
- 2
- Event Type
- Asset transfer in
- Date Of Event
- 2026-06-16T00:00:00
- Reason
- Removed by application
- Assoc Organisation Number
- 5076044
- Assoc Registered Charity Number
- 1170297
- Assoc Charity Name
- REDSTART EDUCATE
- Charity Name
- Money Ready
- Charity Event Order
- 1
- Event Type
- Standard registration
- Date Of Event
- 2008-04-21T00:00:00
09 Official extract
Charity Governing Document
- Governing Document Description
- MEMORANDUM AND ARTICLES INCORPORATED 17 APR 2007AS AMENDED BY SPECIAL RESOLUTION(S) DATED 04 APR 2018AS AMENDED BY SPECIAL RESOLUTION(S) DATED 07 OCT 2019AS AMENDED BY SPECIAL RESOLUTION REGISTERED AT COMPANIES HOUSE ON 03 MAR 2020AS AMENDED BY SPECIAL RESOLUTION(S) DATED 29 MAY 2025AS AMENDED BY SPECIAL RESOLUTION(S) DATED 11 JUN 2025 as amended on 22 Feb 2022 as amended on 02 Jun 2026
- Charitable Objects
- THE OBJECTS OF THE COMPANY ARE: ALL PURPOSES WHICH ARE CHARITABLE UNDER THE LAWS OF ENGLAND AND WALES INCLUDING, TO ACT AS A RESOURCE FOR YOUNG PEOPLE BY PROVIDING ADVICE AND ASSISTANCE AND ORGANISING PROGRAMMES OF EDUCATIONAL AND OTHER ACTIVITIES AS A MEANS OF: (A) ADVANCING IN LIFE AND HELPING YOUNG PEOPLE BY DEVELOPING THEIR SKILLS, CAPACITIES AND CAPABILITIES TO ENABLE THEM TO PARTICIPATE IN SOCIETY AS INDEPENDENT, MATURE AND RESPONSIBLE INDIVIDUALS; OR (B) ADVANCING EDUCATION; OR (C) RELIEVING FINANCIAL HARDSHIP. NOTHING IN THESE ARTICLES OF ASSOCIATION SHALL AUTHORISE AN APPLICATION OF THE PROPERTY OF THE COMPANY FOR PURPOSES WHICH ARE NOT CHARITABLE IN ACCORDANCE WITH SECTION 7 OF THE CHARITIES AND TRUSTEE INVESTMENT (SCOTLAND) ACT 2005.
- Area Of Benefit
- UNDEFINED. IN PRACTICE NATIONAL
10 Official extract
Charity Other Names
- Charity Name Id
- 697980
- Charity Name Type
- Previous name
- Charity Name
- Money Ready LTD
- Charity Name Id
- 495432
- Charity Name Type
- Previous name
- Charity Name
- MYBNK
11 Official extract
Charity Policy
- Policy Name
- Volunteer management
- Policy Name
- Complaints handling
- Policy Name
- Safeguarding policy and procedures
- Policy Name
- Trustee expenses policy and procedures
- Policy Name
- Bullying and harassment policy and procedures
- Policy Name
- Serious incident reporting policy and procedures
- Policy Name
- Internal charity financial controls policy and procedures
- Policy Name
- Investment
- Policy Name
- Internal risk management policy and procedures
- Policy Name
- Engaging external speakers at charity events policy and procedures
- Policy Name
- Financial reserves policy and procedures
- Policy Name
- Paying staff
- Policy Name
- Campaigns and political activity policy and procedures
- Policy Name
- Investing charity funds policy and procedures
- Policy Name
- Complaints policy and procedures
- Policy Name
- Safeguarding vulnerable beneficiaries
- Policy Name
- Social media policy and procedures
- Policy Name
- Risk management
- Policy Name
- Trustee conflicts of interest policy and procedures