CCEW Charity Commission profile

PROVISION HOUSE ( FORMERLY KNOWN AS LOAVES N FISHES) LTD

Registered charity 1147775 · organisation 5025930

01 Identity

Registration and reporting

Registration status
Registered
Reporting status
Submission Received
Charity type
Charitable company
Registered
21 June 2012
Removed
Not supplied
Company number supplied
08090900
Financial period
1 January 2025 – 31 December 2025
Latest income
£849,200
Latest expenditure
£898,847
Gift Aid
No
Owns or uses land
Yes
In administration
No
Insolvent
No
CIO
No

Public contact address: Provision House, 80-81 High Street, Dudley, DY1 1PY

Website recorded by the regulator: www.loavesnfishes.co.uk (displayed as text)

02 Activities

What the charity does

Provision House ( formerly known as Loaves N Fishes )is a Christian Charity set up in 2010 to help those who cannot afford items to build a home. We provide furniture, other household items and clothing.Referrals of people come from organisations dealing with homeless, council teams, probation services etc.However our remit has now expanded to cover a wider area of provision and services.

03 Official extract

Charity Annual Return History

Fin Period Start Date
1 January 2025
Fin Period End Date
31 December 2025
Ar Cycle Reference
AR25
Reporting Due Date
31 October 2026
Date Annual Return Received
28 October 2026
Date Accounts Received
28 October 2026
Total Gross Income
£849,200
Total Gross Expenditure
£898,847
Fin Period Start Date
1 January 2024
Fin Period End Date
31 December 2024
Ar Cycle Reference
AR24
Reporting Due Date
31 October 2025
Date Annual Return Received
27 October 2025
Date Accounts Received
27 October 2025
Total Gross Income
£845,540
Total Gross Expenditure
£807,435
Fin Period Start Date
1 January 2023
Fin Period End Date
31 December 2023
Ar Cycle Reference
AR23
Reporting Due Date
31 October 2024
Date Annual Return Received
24 June 2024
Date Accounts Received
24 June 2024
Total Gross Income
£798,125
Total Gross Expenditure
£788,154
Fin Period Start Date
1 January 2022
Fin Period End Date
31 December 2022
Ar Cycle Reference
AR22
Reporting Due Date
31 October 2023
Date Annual Return Received
17 October 2023
Date Accounts Received
17 October 2023
Total Gross Income
£758,014
Total Gross Expenditure
£740,701
Fin Period Start Date
1 January 2021
Fin Period End Date
31 December 2021
Ar Cycle Reference
AR21
Reporting Due Date
31 October 2022
Date Annual Return Received
25 October 2022
Date Accounts Received
25 October 2022
Total Gross Income
£634,748
Total Gross Expenditure
£604,584

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 January 2025
Fin Period End Date
31 December 2025
Ar Due Date
31 October 2026
Ar Received Date
28 October 2026
Total Gross Income
£849,200
Total Gross Expenditure
£898,847
Grant Making Is Main Activity
No
Count Govt Contracts
1
Count Govt Grants
£0
Income From Government Contracts
165276
Charity Has Trading Subsidiary
Yes
Trustee Also Director Of Subsidiary
No
Does Trustee Receive Any Benefit
Yes
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
Yes
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
30
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 January 2024
Fin Period End Date
31 December 2024
Ar Due Date
31 October 2025
Ar Received Date
27 October 2025
Total Gross Income
£845,540
Total Gross Expenditure
£807,435
Grant Making Is Main Activity
No
Count Govt Contracts
1
Count Govt Grants
£0
Income From Government Contracts
165276
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
50
Latest Fin Period Submitted Ind
No
Fin Period Order Number
3
Ar Cycle Reference
AR23
Fin Period Start Date
1 January 2023
Fin Period End Date
31 December 2023
Ar Due Date
31 October 2024
Ar Received Date
24 June 2024
Total Gross Income
£798,125
Total Gross Expenditure
£788,154
Grant Making Is Main Activity
No
Count Govt Contracts
3
Count Govt Grants
£0
Income From Government Contracts
165276
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
No
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
No
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
50
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 January 2022
Fin Period End Date
31 December 2022
Ar Due Date
31 October 2023
Ar Received Date
17 October 2023
Total Gross Income
£758,014
Total Gross Expenditure
£740,701
Charity Raises Funds From Public
Yes
Charity Professional Fundraiser
No
Charity Commercial Participator
No
Charity Receives Govt Funding Contracts
Yes
Count Govt Contracts
1
Charity Receives Govt Funding Grants
Yes
Count Govt Grants
£8
Income From Government Contracts
247297
Income From Government Grants
£81,810
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
30
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 January 2021
Fin Period End Date
31 December 2021
Ar Due Date
31 October 2022
Ar Received Date
25 October 2022
Total Gross Income
£634,748
Total Gross Expenditure
£604,584
Charity Raises Funds From Public
Yes
Charity Professional Fundraiser
No
Charity Commercial Participator
No
Charity Receives Govt Funding Contracts
Yes
Count Govt Contracts
1
Charity Receives Govt Funding Grants
Yes
Count Govt Grants
£5
Income From Government Contracts
251421
Income From Government Grants
£19,306
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
Yes
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
Yes
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Employees Salary Over 60k
No
Count Volunteers
80

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 January 2025
Fin Period End Date
31 December 2025
Ar Due Date
31 October 2026
Ar Received Date
28 October 2026
Income Donations And Legacies
680989
Income Other Trading Activities
0
Income Charitable Activities
168168
Income Investments
43
Income Other
0
Income Total Income And Endowments
849200
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£0
Expenditure Charitable Expenditure
£898,847
Expenditure Other
0
Expenditure Total
898847
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
2380
Expenditure Support Costs
199201
Expenditure Depreciation
13346
Gain Loss Investment
0
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£113,805
Assets Total Fixed
146046
Assets Own Use
146046
Assets Long Term Investment
0
Defined Benefit Pension Scheme
0
Assets Other Assets
£146,925
Assets Total Liabilities
£130,367
Assets Current Investment
0
Assets Total Assets And Liabilities
£162,604
Creditors One Year Total Current
130367
Creditors Falling Due After One Year
0
Assets Cash
£0
Funds Endowment
0
Funds Unrestricted
113805
Funds Restricted
48799
Funds Total
162604
Count Employees
20
Charity Only Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
2
Ar Cycle Reference
AR24
Fin Period Start Date
1 January 2024
Fin Period End Date
31 December 2024
Ar Due Date
31 October 2025
Ar Received Date
27 October 2025
Income Donations And Legacies
84573
Income Other Trading Activities
0
Income Charitable Activities
748647
Income Investments
0
Income Other
12320
Income Total Income And Endowments
845540
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£0
Expenditure Charitable Expenditure
£769,734
Expenditure Other
37701
Expenditure Total
807435
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
0
Expenditure Support Costs
624151
Expenditure Depreciation
13230
Gain Loss Investment
0
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£112,952
Assets Total Fixed
109282
Assets Own Use
109282
Assets Long Term Investment
0
Defined Benefit Pension Scheme
0
Assets Other Assets
£124,907
Assets Total Liabilities
£21,938
Assets Current Investment
0
Assets Total Assets And Liabilities
£212,251
Creditors One Year Total Current
21938
Creditors Falling Due After One Year
0
Assets Cash
£8,218
Funds Endowment
0
Funds Unrestricted
112592
Funds Restricted
99659
Funds Total
212251
Count Employees
21
Charity Only Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
3
Ar Cycle Reference
AR23
Fin Period Start Date
1 January 2023
Fin Period End Date
31 December 2023
Ar Due Date
31 October 2024
Ar Received Date
24 June 2024
Income Donations And Legacies
636995
Income Other Trading Activities
0
Income Charitable Activities
159295
Income Investments
0
Income Other
1835
Income Total Income And Endowments
798125
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£0
Expenditure Charitable Expenditure
£788,154
Expenditure Other
0
Expenditure Total
788154
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
31959
Expenditure Support Costs
533563
Expenditure Depreciation
18688
Gain Loss Investment
0
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£72,961
Assets Total Fixed
90726
Assets Own Use
90726
Assets Long Term Investment
0
Defined Benefit Pension Scheme
0
Assets Other Assets
£144,924
Assets Total Liabilities
£61,514
Assets Current Investment
0
Assets Total Assets And Liabilities
£174,136
Creditors One Year Total Current
61514
Creditors Falling Due After One Year
0
Assets Cash
£28,829
Funds Endowment
0
Funds Unrestricted
72961
Funds Restricted
101175
Funds Total
174136
Count Employees
20
Charity Only Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
4
Ar Cycle Reference
AR22
Fin Period Start Date
1 January 2022
Fin Period End Date
31 December 2022
Ar Due Date
31 October 2023
Ar Received Date
17 October 2023
Income Donations And Legacies
633946
Income Other Trading Activities
0
Income Charitable Activities
124068
Income Investments
0
Income Other
0
Income Total Income And Endowments
758014
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£0
Expenditure Charitable Expenditure
£740,701
Expenditure Other
0
Expenditure Total
740701
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
29045
Expenditure Support Costs
452380
Expenditure Depreciation
22800
Gain Loss Investment
0
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£127,124
Assets Total Fixed
106915
Assets Own Use
106915
Assets Long Term Investment
0
Defined Benefit Pension Scheme
0
Assets Other Assets
£105,657
Assets Total Liabilities
£48,407
Assets Current Investment
0
Assets Total Assets And Liabilities
£164,165
Creditors One Year Total Current
32552
Creditors Falling Due After One Year
15855
Assets Cash
£9,230
Funds Endowment
0
Funds Unrestricted
127124
Funds Restricted
37041
Funds Total
164165
Count Employees
19
Charity Only Accounts
Yes
Latest Fin Period Submitted Ind
No
Fin Period Order Number
5
Ar Cycle Reference
AR21
Fin Period Start Date
1 January 2021
Fin Period End Date
31 December 2021
Ar Due Date
31 October 2022
Ar Received Date
25 October 2022
Income Donations And Legacies
545416
Income Other Trading Activities
87886
Income Charitable Activities
1446
Income Investments
0
Income Other
0
Income Total Income And Endowments
634748
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£0
Expenditure Charitable Expenditure
£604,584
Expenditure Other
0
Expenditure Total
604584
Expenditure Investment Management
0
Expenditure Grants Institution
0
Expenditure Governance
47177
Expenditure Support Costs
305519
Expenditure Depreciation
24941
Gain Loss Investment
0
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£146,852
Assets Total Fixed
124093
Assets Own Use
124093
Assets Long Term Investment
0
Defined Benefit Pension Scheme
0
Assets Other Assets
£73,972
Assets Total Liabilities
£51,213
Assets Current Investment
0
Assets Total Assets And Liabilities
£146,852
Creditors One Year Total Current
29305
Creditors Falling Due After One Year
21908
Assets Cash
£44,689
Funds Endowment
0
Funds Unrestricted
131854
Funds Restricted
14998
Funds Total
146852
Count Employees
12
Charity Only Accounts
Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type
Local Authority
Geographic Area Description
Sandwell
Parent Geographic Area Type
Metropolitan Counties
Parent Geographic Area Description
West Midlands
Welsh Ind
No
Geographic Area Type
Local Authority
Geographic Area Description
Dudley
Parent Geographic Area Type
Metropolitan Counties
Parent Geographic Area Description
West Midlands
Welsh Ind
No

07 Official extract

Charity Classification

Classification Code
203
Classification Type
Who
Classification Description
People With Disabilities
Classification Code
105
Classification Type
What
Classification Description
The Prevention Or Relief Of Poverty
Classification Code
202
Classification Type
Who
Classification Description
Elderly/old People
Classification Code
207
Classification Type
Who
Classification Description
The General Public/mankind
Classification Code
205
Classification Type
Who
Classification Description
Other Charities Or Voluntary Bodies
Classification Code
304
Classification Type
How
Classification Description
Provides Human Resources
Classification Code
201
Classification Type
Who
Classification Description
Children/young People
Classification Code
101
Classification Type
What
Classification Description
General Charitable Purposes

08 Official extract

Charity Event History

Charity Name
PROVISION HOUSE ( FORMERLY KNOWN AS LOAVES N FISHES) LTD
Charity Event Order
1
Event Type
Standard registration
Date Of Event
2012-06-21T00:00:00

09 Official extract

Charity Governing Document

Governing Document Description
MEMORANDUM AND ARTICLES INCORPORATED 31/05/2012AS AMENDED BY SPECIAL RESOLUTION(S) DATED 05 OCT 2016 as amended on 02 Nov 2018 as amended on 20 Sep 2019 as amended on 04 Feb 2022
Charitable Objects
To relieve poverty and give provision in terms of items,goods and services for persons in need, hardship and distress, as an expression of the Christian ethos.

10 Official extract

Charity Other Names

Charity Name Id
518346
Charity Name Type
Previous name
Charity Name
LOAVES N FISHES

11 Official extract

Charity Policy

Policy Name
Conflicting interests
Policy Name
Internal risk management policy and procedures
Policy Name
Complaints handling
Policy Name
Trustee conflicts of interest policy and procedures
Policy Name
Safeguarding policy and procedures
Policy Name
Paying staff
Policy Name
Bullying and harassment policy and procedures
Policy Name
Social media policy and procedures
Policy Name
Serious incident reporting policy and procedures
Policy Name
Volunteer management
Policy Name
Investment
Policy Name
Risk management
Policy Name
Financial reserves policy and procedures
Policy Name
Internal charity financial controls policy and procedures
Policy Name
Complaints policy and procedures
Policy Name
Safeguarding vulnerable beneficiaries
Policy Name
Trustee expenses policy and procedures