DEBT ADVICE FOUNDATION — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: Charitable company
Registered: 9 August 2012
Removed: Not supplied
Company number supplied: 08039416
Financial period: 1 September 2024 – 31 August 2025
Latest income: £411,894
Latest expenditure: £499,619
Gift Aid: No
Owns or uses land: Yes
In administration: No
Insolvent: No
CIO: No

Public contact address: 1 ANCHOR COURT, COMMERCIAL ROAD, DARWEN, BLACKBURN, BB3 0DB

Website recorded by the regulator: http://www.debtadvicefoundation.org/ (displayed as text)

02 Activities

What the charity does

Working towards the prevention and cure of unmanageable consumer debt, through helping those that are in need of advice and support, together with engaging with the next generation of credit users to foster a more responsible attitude towards borrowing and saving.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 September 2024
Fin Period End Date: 31 August 2025
Ar Cycle Reference: AR25
Reporting Due Date: 30 June 2026
Date Annual Return Received: 22 May 2026
Date Accounts Received: 22 May 2026
Total Gross Income: £411,894
Total Gross Expenditure: £499,619

Fin Period Start Date: 1 September 2023
Fin Period End Date: 31 August 2024
Ar Cycle Reference: AR24
Reporting Due Date: 30 June 2025
Date Annual Return Received: 30 June 2025
Date Accounts Received: 1 August 2025
Total Gross Income: £453,940
Total Gross Expenditure: £519,161

Fin Period Start Date: 1 September 2022
Fin Period End Date: 31 August 2023
Ar Cycle Reference: AR23
Reporting Due Date: 30 June 2024
Date Annual Return Received: 30 August 2024
Date Accounts Received: 30 August 2024
Total Gross Income: £490,751
Total Gross Expenditure: £495,062

Fin Period Start Date: 1 September 2021
Fin Period End Date: 31 August 2022
Ar Cycle Reference: AR22
Reporting Due Date: 30 June 2023
Date Annual Return Received: 30 June 2023
Date Accounts Received: 30 June 2023
Total Gross Income: £460,959
Total Gross Expenditure: £500,308

Fin Period Start Date: 1 September 2020
Fin Period End Date: 31 August 2021
Ar Cycle Reference: AR21
Reporting Due Date: 30 June 2022
Date Annual Return Received: 30 June 2022
Date Accounts Received: 30 June 2022
Total Gross Income: £501,555
Total Gross Expenditure: £489,947

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 September 2024
Fin Period End Date: 31 August 2025
Ar Due Date: 30 June 2026
Ar Received Date: 22 May 2026
Total Gross Income: £411,894
Total Gross Expenditure: £499,619
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 60001 70000: 1
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 September 2023
Fin Period End Date: 31 August 2024
Ar Due Date: 30 June 2025
Ar Received Date: 30 June 2025
Total Gross Income: £453,940
Total Gross Expenditure: £519,161
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 September 2022
Fin Period End Date: 31 August 2023
Ar Due Date: 30 June 2024
Ar Received Date: 30 August 2024
Total Gross Income: £490,751
Total Gross Expenditure: £495,062
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 60001 70000: 1
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 September 2021
Fin Period End Date: 31 August 2022
Ar Due Date: 30 June 2023
Ar Received Date: 30 June 2023
Total Gross Income: £460,959
Total Gross Expenditure: £500,308
Charity Raises Funds From Public: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 September 2020
Fin Period End Date: 31 August 2021
Ar Due Date: 30 June 2022
Ar Received Date: 30 June 2022
Total Gross Income: £501,555
Total Gross Expenditure: £489,947
Charity Raises Funds From Public: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 September 2020
Fin Period End Date: 31 August 2021
Ar Due Date: 30 June 2022
Ar Received Date: 30 June 2022
Income Donations And Legacies: 0
Income Other Trading Activities: 0
Income Charitable Activities: 501491
Income Investments: 64
Income Other: 0
Income Total Income And Endowments: 501555
Income Legacies: 0
Income Endowments: 0
Expenditure Raising Funds: £0
Expenditure Charitable Expenditure: £489,947
Expenditure Other: 0
Expenditure Total: 489947
Expenditure Investment Management: 0
Expenditure Grants Institution: 0
Expenditure Governance: 3300
Expenditure Support Costs: 3300
Expenditure Depreciation: 7295
Gain Loss Investment: 0
Gain Loss Pension Fund: 0
Gain Loss Revaluation Fixed Investment: 0
Gain Loss Other: 0
Reserves: £118,488
Assets Total Fixed: 18889
Assets Own Use: 18889
Assets Long Term Investment: 0
Defined Benefit Pension Scheme: 0
Assets Other Assets: £186,966
Assets Total Liabilities: £87,367
Assets Current Investment: 0
Assets Total Assets And Liabilities: £118,488
Creditors One Year Total Current: 87367
Creditors Falling Due After One Year: 0
Assets Cash: £96,563
Funds Endowment: 0
Funds Unrestricted: 118488
Funds Restricted: 0
Funds Total: 118488
Count Employees: 12
Charity Only Accounts: Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type: Region
Geographic Area Description: Throughout England And Wales
Welsh Ind: No

07 Official extract

Charity Classification

Classification Code: 308
Classification Type: How
Classification Description: Sponsors Or Undertakes Research

Classification Code: 207
Classification Type: Who
Classification Description: The General Public/mankind

Classification Code: 102
Classification Type: What
Classification Description: Education/training

Classification Code: 307
Classification Type: How
Classification Description: Provides Advocacy/advice/information

Classification Code: 306
Classification Type: How
Classification Description: Provides Services

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

08 Official extract

Charity Event History

Charity Name: DEBT ADVICE FOUNDATION
Charity Event Order: 2
Event Type: Asset transfer in
Date Of Event: 2013-08-09T00:00:00
Assoc Organisation Number: 3997169
Assoc Registered Charity Number: 1095705
Assoc Charity Name: THE DEBT ADVICE FOUNDATION

Charity Name: DEBT ADVICE FOUNDATION
Charity Event Order: 1
Event Type: Standard registration
Date Of Event: 2012-08-09T00:00:00

09 Official extract

Charity Governing Document

Governing Document Description: MEMORANDUM AND ARTICLES INCORPORATED 20/04/2012AS AMENDED BY SPECIAL RESOLUTION REGISTERED AT COMPANIES HOUSE ON 08/08/2012
Charitable Objects: THE PREVENTION OR RELIEF OF POVERTY FOR THE PUBLIC BENEFIT AND WITHOUT PREJUDICE TO THE GENERALITY OF THE FOREGOING, THIS MAY INCLUDE:1. THE PROVISION OF FREE IMPARTIAL AND APPROPRIATE ADVICE TO PEOPLE WITH UNAFFORDABLE DEBT;2. TO HELP PEOPLE WITH DEBT PROBLEMS TO GAIN ACCESS TO APPROPRIATE SOLUTIONS THAT WILL HELP THEM;3. TO PROMOTE EDUCATION, FOR THE PUBLIC BENEFIT, IN FINANCIAL CAPABILITY AND MONEY MANAGEMENT SO AS TO REDUCE THE LIKELIHOOD OF DEBT MISUSE;4. TO UNDERTAKE OR FUND RESEARCH TO UNDERSTAND WHY PROBLEM DEBT HAPPENS AND ITS EFFECT ON INDIVIDUALS, FAMILIES AND THE WIDER UNITED KINGDOM ECONOMY AND TO DISSEMINATE THE USEFUL RESULTS.
Area Of Benefit: NOT DEFINED

10 Official extract

Charity Other Regulators

Regulator Order: 1
Regulator Name: Financial Conduct Authority

11 Official extract

Charity Policy

Policy Name: Internal risk management policy and procedures

Policy Name: Serious incident reporting policy and procedures

Policy Name: Complaints handling

Policy Name: Bullying and harassment policy and procedures

Policy Name: Financial reserves policy and procedures

Policy Name: Conflicting interests

Policy Name: Trustee conflicts of interest policy and procedures

Policy Name: Safeguarding policy and procedures

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Social media policy and procedures

Policy Name: Paying staff

Policy Name: Trustee expenses policy and procedures

Policy Name: Complaints policy and procedures