ANSAR FINANCE GROUP LIMITED — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: Charitable company
Registered: 5 March 2014
Removed: Not supplied
Company number supplied: 03038595
Financial period: 1 April 2024 – 31 March 2025
Latest income: £64,284
Latest expenditure: £72,955
Gift Aid: Yes
Owns or uses land: Yes
In administration: No
Insolvent: No
CIO: No

Public contact address: Ansar House, 59 Kingsway, Burnage, Manchester

Website recorded by the regulator: www.ansarfinance.org (displayed as text)

02 Activities

What the charity does

Ansar is the leading UK Charity in the domain of ethical Islamic finance; we educate, offer interest-free personal loans and support a debt-free life to UK residents. Lending from pay lenders cause families huge problems and Ansar is there to help if it possibly can by giving interest free loans. Rules apply. Ansar is educating about the harmful effect of interest to individuals and society.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 April 2024
Fin Period End Date: 31 March 2025
Ar Cycle Reference: AR25
Reporting Due Date: 31 January 2026
Date Annual Return Received: 26 January 2026
Date Accounts Received: 26 January 2026
Total Gross Income: £64,284
Total Gross Expenditure: £72,955

Fin Period Start Date: 1 April 2023
Fin Period End Date: 31 March 2024
Ar Cycle Reference: AR24
Reporting Due Date: 31 January 2025
Date Annual Return Received: 16 January 2025
Date Accounts Received: 16 January 2025
Total Gross Income: £75,376
Total Gross Expenditure: £65,603

Fin Period Start Date: 1 April 2022
Fin Period End Date: 31 March 2023
Ar Cycle Reference: AR23
Reporting Due Date: 31 January 2024
Date Annual Return Received: 29 December 2023
Date Accounts Received: 29 December 2023
Total Gross Income: £102,693
Total Gross Expenditure: £78,731

Fin Period Start Date: 1 April 2021
Fin Period End Date: 31 March 2022
Ar Cycle Reference: AR22
Reporting Due Date: 31 January 2023
Date Annual Return Received: 29 December 2022
Date Accounts Received: 29 December 2022
Total Gross Income: £106,370
Total Gross Expenditure: £51,539

Fin Period Start Date: 1 April 2020
Fin Period End Date: 31 March 2021
Ar Cycle Reference: AR21
Reporting Due Date: 31 January 2022
Date Annual Return Received: 23 December 2021
Date Accounts Received: 23 December 2021
Total Gross Income: £79,516
Total Gross Expenditure: £49,385

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 April 2024
Fin Period End Date: 31 March 2025
Ar Due Date: 31 January 2026
Ar Received Date: 26 January 2026
Total Gross Income: £64,284
Total Gross Expenditure: £72,955
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 2

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 April 2023
Fin Period End Date: 31 March 2024
Ar Due Date: 31 January 2025
Ar Received Date: 16 January 2025
Total Gross Income: £75,376
Total Gross Expenditure: £65,603
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: Yes
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 5

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 April 2022
Fin Period End Date: 31 March 2023
Ar Due Date: 31 January 2024
Ar Received Date: 29 December 2023
Total Gross Income: £102,693
Total Gross Expenditure: £78,731
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: Yes
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 5

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 April 2021
Fin Period End Date: 31 March 2022
Ar Due Date: 31 January 2023
Ar Received Date: 29 December 2022
Total Gross Income: £106,370
Total Gross Expenditure: £51,539
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: Yes
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 3

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 April 2020
Fin Period End Date: 31 March 2021
Ar Due Date: 31 January 2022
Ar Received Date: 23 December 2021
Total Gross Income: £79,516
Total Gross Expenditure: £49,385
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: Yes
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 5

05 Official extract

Charity Area Of Operation

Geographic Area Type: Region
Geographic Area Description: Throughout England And Wales
Welsh Ind: No

06 Official extract

Charity Classification

Classification Code: 306
Classification Type: How
Classification Description: Provides Services

Classification Code: 307
Classification Type: How
Classification Description: Provides Advocacy/advice/information

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

Classification Code: 207
Classification Type: Who
Classification Description: The General Public/mankind

Classification Code: 102
Classification Type: What
Classification Description: Education/training

Classification Code: 113
Classification Type: What
Classification Description: Economic/community Development/employment

Classification Code: 308
Classification Type: How
Classification Description: Sponsors Or Undertakes Research

Classification Code: 303
Classification Type: How
Classification Description: Provides Other Finance

07 Official extract

Charity Event History

Charity Name: ANSAR FINANCE GROUP LIMITED
Charity Event Order: 1
Event Type: Standard registration
Date Of Event: 2014-03-05T00:00:00

08 Official extract

Charity Governing Document

Governing Document Description: MEMORANDUM AND ARTICLES INCORPORATED 28/03/1995AS AMENDED BY CERTIFICATE OF INCORPORATION ON CHANGE OF NAME DATED 07/06/2009NOW ARTICLES ADOPTED BY SPECIAL RESOLUTION DATED 26/10/2013 as amended on 28 Jul 2019
Charitable Objects: THE CHARITY’S OBJECTS (“OBJECTS”) ARE SPECIFICALLY RESTRICTED TO THE FOLLOWING:4.1 TO ADVANCE THE RELIGION OF ISLAM FOR THE BENEFIT OF THE PUBLIC IN ACCORDANCE WITH THE TEACHINGS OF THE QUR’AN AND THE PROPHET MUHAMMAD (PEACE BE UPON HIM).4.2 TO ADVANCE THE PROMOTION AND IMPLEMENTATION OF THE ETHICAL AND MORAL GUIDANCE OF ISLAM IN ALL FINANCIAL AFFAIRS, INCLUDING WITHOUT LIMITATION IN MATTERS OF EQUITABLE FINANCIAL RELATIONSHIPS AND CHARITABLE GIVING, FOR THE BENEFIT OF THE PUBLIC.4.3 TO ADVANCE THE EDUCATION OF THE PUBLIC IN THE GUIDANCE OF ISLAM IN ALL FINANCIAL AFFAIRS, INCLUDING WITHOUT LIMITATION BY THE PROVISION OF PUBLIC COURSES, LECTURES, CONFERENCES, LEAFLETS, TEXTBOOKS, BROADCASTS AND DIGITAL MATERIALS, AND TO PROMOTE AND CONDUCT RESEARCH (INCLUDING PILOT STUDIES) IN THAT SUBJECT FOR THE PUBLIC BENEFIT AND TO PUBLISH THE USEFUL RESULTS.4.4 THE RELIEF OF FINANCIAL HARDSHIP, EITHER GENERALLY OR INDIVIDUALLY, OF PEOPLE LIVING IN THE UNITED KINGDOM BY MAKING INTEREST-FREE LOANS (WITH EQUITABLE AND FLEXIBLE RULES ON DEFERRING REPAYMENT WHERE THE RECIPIENT FINDS IT DIFFICULT TO REPAY) AND GRANTS OF MONEY FOR PROVIDING OR PAYING FOR ITEMS, SERVICES OR FACILITIES.4.5 THE RELIEF OF FINANCIAL HARDSHIP BY THE PROVISION OF FREE DEBT ADVICE AND ASSISTANCE BASED ON THE ETHICAL AND MORAL GUIDANCE OF ISLAM IN RESPECT OF FINANCIAL AFFAIRS TO PERSONS WHO, THROUGH A LACK OF MEANS, WOULD OTHERWISE BE UNABLE TO OBTAIN SUCH ADVICE.4.6 THE RELIEF OF FINANCIAL NEED AND SUFFERING AMONG VICTIMS OF NATURAL OR OTHER KINDS OF DISASTERS, WARS, CIVIL STRIFE, CATASTROPHES OR CRISES (INCLUDING ENVIRONMENTAL OR ECONOMIC CRISES) IN ANY PART OF THE WORLD IN THE FORM OF MONEY (OR OTHER MEANS DEEMED SUITABLE) FOR PERSONS, BODIES, ORGANISATIONS AND/OR COUNTRIES SO AFFECTED.4.7 TO DEVELOP THE CAPACITY AND SKILLS OF THE MEMBERS OF THE SOCIALLY AND ECONOMICALLY DISADVANTAGED ISLAMIC COMMUNITY OF THE UNITED KINGDOM IN SUCH A WAY THAT THEY ARE BETTER ABLE TO IDENTIFY, AND HELP MEET, THEIR FINANCIAL NEEDS AND TO PARTICIPATE MORE FULLY IN SOCIETY.4.8 TO MAKE INTEREST FREE LOANS AND/OR GRANTS TO OTHER CHARITABLE ORGANISATIONS WHO PROMOTE OR ADVANCE ANY OF THE OBJECTS OF THE CHARITY.4.9 NOTHING IN THE ARTICLES SHALL AUTHORISE AN APPLICATION OF THE PROPERTY OF THE CHARITY FOR PURPOSES WHICH ARE NOT CHARITABLE IN ACCORDANCE WITH SECTION 7 OF THE CHARITIES AND TRUSTEE INVESTMENT (SCOTLAND) ACT 2005 AND/OR SECTION 2 OF THE CHARITIES ACT (NORTHERN IRELAND) 2008.

09 Official extract

Charity Other Names

Charity Name Id: 540422
Charity Name Type: Working name
Charity Name: AFG OR ANSAR

10 Official extract

Charity Other Regulators

Regulator Order: 1
Regulator Name: Financial Conduct Authority

11 Official extract

Charity Policy

Policy Name: Conflicting interests

Policy Name: Serious incident reporting policy and procedures

Policy Name: Risk management

Policy Name: Complaints policy and procedures

Policy Name: Safeguarding policy and procedures

Policy Name: Volunteer management

Policy Name: Social media policy and procedures

Policy Name: Financial reserves policy and procedures

Policy Name: Bullying and harassment policy and procedures

Policy Name: Complaints handling

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Trustee expenses policy and procedures

Policy Name: Safeguarding vulnerable beneficiaries

Policy Name: Paying staff