LIFE CENTRE STOURBRIDGE — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: CIO
Registered: 14 March 2014
Removed: Not supplied
Financial period: 1 April 2025 – 31 March 2026
Latest income: £44,595
Latest expenditure: £54,099
Gift Aid: Yes
Owns or uses land: No
In administration: No
Insolvent: No
CIO: Yes

Public contact address: 18A Market Street, STOURBRIDGE, West Midlands, DY8 1AD

Website recorded by the regulator: lifecentredebtadvice.org.uk (displayed as text)

02 Activities

What the charity does

We are a Christian support to the community within Stourbridge. After a local survey of needs in the community, the Management Team decided to initially concentrate on Debt Advice and so Life Centre Debt Advice was launched in association with Community Money Advice (CMA) as part of this initiative. It is expected in future years to expand the outreach of the Life Centre into different projects.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 April 2025
Fin Period End Date: 31 March 2026
Ar Cycle Reference: AR26
Reporting Due Date: 31 January 2027
Date Annual Return Received: 20 October 2026
Date Accounts Received: 20 October 2026
Total Gross Income: £44,595
Total Gross Expenditure: £54,099

Fin Period Start Date: 1 April 2024
Fin Period End Date: 31 March 2025
Ar Cycle Reference: AR25
Reporting Due Date: 31 January 2026
Date Annual Return Received: 10 July 2025
Date Accounts Received: 10 July 2025
Total Gross Income: £44,595
Total Gross Expenditure: £54,099

Fin Period Start Date: 1 April 2023
Fin Period End Date: 31 March 2024
Ar Cycle Reference: AR24
Reporting Due Date: 31 January 2025
Date Annual Return Received: 31 July 2024
Date Accounts Received: 31 July 2024
Total Gross Income: £74,095
Total Gross Expenditure: £62,593

Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 March 2023
Ar Cycle Reference: AR23
Reporting Due Date: 31 January 2024
Date Annual Return Received: 23 January 2024
Date Accounts Received: 23 January 2024
Total Gross Income: £57,505
Total Gross Expenditure: £36,056

Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Cycle Reference: AR21
Reporting Due Date: 31 October 2022
Date Annual Return Received: 22 February 2022
Date Accounts Received: 22 February 2022
Total Gross Income: £34,157
Total Gross Expenditure: £21,623

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR26
Fin Period Start Date: 1 April 2025
Fin Period End Date: 31 March 2026
Ar Due Date: 31 January 2027
Ar Received Date: 20 October 2026
Total Gross Income: £44,595
Total Gross Expenditure: £54,099
Grant Making Is Main Activity: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 10

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR25
Fin Period Start Date: 1 April 2024
Fin Period End Date: 31 March 2025
Ar Due Date: 31 January 2026
Ar Received Date: 10 July 2025
Total Gross Income: £44,595
Total Gross Expenditure: £54,099
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 7

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR24
Fin Period Start Date: 1 April 2023
Fin Period End Date: 31 March 2024
Ar Due Date: 31 January 2025
Ar Received Date: 31 July 2024
Total Gross Income: £74,095
Total Gross Expenditure: £62,593
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £1
Income From Government Grants: £39,858
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 15

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR23
Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 March 2023
Ar Due Date: 31 January 2024
Ar Received Date: 23 January 2024
Total Gross Income: £57,505
Total Gross Expenditure: £36,056
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 10

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Due Date: 31 October 2022
Ar Received Date: 22 February 2022
Total Gross Income: £34,157
Total Gross Expenditure: £21,623
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 15

05 Official extract

Charity Area Of Operation

Geographic Area Type: Local Authority
Geographic Area Description: Dudley
Parent Geographic Area Type: Metropolitan Counties
Parent Geographic Area Description: West Midlands
Welsh Ind: No

Geographic Area Type: Local Authority
Geographic Area Description: Worcestershire
Welsh Ind: No

Geographic Area Type: Local Authority
Geographic Area Description: Birmingham City
Parent Geographic Area Type: Metropolitan Counties
Parent Geographic Area Description: West Midlands
Welsh Ind: No

Geographic Area Type: Local Authority
Geographic Area Description: Staffordshire
Welsh Ind: No

Geographic Area Type: Local Authority
Geographic Area Description: Shropshire
Welsh Ind: No

06 Official extract

Charity Classification

Classification Code: 103
Classification Type: What
Classification Description: The Advancement Of Health Or Saving Of Lives

Classification Code: 201
Classification Type: Who
Classification Description: Children/young People

Classification Code: 115
Classification Type: What
Classification Description: Human Rights/religious Or Racial Harmony/equality Or Diversity

Classification Code: 203
Classification Type: Who
Classification Description: People With Disabilities

Classification Code: 107
Classification Type: What
Classification Description: Accommodation/housing

Classification Code: 205
Classification Type: Who
Classification Description: Other Charities Or Voluntary Bodies

Classification Code: 305
Classification Type: How
Classification Description: Provides Buildings/facilities/open Space

Classification Code: 102
Classification Type: What
Classification Description: Education/training

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

Classification Code: 101
Classification Type: What
Classification Description: General Charitable Purposes

Classification Code: 108
Classification Type: What
Classification Description: Religious Activities

Classification Code: 202
Classification Type: Who
Classification Description: Elderly/old People

Classification Code: 113
Classification Type: What
Classification Description: Economic/community Development/employment

Classification Code: 207
Classification Type: Who
Classification Description: The General Public/mankind

Classification Code: 306
Classification Type: How
Classification Description: Provides Services

Classification Code: 204
Classification Type: Who
Classification Description: People Of A Particular Ethnic Or Racial Origin

Classification Code: 104
Classification Type: What
Classification Description: Disability

Classification Code: 304
Classification Type: How
Classification Description: Provides Human Resources

Classification Code: 307
Classification Type: How
Classification Description: Provides Advocacy/advice/information

07 Official extract

Charity Event History

Charity Name: LIFE CENTRE STOURBRIDGE
Charity Event Order: 1
Event Type: CIO registration
Date Of Event: 2014-03-14T00:00:00

08 Official extract

Charity Governing Document

Governing Document Description: CIO - Foundation Registered 14 Mar 2014
Charitable Objects: 1. TO RELIEVE POVERTY BY PROVIDING ETHICAL DEBT AND MONEY MANAGEMENT ADVICE, FREE OF CHARGE.2. TO PROMOTE SOCIAL INCLUSION FOR THE PUBLIC BENEFIT BY PREVENTING PEOPLE FROM BECOMING SOCIALLY EXCLUDED, RELIEVING THE NEEDS OF THOSE PEOPLE WHO ARE SOCIALLY EXCLUDED (FOR THE PURPOSE OF THIS CLAUSE 'SOCIALLY EXCLUDED' MEANS BEING EXCLUDED FROM SOCIETY, OR PARTS OF SOCIETY, AS A RESULT FINANCIAL HARDSHIP) AND ASSISTING THEM TO INTEGRATE INTO SOCIETY IN PARTICULAR BUT NOT EXCLUSIVELY BY;(I) PROVIDING ADVOCACY SERVICES FOR PEOPLE WHO ARE UNABLE TO ADVOCATE FOR THEMSELVES BECAUSE OF FEAR OR LACK OF KNOWLEDGE OR LACK OF CONFIDENCE (II) PROVIDING TRAINING AND GUIDANCE TO DEVELOP PEOPLE'S FINANCIAL CAPABILITY (III) HELPING THOSE WHO HAVE BEEN ISOLATED FROM, OR WHO ARE OUT OF TOUCH WITH, SOCIETY TO RE-ADJUST AND RE-INTEGRATE BY BEFRIENDING THEM AND RE-BUILDING THEIR CONFIDENCE IN THEIR LOCAL COMMUNITY.3. THE ADVANCEMENT OF THE CHRISTIAN FAITH BY EVANGELISTIC MISSION THAT IS CARRIED OUT ON AN ENTIRELY NON-COERCIVE AND INVITATIONAL BASIS, AND IN ACCORDANCE WITH THE FAITHWORKS CHARTER GIVEN AS APPENDIX 1 OF THE CONSTITUTION.

09 Official extract

Charity Other Regulators

Regulator Order: 1
Regulator Name: Financial Conduct Authority

10 Official extract

Charity Policy

Policy Name: Complaints policy and procedures

Policy Name: Internal risk management policy and procedures

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Trustee conflicts of interest policy and procedures

Policy Name: Social media policy and procedures

Policy Name: Volunteer management

Policy Name: Paying staff

Policy Name: Safeguarding vulnerable beneficiaries

Policy Name: Serious incident reporting policy and procedures

Policy Name: Safeguarding policy and procedures

Policy Name: Complaints handling

Policy Name: Financial reserves policy and procedures

Policy Name: Conflicting interests

Policy Name: Trustee expenses policy and procedures

Policy Name: Bullying and harassment policy and procedures

Policy Name: Risk management