HARPENDEN MONEY ADVICE CENTRE — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: CIO
Registered: 2 April 2015
Removed: Not supplied
Financial period: 1 January 2025 – 31 December 2025
Latest income: £22,549
Latest expenditure: £20,122
Gift Aid: Yes
Owns or uses land: No
In administration: No
Insolvent: No
CIO: Yes

Public contact address: All Saints Church, 129 Station Road, HARPENDEN, Hertfordshire, AL5 4UU

Website recorded by the regulator: hmac.uk (displayed as text)

02 Activities

What the charity does

Provision of free face to face debt advice, budgeting and benefit's advice.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Cycle Reference: AR25
Reporting Due Date: 31 October 2026
Date Annual Return Received: 6 June 2026
Date Accounts Received: 6 June 2026
Total Gross Income: £22,549
Total Gross Expenditure: £20,122

Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Cycle Reference: AR24
Reporting Due Date: 31 October 2025
Date Annual Return Received: 27 June 2025
Date Accounts Received: 27 June 2025
Total Gross Income: £14,817
Total Gross Expenditure: £14,289

Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Cycle Reference: AR23
Reporting Due Date: 31 October 2024
Date Annual Return Received: 2 October 2024
Date Accounts Received: 2 October 2024
Total Gross Income: £15,580
Total Gross Expenditure: £12,758

Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Cycle Reference: AR22
Reporting Due Date: 31 October 2023
Date Annual Return Received: 21 July 2023
Date Accounts Received: 21 July 2023
Total Gross Income: £13,403
Total Gross Expenditure: £11,448

Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Cycle Reference: AR21
Reporting Due Date: 31 October 2022
Date Annual Return Received: 22 September 2022
Date Accounts Received: 22 September 2022
Total Gross Income: £8,704
Total Gross Expenditure: £8,820

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Due Date: 31 October 2026
Ar Received Date: 6 June 2026
Total Gross Income: £22,549
Total Gross Expenditure: £20,122
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 7

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Due Date: 31 October 2025
Ar Received Date: 27 June 2025
Total Gross Income: £14,817
Total Gross Expenditure: £14,289
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 8

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Due Date: 31 October 2024
Ar Received Date: 2 October 2024
Total Gross Income: £15,580
Total Gross Expenditure: £12,758
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 7

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Due Date: 31 October 2023
Ar Received Date: 21 July 2023
Total Gross Income: £13,403
Total Gross Expenditure: £11,448
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 10

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Due Date: 31 October 2022
Ar Received Date: 22 September 2022
Total Gross Income: £8,704
Total Gross Expenditure: £8,820
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 7

05 Official extract

Charity Area Of Operation

Geographic Area Type: Local Authority
Geographic Area Description: Buckinghamshire
Welsh Ind: No

Geographic Area Type: Local Authority
Geographic Area Description: Hertfordshire
Welsh Ind: No

Geographic Area Type: Local Authority
Geographic Area Description: Central Bedfordshire
Welsh Ind: No

06 Official extract

Charity Classification

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

Classification Code: 101
Classification Type: What
Classification Description: General Charitable Purposes

Classification Code: 307
Classification Type: How
Classification Description: Provides Advocacy/advice/information

Classification Code: 102
Classification Type: What
Classification Description: Education/training

Classification Code: 306
Classification Type: How
Classification Description: Provides Services

Classification Code: 207
Classification Type: Who
Classification Description: The General Public/mankind

07 Official extract

Charity Event History

Charity Name: HARPENDEN MONEY ADVICE CENTRE
Charity Event Order: 1
Event Type: CIO registration
Date Of Event: 2015-04-02T00:00:00

08 Official extract

Charity Governing Document

Governing Document Description: CIO - Foundation Registered 02 Apr 2015
Charitable Objects: THE RELIEF OF FINANCIAL HARDSHIP OR POVERTY AMONGST PERSONS IN THE HERTFORDSHIRE, CENTRAL BEDFORDSHIRE AND BUCKINGHAMSHIRE AREAS BY ANY SUCH MEANS THAT ARE EXCLUSIVELY CHARITABLE AT LAW, PARTICULARLY BUT NOT EXCLUSIVELY BY PROVIDING DEBT COUNSELLING AND ADJUSTING SERVICES, ADVICE AND ASSISTANCE IN FINANCIAL MATTERS.

09 Official extract

Charity Other Names

Charity Name Id: 556661
Charity Name Type: Working name
Charity Name: HMAC

10 Official extract

Charity Other Regulators

Regulator Order: 1
Regulator Name: Financial Conduct Authority

11 Official extract

Charity Policy

Policy Name: Investment

Policy Name: Financial reserves policy and procedures

Policy Name: Risk management

Policy Name: Complaints policy and procedures

Policy Name: Safeguarding policy and procedures

Policy Name: Serious incident reporting policy and procedures

Policy Name: Internal risk management policy and procedures

Policy Name: Complaints handling

Policy Name: Conflicting interests

Policy Name: Safeguarding vulnerable beneficiaries

Policy Name: Volunteer management

Policy Name: Paying staff

Policy Name: Internal charity financial controls policy and procedures