01 Identity
Registration and reporting
- Registration status
- Registered
- Reporting status
- Submission Received
- Charity type
- Other
- Registered
- 17 July 2015
- Removed
- Not supplied
- Company number supplied
- RC000877
- Financial period
- 1 January 2024 – 31 December 2024
- Latest income
- £1,852,811
- Latest expenditure
- £1,898,865
- Gift Aid
- No
- Owns or uses land
- Yes
- In administration
- No
- Insolvent
- No
- CIO
- No
Public contact address: CICM, Unit 1, Accent Park, Bakewell Road, Orton Southgate, PETERBOR
Website recorded by the regulator: www.cicm.com (displayed as text)
02 Activities
What the charity does
(1) TO ADVANCE THE EDUCATION OF THE PUBLIC CONCERNING CREDIT MANAGEMENT AND TO ENCOURAGE THE STUDY THEREOF. (2) TO ESTABLISH A HARDSHIP FUND FOR THE BENEFIT OF MEMBERS OR FORMER MEMBERS OF THE INSTITUTE ALLOWING THE INSTITUTE TO MAKE PAYMENTS AND/OR ASSIST SUCH MEMBERS OR FORMER MEMBERS OR THEIR DEPENDANTS WHO ARE IN CONDITIONS OF NEED HARDSHIP OR DISTRESS
03 Official extract
Charity Annual Return History
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Cycle Reference
- AR24
- Reporting Due Date
- 31 October 2025
- Date Annual Return Received
- 14 October 2025
- Date Accounts Received
- 14 October 2025
- Total Gross Income
- £1,852,811
- Total Gross Expenditure
- £1,898,865
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Cycle Reference
- AR23
- Reporting Due Date
- 31 October 2024
- Date Annual Return Received
- 16 October 2024
- Date Accounts Received
- 16 October 2024
- Total Gross Income
- £1,721,990
- Total Gross Expenditure
- £1,764,005
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Cycle Reference
- AR22
- Reporting Due Date
- 31 October 2023
- Date Annual Return Received
- 11 October 2023
- Date Accounts Received
- 11 October 2023
- Total Gross Income
- £1,765,014
- Total Gross Expenditure
- £1,734,460
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Cycle Reference
- AR21
- Reporting Due Date
- 31 October 2022
- Date Annual Return Received
- 26 September 2022
- Date Accounts Received
- 26 September 2022
- Total Gross Income
- £1,951,035
- Total Gross Expenditure
- £1,643,887
- Fin Period Start Date
- 1 January 2020
- Fin Period End Date
- 31 December 2020
- Ar Cycle Reference
- AR20
- Reporting Due Date
- 31 October 2021
- Date Annual Return Received
- 27 September 2021
- Date Accounts Received
- 27 September 2021
- Total Gross Income
- £1,598,618
- Total Gross Expenditure
- £1,545,102
04 Official extract
Charity Annual Return Parta
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Due Date
- 31 October 2025
- Ar Received Date
- 14 October 2025
- Total Gross Income
- £1,852,811
- Total Gross Expenditure
- £1,898,865
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- Yes
- Trustee Also Director Of Subsidiary
- Yes
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 1
- Count Salary Band 70001 80000
- 1
- Count Salary Band 110001 120000
- 1
- Count Volunteers
- 20
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Due Date
- 31 October 2024
- Ar Received Date
- 16 October 2024
- Total Gross Income
- £1,721,990
- Total Gross Expenditure
- £1,764,005
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £0
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 60001 70000
- 2
- Count Salary Band 70001 80000
- 0
- Count Salary Band 80001 90000
- 0
- Count Salary Band 90001 100000
- 1
- Count Salary Band 100001 110000
- 0
- Count Salary Band 110001 120000
- 0
- Count Salary Band 120001 130000
- 0
- Count Salary Band 130001 140000
- 0
- Count Salary Band 140001 150000
- 0
- Count Salary Band 150001 200000
- 0
- Count Salary Band 200001 250000
- 0
- Count Salary Band 250001 300000
- 0
- Count Salary Band 300001 350000
- 0
- Count Salary Band 350001 400000
- 0
- Count Salary Band 400001 450000
- 0
- Count Salary Band 450001 500000
- 0
- Count Salary Band Over 500000
- 0
- Count Volunteers
- 40
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Due Date
- 31 October 2023
- Ar Received Date
- 11 October 2023
- Total Gross Income
- £1,765,014
- Total Gross Expenditure
- £1,734,460
- Charity Raises Funds From Public
- No
- Grant Making Is Main Activity
- No
- Charity Receives Govt Funding Contracts
- No
- Charity Receives Govt Funding Grants
- No
- Charity Has Trading Subsidiary
- Yes
- Trustee Also Director Of Subsidiary
- Yes
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 80001 90000
- 1
- Count Volunteers
- 21
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Due Date
- 31 October 2022
- Ar Received Date
- 26 September 2022
- Total Gross Income
- £1,951,035
- Total Gross Expenditure
- £1,643,887
- Charity Raises Funds From Public
- No
- Grant Making Is Main Activity
- No
- Charity Receives Govt Funding Contracts
- No
- Charity Receives Govt Funding Grants
- No
- Charity Has Trading Subsidiary
- Yes
- Trustee Also Director Of Subsidiary
- Yes
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 80001 90000
- 1
- Count Volunteers
- 23
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR20
- Fin Period Start Date
- 1 January 2020
- Fin Period End Date
- 31 December 2020
- Ar Due Date
- 31 October 2021
- Ar Received Date
- 27 September 2021
- Total Gross Income
- £1,598,618
- Total Gross Expenditure
- £1,545,102
- Charity Raises Funds From Public
- No
- Grant Making Is Main Activity
- No
- Charity Receives Govt Funding Contracts
- No
- Charity Receives Govt Funding Grants
- No
- Charity Has Trading Subsidiary
- Yes
- Trustee Also Director Of Subsidiary
- Yes
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- Yes
- Count Salary Band 70001 80000
- 1
- Count Volunteers
- 20
05 Official extract
Charity Annual Return Partb
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Due Date
- 31 October 2025
- Ar Received Date
- 14 October 2025
- Income Donations And Legacies
- 3356
- Income Other Trading Activities
- 908574
- Income Charitable Activities
- 927047
- Income Investments
- 13834
- Income Other
- 0
- Income Total Income And Endowments
- 1852811
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £0
- Expenditure Charitable Expenditure
- £1,898,865
- Expenditure Other
- 0
- Expenditure Total
- 1898865
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 0
- Expenditure Support Costs
- 670115
- Expenditure Depreciation
- 83830
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £256,704
- Assets Total Fixed
- 734663
- Assets Own Use
- 734663
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £798,859
- Assets Total Liabilities
- £483,698
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,049,824
- Creditors One Year Total Current
- 477198
- Creditors Falling Due After One Year
- 6500
- Assets Cash
- £592,275
- Funds Endowment
- 0
- Funds Unrestricted
- 256704
- Funds Restricted
- 793120
- Funds Total
- 1049824
- Count Employees
- 21
- Consolidated Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Due Date
- 31 October 2024
- Ar Received Date
- 16 October 2024
- Income Donations And Legacies
- 9341
- Income Other Trading Activities
- 733615
- Income Charitable Activities
- 965238
- Income Investments
- 13796
- Income Other
- 0
- Income Total Income And Endowments
- 1721990
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £2,135
- Expenditure Charitable Expenditure
- £1,761,870
- Expenditure Other
- 0
- Expenditure Total
- 1764005
- Expenditure Investment Management
- 2135
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 12656
- Expenditure Support Costs
- 574018
- Expenditure Depreciation
- 51280
- Gain Loss Investment
- -7960
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £221,753
- Assets Total Fixed
- 814699
- Assets Own Use
- 814699
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £763,306
- Assets Total Liabilities
- £482,127
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,095,878
- Creditors One Year Total Current
- 466348
- Creditors Falling Due After One Year
- 15779
- Assets Cash
- £551,936
- Funds Endowment
- 0
- Funds Unrestricted
- 221753
- Funds Restricted
- 874125
- Funds Total
- 1095878
- Count Employees
- 21
- Consolidated Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Due Date
- 31 October 2023
- Ar Received Date
- 11 October 2023
- Income Donations And Legacies
- 97
- Income Other Trading Activities
- 880253
- Income Charitable Activities
- 879296
- Income Investments
- 5368
- Income Other
- 0
- Income Total Income And Endowments
- 1765014
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £2,453
- Expenditure Charitable Expenditure
- £1,732,007
- Expenditure Other
- 0
- Expenditure Total
- 1734460
- Expenditure Investment Management
- 2453
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 10750
- Expenditure Support Costs
- 504557
- Expenditure Depreciation
- 45524
- Gain Loss Investment
- -32102
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £240,511
- Assets Total Fixed
- 965558
- Assets Own Use
- 676391
- Assets Long Term Investment
- 289167
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £724,317
- Assets Total Liabilities
- £544,022
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,145,853
- Creditors One Year Total Current
- 516948
- Creditors Falling Due After One Year
- 27074
- Assets Cash
- £535,792
- Funds Endowment
- 0
- Funds Unrestricted
- 240511
- Funds Restricted
- 905342
- Funds Total
- 1145853
- Count Employees
- 21
- Consolidated Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Due Date
- 31 October 2022
- Ar Received Date
- 26 September 2022
- Income Donations And Legacies
- 9249
- Income Other Trading Activities
- 798826
- Income Charitable Activities
- 832512
- Income Investments
- 4463
- Income Other
- 305985
- Income Total Income And Endowments
- 1951035
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £2,576
- Expenditure Charitable Expenditure
- £1,641,311
- Expenditure Other
- 0
- Expenditure Total
- 1643887
- Expenditure Investment Management
- 2576
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 8475
- Expenditure Support Costs
- 440420
- Expenditure Depreciation
- 16428
- Gain Loss Investment
- 2113
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £149,681
- Assets Total Fixed
- 857491
- Assets Own Use
- 540411
- Assets Long Term Investment
- 317080
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £886,978
- Assets Total Liabilities
- £597,068
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £1,147,401
- Creditors One Year Total Current
- 557823
- Creditors Falling Due After One Year
- 39245
- Assets Cash
- £685,923
- Funds Endowment
- 0
- Funds Unrestricted
- 1085731
- Funds Restricted
- 61670
- Funds Total
- 1147401
- Count Employees
- 23
- Consolidated Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR20
- Fin Period Start Date
- 1 January 2020
- Fin Period End Date
- 31 December 2020
- Ar Due Date
- 31 October 2021
- Ar Received Date
- 27 September 2021
- Income Donations And Legacies
- 54191
- Income Other Trading Activities
- 778474
- Income Charitable Activities
- 760061
- Income Investments
- 5892
- Income Other
- 0
- Income Total Income And Endowments
- 1598618
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £2,371
- Expenditure Charitable Expenditure
- £1,542,731
- Expenditure Other
- 0
- Expenditure Total
- 1545102
- Expenditure Investment Management
- 2371
- Expenditure Grants Institution
- 0
- Expenditure Governance
- 0
- Expenditure Support Costs
- 346352
- Expenditure Depreciation
- 36520
- Gain Loss Investment
- 17749
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £227,878
- Assets Total Fixed
- 764391
- Assets Own Use
- 447737
- Assets Long Term Investment
- 316654
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £749,093
- Assets Total Liabilities
- £675,344
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £838,140
- Creditors One Year Total Current
- 625404
- Creditors Falling Due After One Year
- 49940
- Assets Cash
- £515,634
- Funds Endowment
- 0
- Funds Unrestricted
- 775589
- Funds Restricted
- 62551
- Funds Total
- 838140
- Count Employees
- 22
- Charity Only Accounts
- Yes
06 Official extract
Charity Area Of Operation
- Geographic Area Type
- Country
- Geographic Area Description
- Ireland
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Europe
- Welsh Ind
- No
- Geographic Area Type
- Region
- Geographic Area Description
- Throughout England And Wales
- Welsh Ind
- No
- Geographic Area Type
- Country
- Geographic Area Description
- Scotland
- Parent Geographic Area Type
- Continent
- Parent Geographic Area Description
- Europe
- Welsh Ind
- No
07 Official extract
Charity Classification
- Classification Code
- 102
- Classification Type
- What
- Classification Description
- Education/training
- Classification Code
- 306
- Classification Type
- How
- Classification Description
- Provides Services
- Classification Code
- 301
- Classification Type
- How
- Classification Description
- Makes Grants To Individuals
- Classification Code
- 307
- Classification Type
- How
- Classification Description
- Provides Advocacy/advice/information
- Classification Code
- 117
- Classification Type
- What
- Classification Description
- Other Charitable Purposes
- Classification Code
- 207
- Classification Type
- Who
- Classification Description
- The General Public/mankind
08 Official extract
Charity Event History
- Charity Name
- CHARTERED INSTITUTE OF CREDIT MANAGEMENT
- Charity Event Order
- 1
- Event Type
- Standard registration
- Date Of Event
- 2015-07-17T00:00:00
- Charity Name
- CHARTERED INSTITUTE OF CREDIT MANAGEMENT
- Charity Event Order
- 2
- Event Type
- Asset transfer in
- Date Of Event
- 2016-01-26T00:00:00
- Reason
- Transfer of funds
- Assoc Organisation Number
- 1012200
- Assoc Registered Charity Number
- 1012200
- Assoc Charity Name
- INSTITUTE OF CREDIT MANAGEMENT
09 Official extract
Charity Governing Document
- Governing Document Description
- ROYAL CHARTER GRANTED 01/01/2015
- Charitable Objects
- THE OBJECTS FOR WHICH THE COMPANY IS HEREBY CONSTITUTED ARE:(I) TO ADVANCE THE EDUCATION OF THE PUBLIC CONCERNING CREDIT MANAGEMENT ANDTO ENCOURAGE THE STUDY AND PRACTICE THEREOF.(II) TO ESTABLISH A HARDSHIP FUND FOR THE BENEFIT OF MEMBERS OR FORMER MEMBERSOF THE COMPANY ALLOWING THE COMPANY TO MAKE PAYMENTS TO, AND/OR ASSISTSUCH MEMBERS OR FORMER MEMBERS OR THEIR DEPENDANTS WHO ARE INCONDITIONS OF NEED, HARDSHIP OR DISTRESS.
10 Official extract
Charity Other Names
- Charity Name Id
- 559456
- Charity Name Type
- Working name
- Charity Name
- CICM
11 Official extract
Charity Policy
- Policy Name
- Safeguarding policy and procedures
- Policy Name
- Complaints handling
- Policy Name
- Conflicting interests
- Policy Name
- Bullying and harassment policy and procedures
- Policy Name
- Investment
- Policy Name
- Social media policy and procedures
- Policy Name
- Safeguarding vulnerable beneficiaries
- Policy Name
- Financial reserves policy and procedures
- Policy Name
- Engaging external speakers at charity events policy and procedures
- Policy Name
- Paying staff
- Policy Name
- Internal charity financial controls policy and procedures
- Policy Name
- Serious incident reporting policy and procedures
- Policy Name
- Internal risk management policy and procedures
- Policy Name
- Risk management
- Policy Name
- Trustee expenses policy and procedures
- Policy Name
- Complaints policy and procedures
- Policy Name
- Trustee conflicts of interest policy and procedures
- Policy Name
- Investing charity funds policy and procedures