01 Identity
Registration and reporting
- Registration status
- Registered
- Reporting status
- Submission Received
- Charity type
- CIO
- Registered
- 25 August 2015
- Removed
- Not supplied
- Financial period
- 1 January 2025 – 31 December 2025
- Latest income
- £806,966
- Latest expenditure
- £796,840
- Gift Aid
- Yes
- Owns or uses land
- No
- In administration
- No
- Insolvent
- No
- CIO
- Yes
Public contact address: HTB BROMPTON ROAD, LONDON, SW7 1JA
Website recorded by the regulator: www.crosslightadvice.org (displayed as text)
02 Activities
What the charity does
Crosslight Advice is an independent, community-focused charity working to alleviate poverty through the provision of comprehensive debt advice and accessible financial education. Our services are provided free of charge, and we offer in-depth face-to-face debt advice, money education, practical assistance and ongoing mentoring to anyone who needs it, regardless of background or circumstance.
03 Official extract
Charity Annual Return History
- Fin Period Start Date
- 1 January 2025
- Fin Period End Date
- 31 December 2025
- Ar Cycle Reference
- AR25
- Reporting Due Date
- 31 October 2026
- Date Annual Return Received
- 11 June 2026
- Date Accounts Received
- 11 June 2026
- Total Gross Income
- £806,966
- Total Gross Expenditure
- £796,840
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Cycle Reference
- AR24
- Reporting Due Date
- 31 October 2025
- Date Annual Return Received
- 12 May 2025
- Date Accounts Received
- 12 May 2025
- Total Gross Income
- £829,055
- Total Gross Expenditure
- £776,817
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Cycle Reference
- AR23
- Reporting Due Date
- 31 October 2024
- Date Annual Return Received
- 7 June 2024
- Date Accounts Received
- 7 June 2024
- Total Gross Income
- £682,886
- Total Gross Expenditure
- £655,217
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Cycle Reference
- AR22
- Reporting Due Date
- 31 October 2023
- Date Annual Return Received
- 16 March 2023
- Date Accounts Received
- 16 March 2023
- Total Gross Income
- £727,216
- Total Gross Expenditure
- £640,395
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Cycle Reference
- AR21
- Reporting Due Date
- 31 October 2022
- Date Annual Return Received
- 17 May 2022
- Date Accounts Received
- 17 May 2022
- Total Gross Income
- £530,839
- Total Gross Expenditure
- £470,832
04 Official extract
Charity Annual Return Parta
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR25
- Fin Period Start Date
- 1 January 2025
- Fin Period End Date
- 31 December 2025
- Ar Due Date
- 31 October 2026
- Ar Received Date
- 11 June 2026
- Total Gross Income
- £806,966
- Total Gross Expenditure
- £796,840
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £4
- Income From Government Grants
- £97,200
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 140
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Due Date
- 31 October 2025
- Ar Received Date
- 12 May 2025
- Total Gross Income
- £829,055
- Total Gross Expenditure
- £776,817
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £3
- Income From Government Grants
- £200,705
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 160
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Due Date
- 31 October 2024
- Ar Received Date
- 7 June 2024
- Total Gross Income
- £682,886
- Total Gross Expenditure
- £655,217
- Grant Making Is Main Activity
- No
- Count Govt Contracts
- 0
- Count Govt Grants
- £2
- Income From Government Grants
- £93,077
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Payments Acting As Trustee
- No
- Trustee Receives Payments Services
- No
- Trustee Receives Other Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 130
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Due Date
- 31 October 2023
- Ar Received Date
- 16 March 2023
- Total Gross Income
- £727,216
- Total Gross Expenditure
- £640,395
- Charity Raises Funds From Public
- Yes
- Charity Professional Fundraiser
- No
- Charity Commercial Participator
- No
- Charity Receives Govt Funding Contracts
- No
- Charity Receives Govt Funding Grants
- Yes
- Count Govt Grants
- £2
- Income From Government Grants
- £137,854
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 180
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Due Date
- 31 October 2022
- Ar Received Date
- 17 May 2022
- Total Gross Income
- £530,839
- Total Gross Expenditure
- £470,832
- Charity Raises Funds From Public
- Yes
- Charity Professional Fundraiser
- No
- Charity Commercial Participator
- No
- Charity Receives Govt Funding Contracts
- No
- Charity Receives Govt Funding Grants
- Yes
- Count Govt Grants
- £1
- Income From Government Grants
- £35,000
- Charity Has Trading Subsidiary
- No
- Does Trustee Receive Any Benefit
- No
- Trustee Resigned Employment
- No
- Employees Salary Over 60k
- No
- Count Volunteers
- 120
05 Official extract
Charity Annual Return Partb
- Latest Fin Period Submitted Ind
- Yes
- Fin Period Order Number
- 1
- Ar Cycle Reference
- AR25
- Fin Period Start Date
- 1 January 2025
- Fin Period End Date
- 31 December 2025
- Ar Due Date
- 31 October 2026
- Ar Received Date
- 11 June 2026
- Income Donations And Legacies
- 691085
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 115881
- Income Investments
- 0
- Income Other
- 0
- Income Total Income And Endowments
- 806966
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £74,956
- Expenditure Charitable Expenditure
- £721,884
- Expenditure Other
- 0
- Expenditure Total
- 796840
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 71395
- Expenditure Governance
- 0
- Expenditure Support Costs
- 85862
- Expenditure Depreciation
- 0
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £37,706
- Assets Total Fixed
- 0
- Assets Own Use
- 0
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £512,880
- Assets Total Liabilities
- £19,598
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £493,282
- Creditors One Year Total Current
- 19598
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £507,545
- Funds Endowment
- 0
- Funds Unrestricted
- 377206
- Funds Restricted
- 116076
- Funds Total
- 493282
- Count Employees
- 16
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 2
- Ar Cycle Reference
- AR24
- Fin Period Start Date
- 1 January 2024
- Fin Period End Date
- 31 December 2024
- Ar Due Date
- 31 October 2025
- Ar Received Date
- 12 May 2025
- Income Donations And Legacies
- 685993
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 143062
- Income Investments
- 0
- Income Other
- 0
- Income Total Income And Endowments
- 829055
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £72,480
- Expenditure Charitable Expenditure
- £704,337
- Expenditure Other
- 0
- Expenditure Total
- 776817
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 139251
- Expenditure Governance
- 0
- Expenditure Support Costs
- 57340
- Expenditure Depreciation
- 0
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £352,748
- Assets Total Fixed
- 0
- Assets Own Use
- 0
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £520,146
- Assets Total Liabilities
- £36,991
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £483,155
- Creditors One Year Total Current
- 36991
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £516,560
- Funds Endowment
- 0
- Funds Unrestricted
- 352748
- Funds Restricted
- 130407
- Funds Total
- 483155
- Count Employees
- 15
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 3
- Ar Cycle Reference
- AR23
- Fin Period Start Date
- 1 January 2023
- Fin Period End Date
- 31 December 2023
- Ar Due Date
- 31 October 2024
- Ar Received Date
- 7 June 2024
- Income Donations And Legacies
- 569007
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 113879
- Income Investments
- 0
- Income Other
- 0
- Income Total Income And Endowments
- 682886
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £70,162
- Expenditure Charitable Expenditure
- £585,055
- Expenditure Other
- 0
- Expenditure Total
- 655217
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 83333
- Expenditure Governance
- 0
- Expenditure Support Costs
- 70162
- Expenditure Depreciation
- 0
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £328,398
- Assets Total Fixed
- 0
- Assets Own Use
- 0
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £496,570
- Assets Total Liabilities
- £65,653
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £430,917
- Creditors One Year Total Current
- 65653
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £483,993
- Funds Endowment
- 0
- Funds Unrestricted
- 328398
- Funds Restricted
- 102519
- Funds Total
- 430917
- Count Employees
- 19
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 4
- Ar Cycle Reference
- AR22
- Fin Period Start Date
- 1 January 2022
- Fin Period End Date
- 31 December 2022
- Ar Due Date
- 31 October 2023
- Ar Received Date
- 16 March 2023
- Income Donations And Legacies
- 578323
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 143575
- Income Investments
- 0
- Income Other
- 5318
- Income Total Income And Endowments
- 727216
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £46,751
- Expenditure Charitable Expenditure
- £593,644
- Expenditure Other
- 0
- Expenditure Total
- 640395
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 114985
- Expenditure Governance
- 0
- Expenditure Support Costs
- 46751
- Expenditure Depreciation
- 0
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £296,090
- Assets Total Fixed
- 0
- Assets Own Use
- 0
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £433,248
- Assets Total Liabilities
- £30,000
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £403,248
- Creditors One Year Total Current
- 30000
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £428,714
- Funds Endowment
- 0
- Funds Unrestricted
- 296090
- Funds Restricted
- 107158
- Funds Total
- 403248
- Count Employees
- 18
- Charity Only Accounts
- Yes
- Latest Fin Period Submitted Ind
- No
- Fin Period Order Number
- 5
- Ar Cycle Reference
- AR21
- Fin Period Start Date
- 1 January 2021
- Fin Period End Date
- 31 December 2021
- Ar Due Date
- 31 October 2022
- Ar Received Date
- 17 May 2022
- Income Donations And Legacies
- 492130
- Income Other Trading Activities
- 0
- Income Charitable Activities
- 0
- Income Investments
- 0
- Income Other
- 38709
- Income Total Income And Endowments
- 530839
- Income Legacies
- 0
- Income Endowments
- 0
- Expenditure Raising Funds
- £43,871
- Expenditure Charitable Expenditure
- £426,961
- Expenditure Other
- 0
- Expenditure Total
- 470832
- Expenditure Investment Management
- 0
- Expenditure Grants Institution
- 19298
- Expenditure Governance
- 0
- Expenditure Support Costs
- 19210
- Expenditure Depreciation
- 0
- Gain Loss Investment
- 0
- Gain Loss Pension Fund
- 0
- Gain Loss Revaluation Fixed Investment
- 0
- Gain Loss Other
- 0
- Reserves
- £278,866
- Assets Total Fixed
- 0
- Assets Own Use
- 0
- Assets Long Term Investment
- 0
- Defined Benefit Pension Scheme
- 0
- Assets Other Assets
- £343,459
- Assets Total Liabilities
- £27,031
- Assets Current Investment
- 0
- Assets Total Assets And Liabilities
- £316,428
- Creditors One Year Total Current
- 27031
- Creditors Falling Due After One Year
- 0
- Assets Cash
- £341,199
- Funds Endowment
- 0
- Funds Unrestricted
- 278866
- Funds Restricted
- 37562
- Funds Total
- 316428
- Count Employees
- 15
- Charity Only Accounts
- Yes
06 Official extract
Charity Area Of Operation
- Geographic Area Type
- Region
- Geographic Area Description
- Throughout England
- Welsh Ind
- No
07 Official extract
Charity Classification
- Classification Code
- 105
- Classification Type
- What
- Classification Description
- The Prevention Or Relief Of Poverty
- Classification Code
- 207
- Classification Type
- Who
- Classification Description
- The General Public/mankind
- Classification Code
- 307
- Classification Type
- How
- Classification Description
- Provides Advocacy/advice/information
08 Official extract
Charity Event History
- Charity Name
- CROSSLIGHT ADVICE
- Charity Event Order
- 1
- Event Type
- CIO registration
- Date Of Event
- 2015-08-25T00:00:00
09 Official extract
Charity Governing Document
- Governing Document Description
- CIO - Foundation Registered 25 Aug 2015 as amended on 07 Dec 2020
- Charitable Objects
- THE PREVENTION OR RELIEF OF POVERTY FOR THE PUBLIC BENEFIT, IN PARTICULAR BUT NOT EXCLUSIVELY BY PROVIDING MONEY MANAGEMENT AND DEBT COUNSELLING ADVICE TO THOSE IN FINANCIAL HARDSHIP
10 Official extract
Charity Other Names
- Charity Name Id
- 562433
- Charity Name Type
- Working name
- Charity Name
- CROSSLIGHT DEBT ADVICE
11 Official extract
Charity Other Regulators
- Regulator Order
- 1
- Regulator Name
- Financial Conduct Authority
12 Official extract
Charity Policy
- Policy Name
- Trustee expenses policy and procedures
- Policy Name
- Paying staff
- Policy Name
- Complaints handling
- Policy Name
- Risk management
- Policy Name
- Safeguarding vulnerable beneficiaries
- Policy Name
- Conflicting interests
- Policy Name
- Volunteer management
- Policy Name
- Serious incident reporting policy and procedures
- Policy Name
- Internal risk management policy and procedures
- Policy Name
- Internal charity financial controls policy and procedures
- Policy Name
- Safeguarding policy and procedures
- Policy Name
- Social media policy and procedures
- Policy Name
- Trustee conflicts of interest policy and procedures
- Policy Name
- Bullying and harassment policy and procedures
- Policy Name
- Financial reserves policy and procedures
- Policy Name
- Complaints policy and procedures