RAINY DAY TRUST — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: CIO
Registered: 21 December 2016
Removed: Not supplied
Financial period: 1 January 2025 – 31 December 2025
Latest income: £172,947
Latest expenditure: £333,347
Gift Aid: Yes
Owns or uses land: Yes
In administration: No
Insolvent: No
CIO: Yes

Public contact address: Rainy Day Trust, 8 The Courtyard, Harris Business Park, Hanbury Road, Stoke Prior, BROMSGRO

Website recorded by the regulator: www.rainydaytrust.org.uk (displayed as text)

02 Activities

What the charity does

To relieve and assist persons in need who are or have been engaged in hardware/DIY, housewares, brushware, pottery, glass, builders merchants, ironmongery, garden supply, and all allied trades, and their dependants, in particular but not exclusively by providing advice, support and financial assistance.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Cycle Reference: AR25
Reporting Due Date: 31 October 2026
Date Annual Return Received: 10 September 2026
Date Accounts Received: 13 October 2026
Total Gross Income: £172,947
Total Gross Expenditure: £333,347

Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Cycle Reference: AR24
Reporting Due Date: 31 October 2025
Date Annual Return Received: 13 June 2025
Date Accounts Received: 13 June 2025
Total Gross Income: £250,134
Total Gross Expenditure: £358,871

Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Cycle Reference: AR23
Reporting Due Date: 31 October 2024
Date Annual Return Received: 10 June 2024
Date Accounts Received: 10 June 2024
Total Gross Income: £392,717
Total Gross Expenditure: £375,154

Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Cycle Reference: AR22
Reporting Due Date: 31 October 2023
Date Annual Return Received: 3 July 2023
Date Accounts Received: 3 July 2023
Total Gross Income: £286,976
Total Gross Expenditure: £359,914

Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Cycle Reference: AR21
Reporting Due Date: 31 October 2022
Date Annual Return Received: 17 June 2022
Date Accounts Received: 17 June 2022
Total Gross Income: £289,197
Total Gross Expenditure: £302,383

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR25
Fin Period Start Date: 1 January 2025
Fin Period End Date: 31 December 2025
Ar Due Date: 31 October 2026
Ar Received Date: 10 September 2026
Total Gross Income: £172,947
Total Gross Expenditure: £333,347
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: Yes
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 0

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR24
Fin Period Start Date: 1 January 2024
Fin Period End Date: 31 December 2024
Ar Due Date: 31 October 2025
Ar Received Date: 13 June 2025
Total Gross Income: £250,134
Total Gross Expenditure: £358,871
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: Yes
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 70001 80000: 1
Count Volunteers: 6

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR23
Fin Period Start Date: 1 January 2023
Fin Period End Date: 31 December 2023
Ar Due Date: 31 October 2024
Ar Received Date: 10 June 2024
Total Gross Income: £392,717
Total Gross Expenditure: £375,154
Grant Making Is Main Activity: Yes
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: Yes
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 70001 80000: 1
Count Volunteers: 10

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR22
Fin Period Start Date: 1 January 2022
Fin Period End Date: 31 December 2022
Ar Due Date: 31 October 2023
Ar Received Date: 3 July 2023
Total Gross Income: £286,976
Total Gross Expenditure: £359,914
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Grant Making Is Main Activity: Yes
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: Yes
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 60001 70000: 1
Count Volunteers: 11

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR21
Fin Period Start Date: 1 January 2021
Fin Period End Date: 31 December 2021
Ar Due Date: 31 October 2022
Ar Received Date: 17 June 2022
Total Gross Income: £289,197
Total Gross Expenditure: £302,383
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Grant Making Is Main Activity: Yes
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: Yes
Trustee Also Director Of Subsidiary: Yes
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: Yes
Count Salary Band 60001 70000: 1
Count Volunteers: 11

05 Official extract

Charity Area Of Operation

Geographic Area Type: Region
Geographic Area Description: Throughout England And Wales
Welsh Ind: No

Geographic Area Type: Country
Geographic Area Description: Northern Ireland
Parent Geographic Area Type: Continent
Parent Geographic Area Description: Europe
Welsh Ind: No

Geographic Area Type: Country
Geographic Area Description: Scotland
Parent Geographic Area Type: Continent
Parent Geographic Area Description: Europe
Welsh Ind: No

06 Official extract

Charity Classification

Classification Code: 301
Classification Type: How
Classification Description: Makes Grants To Individuals

Classification Code: 206
Classification Type: Who
Classification Description: Other Defined Groups

Classification Code: 104
Classification Type: What
Classification Description: Disability

Classification Code: 307
Classification Type: How
Classification Description: Provides Advocacy/advice/information

Classification Code: 306
Classification Type: How
Classification Description: Provides Services

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

07 Official extract

Charity Event History

Charity Name: RAINY DAY TRUST
Charity Event Order: 1
Event Type: CIO registration
Date Of Event: 2016-12-21T00:00:00

Charity Name: RAINY DAY TRUST
Charity Event Order: 2
Event Type: Asset transfer in
Date Of Event: 2026-01-20T00:00:00
Reason: Funds transferred (incor)
Assoc Organisation Number: 209170
Assoc Registered Charity Number: 209170
Assoc Charity Name: RAINY DAY TRUST

08 Official extract

Charity Governing Document

Governing Document Description: CIO - FOUNDATION Registered 21 Dec 2016
Charitable Objects: 1) THE OBJECT OF THE CIO IS, FOR THE PUBLIC BENEFIT, TO RELIEVE AND ASSIST PERSONS IN NEED WHO ARE OR HAVE BEEN ENGAGED IN HARDWARE/DIY, HOUSEWARES, BRUSHWARE, POTTERY, GLASS, BUILDERS MERCHANTS, IRONMONGERY, GARDEN SUPPLY, AND ALL ALLIED TRADES, AND THEIR DEPENDANTS, IN PARTICULAR BUT NOT EXCLUSIVELY BY PROVIDING ADVICE, SUPPORT AND FINANCIAL ASSISTANCE.2) THE EXPRESSION "DEPENDANT" SHALL INCLUDE A SPOUSE, CIVIL PARTNER, COHABITEE, WIDOW, WIDOWER, CHILD (INCLUDING A FOSTER CHILD OR OTHER CHILD TREATED AS A CHILD OF THE FAMILY) OR ANY OTHER PERSON WHO IS OR WAS DEPENDENT EITHER WHOLLY OR PARTLY FOR HIS OR HER MAINTENANCE UPON A PERSON WHO IS OR HAS BEEN ENGAGED IN ANY OF THE TRADES LISTED IN SUB-CLAUSE (1) ABOVE OR ALLIED TRADES.

09 Official extract

Charity Policy

Policy Name: Investing charity funds policy and procedures

Policy Name: Safeguarding policy and procedures

Policy Name: Complaints handling

Policy Name: Investment

Policy Name: Conflicting interests

Policy Name: Internal risk management policy and procedures

Policy Name: Serious incident reporting policy and procedures

Policy Name: Financial reserves policy and procedures

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Paying staff

Policy Name: Complaints policy and procedures

Policy Name: Volunteer management

Policy Name: Social media policy and procedures

Policy Name: Risk management

Policy Name: Trustee conflicts of interest policy and procedures

Policy Name: Bullying and harassment policy and procedures