COMMUNITY-LED ACTION AND SAVINGS SUPPORT — Charity Commission profile

01 Identity

Registration and reporting

Registration status: Registered
Reporting status: Submission Received
Charity type: CIO
Registered: 11 March 2020
Removed: Not supplied
Financial period: 1 March 2025 – 28 February 2026
Latest income: £363,156
Latest expenditure: £275,745
Gift Aid: Yes
Owns or uses land: No
In administration: No
Insolvent: No
CIO: Yes

Public contact address: MACC Manchester Community Central, St. Thomas Centre, Ardwick Green North, MANCHESTER, M12 6FZ

Website recorded by the regulator: www.communitysavers.net/class (displayed as text)

02 Activities

What the charity does

CLASS provides development support to savings groups affiliated to the Community Savers network. We support and facilitate women-led community and coproduction processes focused on poverty reduction. We support savings groups to network together and with other groups through community exchanges and dialogues, to share ideas and strategies for reducing urban poverty and inequality.

03 Official extract

Charity Annual Return History

Fin Period Start Date: 1 March 2025
Fin Period End Date: 28 February 2026
Ar Cycle Reference: AR26
Reporting Due Date: 28 December 2026
Date Annual Return Received: 2 August 2026
Date Accounts Received: 2 August 2026
Total Gross Income: £363,156
Total Gross Expenditure: £275,745

Fin Period Start Date: 1 March 2024
Fin Period End Date: 28 February 2025
Ar Cycle Reference: AR25
Reporting Due Date: 28 December 2025
Date Annual Return Received: 8 September 2025
Date Accounts Received: 8 September 2025
Total Gross Income: £296,979
Total Gross Expenditure: £318,543

Fin Period Start Date: 1 March 2023
Fin Period End Date: 29 February 2024
Ar Cycle Reference: AR24
Reporting Due Date: 29 December 2024
Date Annual Return Received: 22 November 2024
Date Accounts Received: 22 November 2024
Total Gross Income: £197,587
Total Gross Expenditure: £187,319

Fin Period Start Date: 1 March 2022
Fin Period End Date: 28 February 2023
Ar Cycle Reference: AR23
Reporting Due Date: 28 December 2023
Date Annual Return Received: 17 November 2023
Date Accounts Received: 17 November 2023
Total Gross Income: £123,518
Total Gross Expenditure: £127,154

Fin Period Start Date: 1 March 2021
Fin Period End Date: 28 February 2022
Ar Cycle Reference: AR22
Reporting Due Date: 28 December 2022
Date Annual Return Received: 15 December 2022
Date Accounts Received: 15 December 2022
Total Gross Income: £110,977
Total Gross Expenditure: £52,549

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind: Yes
Fin Period Order Number: 1
Ar Cycle Reference: AR26
Fin Period Start Date: 1 March 2025
Fin Period End Date: 28 February 2026
Ar Due Date: 28 December 2026
Ar Received Date: 2 August 2026
Total Gross Income: £363,156
Total Gross Expenditure: £275,745
Grant Making Is Main Activity: No
Count Govt Grants: £1
Income From Government Grants: £995
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 2

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 2
Ar Cycle Reference: AR25
Fin Period Start Date: 1 March 2024
Fin Period End Date: 28 February 2025
Ar Due Date: 28 December 2025
Ar Received Date: 8 September 2025
Total Gross Income: £296,979
Total Gross Expenditure: £318,543
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 4

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 3
Ar Cycle Reference: AR24
Fin Period Start Date: 1 March 2023
Fin Period End Date: 29 February 2024
Ar Due Date: 29 December 2024
Ar Received Date: 22 November 2024
Total Gross Income: £197,587
Total Gross Expenditure: £187,319
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 6

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 4
Ar Cycle Reference: AR23
Fin Period Start Date: 1 March 2022
Fin Period End Date: 28 February 2023
Ar Due Date: 28 December 2023
Ar Received Date: 17 November 2023
Total Gross Income: £123,518
Total Gross Expenditure: £127,154
Grant Making Is Main Activity: No
Count Govt Contracts: 0
Count Govt Grants: £0
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Payments Acting As Trustee: No
Trustee Receives Payments Services: No
Trustee Receives Other Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 4

Latest Fin Period Submitted Ind: No
Fin Period Order Number: 5
Ar Cycle Reference: AR22
Fin Period Start Date: 1 March 2021
Fin Period End Date: 28 February 2022
Ar Due Date: 28 December 2022
Ar Received Date: 15 December 2022
Total Gross Income: £110,977
Total Gross Expenditure: £52,549
Charity Raises Funds From Public: Yes
Charity Professional Fundraiser: No
Charity Commercial Participator: No
Charity Receives Govt Funding Contracts: No
Charity Receives Govt Funding Grants: No
Charity Has Trading Subsidiary: No
Does Trustee Receive Any Benefit: No
Trustee Resigned Employment: No
Employees Salary Over 60k: No
Count Volunteers: 6

05 Official extract

Charity Area Of Operation

Geographic Area Type: Region
Geographic Area Description: Throughout England And Wales
Welsh Ind: No

06 Official extract

Charity Classification

Classification Code: 105
Classification Type: What
Classification Description: The Prevention Or Relief Of Poverty

Classification Code: 309
Classification Type: How
Classification Description: Acts As An Umbrella Or Resource Body

Classification Code: 113
Classification Type: What
Classification Description: Economic/community Development/employment

Classification Code: 205
Classification Type: Who
Classification Description: Other Charities Or Voluntary Bodies

Classification Code: 307
Classification Type: How
Classification Description: Provides Advocacy/advice/information

07 Official extract

Charity Event History

Charity Name: COMMUNITY-LED ACTION AND SAVINGS SUPPORT
Charity Event Order: 1
Event Type: CIO registration
Date Of Event: 2020-03-11T00:00:00

08 Official extract

Charity Governing Document

Governing Document Description: CIO - FOUNDATION Registered 11 Mar 2020
Charitable Objects: 1. TO RELIEVE POVERTY FOR THE PUBLIC BENEFIT IN SOCIALLY AND ECONOMICALLY DISADVANTAGED NEIGHBOURHOODS IN ENGLAND AND WALES BY: A. SUPPORTING PEOPLE TO LEARN ABOUT AND ESTABLISH COMMUNITY-LED SAVINGS INITIATIVES; ANDB. SUPPORTING COMMUNITY ASSOCIATIONS TO WORK TOGETHER, AND TO DEVELOP PARTNERSHIPS, IN SUCH A WAY THAT THEY ARE BETTER ABLE TO REALISE COMMUNITY LED SOLUTIONS FOR THE RELIEF OF POVERTY FOR THE PUBLIC BENEFIT.2. TO DEVELOP THE CAPACITY AND SKILLS OF THE RESIDENTS OF SOCIALLY AND ECONOMICALLY DISADVANTAGED NEIGHBOURHOODS IN ENGLAND AND WALES IN SUCH A WAY THAT THEY ARE BETTER ABLE TO IDENTIFY, AND HELP MEET, THEIR NEEDS, AND WORK TOGETHER TO REDUCE SOCIAL AND ECONOMIC DISADVANTAGE.

09 Official extract

Charity Policy

Policy Name: Complaints policy and procedures

Policy Name: Trustee conflicts of interest policy and procedures

Policy Name: Trustee expenses policy and procedures

Policy Name: Safeguarding policy and procedures

Policy Name: Complaints handling

Policy Name: Serious incident reporting policy and procedures

Policy Name: Internal risk management policy and procedures

Policy Name: Internal charity financial controls policy and procedures

Policy Name: Paying staff

Policy Name: Risk management

Policy Name: Bullying and harassment policy and procedures

Policy Name: Safeguarding vulnerable beneficiaries

Policy Name: Volunteer management

Policy Name: Financial reserves policy and procedures

Policy Name: Conflicting interests