BritDB

CCEW Charity Commission profile

HUMANITY INSURED

Registered charity 1209214 · organisation 5231030

01 Identity

Registration and reporting

Registration status
Registered
Reporting status
Submission Received
Charity type
Charitable company
Registered
19 July 2024
Removed
Not supplied
Company number supplied
14904836
Financial period
1 October 2024 – 31 December 2025
Latest income
£5,613,207
Latest expenditure
£4,901,212
Gift Aid
Yes
Owns or uses land
No
In administration
No
Insolvent
No
CIO
No

Public contact address: 1 CREECHURCH PLACE, LONDON, EC3A 5AF

Website recorded by the regulator: https://humanityinsured.org/ (displayed as text)

02 Activities

What the charity does

The prevention and relief of poverty by supporting and protecting vulnerable communities who are in or at risk of poverty due to climate risk and other natural disasters, and the nature upon which those communities rely for their livelihoods, in particular, but not exclusively, by funding pre-emptive responses, including through subsidising the purchase of risk transfer products.

03 Official extract

Charity Annual Return History

Fin Period Start Date
1 October 2024
Fin Period End Date
31 December 2025
Ar Cycle Reference
AR25
Reporting Due Date
31 October 2026
Date Annual Return Received
20 October 2026
Date Accounts Received
20 October 2026
Total Gross Income
£5,613,207
Total Gross Expenditure
£4,901,212

04 Official extract

Charity Annual Return Parta

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 October 2024
Fin Period End Date
31 December 2025
Ar Due Date
31 October 2026
Ar Received Date
20 October 2026
Total Gross Income
£5,613,207
Total Gross Expenditure
£4,901,212
Grant Making Is Main Activity
Yes
Count Govt Contracts
0
Count Govt Grants
£0
Charity Has Trading Subsidiary
No
Does Trustee Receive Any Benefit
Yes
Trustee Payments Acting As Trustee
No
Trustee Receives Payments Services
Yes
Trustee Receives Other Benefit
No
Trustee Resigned Employment
No
Count Volunteers
0

05 Official extract

Charity Annual Return Partb

Latest Fin Period Submitted Ind
Yes
Fin Period Order Number
1
Ar Cycle Reference
AR25
Fin Period Start Date
1 October 2024
Fin Period End Date
31 December 2025
Ar Due Date
31 October 2026
Ar Received Date
20 October 2026
Income Donations And Legacies
5613207
Income Other Trading Activities
0
Income Charitable Activities
0
Income Investments
0
Income Other
0
Income Total Income And Endowments
5613207
Income Legacies
0
Income Endowments
0
Expenditure Raising Funds
£785,643
Expenditure Charitable Expenditure
£4,115,569
Expenditure Other
0
Expenditure Total
4901212
Expenditure Investment Management
0
Expenditure Grants Institution
3209575
Expenditure Governance
173134
Expenditure Support Costs
173134
Expenditure Depreciation
0
Gain Loss Investment
0
Gain Loss Pension Fund
0
Gain Loss Revaluation Fixed Investment
0
Gain Loss Other
0
Reserves
£1,215,375
Assets Total Fixed
0
Assets Own Use
0
Assets Long Term Investment
0
Defined Benefit Pension Scheme
0
Assets Other Assets
£1,313,375
Assets Total Liabilities
£98,000
Assets Current Investment
0
Assets Total Assets And Liabilities
£1,215,375
Creditors One Year Total Current
98000
Creditors Falling Due After One Year
0
Assets Cash
£1,313,375
Funds Endowment
0
Funds Unrestricted
1215375
Funds Restricted
0
Funds Total
1215375
Count Employees
0
Charity Only Accounts
Yes

06 Official extract

Charity Area Of Operation

Geographic Area Type
Country
Geographic Area Description
Uganda
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
São Tomé And Principe
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Zambia
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Tanzania
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Togo
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Chad
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Guinea-bissau
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Burundi
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Malawi
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Senegal
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Central African Republic
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Sierra Leone
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Bangladesh
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Asia
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Yemen
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Asia
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Niger
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Mauritania
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Angola
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Afghanistan
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Asia
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Mozambique
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No
Geographic Area Type
Country
Geographic Area Description
Djibouti
Parent Geographic Area Type
Continent
Parent Geographic Area Description
Africa
Welsh Ind
No

Showing 20 of 46 supplied records in this dataset.

07 Official extract

Charity Classification

Classification Code
302
Classification Type
How
Classification Description
Makes Grants To Organisations
Classification Code
105
Classification Type
What
Classification Description
The Prevention Or Relief Of Poverty
Classification Code
206
Classification Type
Who
Classification Description
Other Defined Groups
Classification Code
205
Classification Type
Who
Classification Description
Other Charities Or Voluntary Bodies
Classification Code
310
Classification Type
How
Classification Description
Other Charitable Activities
Classification Code
308
Classification Type
How
Classification Description
Sponsors Or Undertakes Research

08 Official extract

Charity Event History

Charity Name
HUMANITY INSURED
Charity Event Order
1
Event Type
Standard registration
Date Of Event
2024-07-19T00:00:00

09 Official extract

Charity Governing Document

Governing Document Description
MEMORANDUM AND ARTICLES INCORPORATED 31 MAY 2023AS AMENDED BY SPECIAL RESOLUTION(S) DATED 10 DEC 2023AS AMENDED BY CERTIFICATE OF INCORPORATION ON CHANGE OF NAME DATED 13 JUN 2024AS AMENDED BY CERTIFICATE OF INCORPORATION ON CHANGE OF NAME DATED 10 JUL 2024
Charitable Objects
THE CHARITY'S OBJECTS (OBJECTS) ARE SPECIFICALLY RESTRICTED TO THE PREVENTION AND RELIEF OF POVERTY FOR THE PUBLIC BENEFIT IN PARTICULAR, BUT NOT EXCLUSIVELY, BY:(A) ADVANCING ENVIRONMENTAL PROTECTION AND CONSERVATION PROJECTS THAT WILL HELP TO PROTECT INDIVIDUALS AND COMMUNITIES IN OR AT RISK OF POVERTY AS A RESULT OF THE NEGATIVE IMPACT OF CLIMATE RISKS OR OTHER NATURAL DISASTERS; (B) MAKING GRANTS TO SUBSIDISE THE PURCHASE OF INSURANCE AND OTHER RISK TRANSFER PRODUCTS THAT WILL HELP TO PROTECT INDIVIDUALS AND COMMUNITIES WHICH (I) ARE IN OR AT RISK OF POVERTY AS A RESULT OF THE NEGATIVE IMPACT OF CLIMATE RISKS OR OTHER NATURAL DISASTERS; AND (II) DO NOT OTHERWISE HAVE THE FINANCIAL MEANS TO PURCHASE SUCH PRODUCTS; AND(C) UNDERTAKING, DIRECTLY OR INDIRECTLY, RESEARCH AND RISK-MODELLING IN CONNECTION WITH RESILIENCE-BUILDING PROJECTS AND THEIR CAPACITY TO PROTECT INDIVIDUALS AND COMMUNITIES IN OR AT RISK OF POVERTY THROUGH THE NEGATIVE IMPACT OF CLIMATE RISKS OR OTHER NATURAL DISASTERS.

10 Official extract

Charity Other Names

Charity Name Id
675806
Charity Name Type
Previous name
Charity Name
CLIMATE ACTION TRUST

11 Official extract

Charity Policy

Policy Name
Trustee conflicts of interest policy and procedures
Policy Name
Internal charity financial controls policy and procedures
Policy Name
Conflicting interests
Policy Name
Financial reserves policy and procedures
Policy Name
Safeguarding vulnerable beneficiaries
Policy Name
Safeguarding policy and procedures
Policy Name
Trustee expenses policy and procedures
Policy Name
Risk management
Policy Name
Internal risk management policy and procedures
Policy Name
Complaints policy and procedures
Policy Name
Bullying and harassment policy and procedures
Policy Name
Complaints handling