01 Identity
Scottish charity record
- OSCR charity number
- SC046263
- Status
- Active
- Regulatory type
- Cross Border
- Designated religious body
- No
- Geographical spread
- UK and overseas
- Volunteers
- Not supplied
- Staff
- 1,065
- Postcode
- LS2 8ER
02 Purpose and work
What the charity exists to do
Charitable purposes
- the prevention or relief of poverty
- the advancement of education
Beneficiaries
- Other defined groups
- No specific group, or for the benefit of the community
Activities
- It carries out activities or services itself
Constitutional objectives
3. The objects for which the Charity is established are:- 3.1 the prevention or relief of poverty amongst persons who are in debt (particularly in the United Kingdom) by:- (a) the provision of advice to assist such persons to re-schedule and refinance their borrowings. (b) the provision of financial education to enable such persons to manage their finances more effectively. (c) the establishment and support of counselling services to which such persons may resort for advice on debt matters generally. (d) the establishment of an insolvency practice to which such persons may resort as an alternative solution to debt problems. and (e) the establishment or support of such other services or products for the public benefit to assist in the relief of poverty. 3.2 to advance the education of the public in general (and particularly amongst persons in debt or at risk of falling into debt) on the subject of financial budgeting, financial products and financial services.
03 Annual returns
Income and expenditure history
| Year end | Income | Expenditure | Staff | Return received |
|---|---|---|---|---|
| 31 December 2025 | £64,519,000 | £61,850,000 | 1,065 | 5 August 2026 |
| 31 December 2024 | £58,431,000 | £59,525,000 | 1,065 | 12 August 2025 |
| 31 December 2023 | £54,731,000 | £59,467,000 | 1,065 | 15 August 2024 |
| 31 December 2022 | £62,002,000 | £59,938,000 | 1,065 | 9 August 2023 |
| 31 December 2021 | £60,976,000 | £61,590,000 | 1,065 | 1 September 2022 |
Figures are those reported by the charity and supplied in the OSCR bulk download. Blank facts remain distinct from zero.
04 Contact record
Principal office or trustees address
- Address supplied to OSCR
- StepChange Debt Charity, 123 Albion Street, Leeds
- Website supplied to OSCR
- www.stepchange.org
- Parent charity
- Not supplied
No direct external links on this profile. The official OSCR record and source documentation are available through BritDB’s dedicated source page.
05 Provenance
Source for this profile
© Crown Copyright and database right 2026. Contains information from the Scottish Charity Register supplied by the Office of the Scottish Charity Regulator and licensed under the Open Government Licence v.3.0. BritDB is an independent service and does not claim to be the Scottish Charity Register.