TXT In plain English
Company description
BRITISH UNITED PROVIDENT ASSOCIATION LIMITED(THE) is a UK company whose Companies House status is “Active” and whose registered company type is “PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)”. Incorporated on 3 April 1947; registered for 79 years; registered office reported in LONDON, UNITED KINGDOM. Its primary declared activity is 64205 · Activities of financial services holding companies, with 3 additional SIC activities reported.
This BritDB profile also contains linked public records: 1 PSC record, 1 procurement record. This description is assembled from public data, is not a reliability assessment, and should be checked against the cited sources before a legally significant decision.
Web facts are never added from a name match alone. Internet enrichment requires the exact Companies House ID in Wikidata, and ambiguous results are excluded.
01 Company overview
Identity and registration
- Official name
- BRITISH UNITED PROVIDENT ASSOCIATION LIMITED(THE)
- Company number
- 00432511
- Company type
- PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)
- Status
- Active
- Country of origin
- United Kingdom
- Dissolution date
- Not supplied
- Accounts category
- GROUP
- Mortgage charges
- 0 total · 0 outstanding · 0 satisfied
- Limited partnership members
- 0 general · 0 limited
A registered office is not necessarily a trading location. The address is reproduced from the Companies House bulk record and should be interpreted in that legal context.
02 Filing dates
Accounts and statements
Last accounts made up to
31 December 2025Next accounts due
30 September 2027Last statement made up to
27 June 2026Next statement due
11 July 2027BritDB does not infer overdue status when the source does not state it.
03 Workforce reporting
Gender pay gap
- Median bonus gap
- 69.9%
- Mean bonus gap
- 58.7%
- Women receiving bonus
- 92.8%
- Men receiving bonus
- 92.7%
- Women in top quartile
- 44.6%
- Women in upper middle quartile
- 48.3%
- Women in lower middle quartile
- 57.6%
- Women in lower quartile
- 58.9%
Earlier reporting years (8)
- 1000 to 499914.6% median hourly gap
- 1000 to 499916.6% median hourly gap
- 1000 to 499922.9% median hourly gap
- 1000 to 499923.2% median hourly gap
- 1000 to 499924.4% median hourly gap
- 1000 to 499923.0% median hourly gap
- 1000 to 499920.0% median hourly gap
- 1000 to 499920.2% median hourly gap
Positive gaps mean men were paid more; negative gaps mean women were paid more. These figures are employer-reported and describe the workforce distribution, not equal pay for the same job. The company link uses the exact Companies House number supplied by the service.
04 Supplier payments
Payment practices and performance
- Reporting period
- 1 January 2026 – 30 June 2026
- Filed
- 27 July 2026
- Shortest standard term
- 45 days
- Longest standard term
- 75 days
- E-invoicing offered
- Yes
- Supply-chain finance
- Not offered
- Payment codes
- No
- Construction retentions
- No retention clauses reported
Complete reported payment fields
- Policy regime
- Regime-3
- Financial period started
- 1 January 2026
- Qualifying contracts
- Yes
- Payments made
- Yes
- Invoice value paid within 30 days
- £99,759,967
- Invoice value paid in 31–60 days
- £48,376,713
- Invoice value paid after 60 days
- £11,112,731
- Invoice value paid outside agreed terms
- £21,382,950
- Invoices paid in 31–60 days
- 32.0%
- Invoices unpaid due to dispute
- 0.0%
- Maximum contractual payment period
- 75 days
- Supplier-list charging policy
- No
- Supplier-list charges made
- No
- Retention in all contracts
- No
- Retention in standard terms
- No
- Retention threshold
- Not supplied
- Standard retention rate
- Not supplied
- Retention compared with client
- Not supplied
- Retention compared with payments
- Not supplied
Reported terms and dispute process
- Standard payment terms
Our standard payment terms are to pay suppliers within 45 days from the end of the month in which we receive the relevant valid invoice from the supplier. We will always try to trade on these terms with all suppliers, except where there are material circumstances which may alter this standard approach.
- Other payment-term information
Bupa will extend more favourable terms of 30 day to SME, where requested.
- Dispute resolution process
Bupa seeks an amicable resolution of any supplier invoice disputes or escalations (or any other disputes). Invoices should be sent to APinvoices@bupa.com with a valid purchase order (where applicable). Bupa’s standard terms and conditions can be found here (https://procurement.bupa.com/web/pdfs/uk_standard_terms__conditions_of_purchase.pdf) which contain full details.
If the supplier has a dispute, they wish to raise they should notify Bupa in writing setting out full details of the issue in dispute formally (and to contractnotices@bupa.com). The dispute will be assessed by the Bupa representatives. Bupa will seek to resolve dispute within 15 business days.
If the parties are unable to resolve the dispute within 15 business days (despite endeavouring to promptly resolve) they are free to initiate further proceedings (whether Alternative Dispute Resolution or court proceedings).
Earlier payment reports (11 shown)
- 34.0 average days to pay9.0% outside terms
- 35.0 average days to pay7.0% outside terms
- 35.0 average days to pay6.0% outside terms
- 35.0 average days to pay6.0% outside terms
- 35.0 average days to pay6.0% outside terms
- 35.0 average days to pay8.0% outside terms
- 33.0 average days to pay6.0% outside terms
- 35.0 average days to pay9.0% outside terms
- 38.0 average days to pay12.0% outside terms
- 37.0 average days to pay9.0% outside terms
- 42.0 average days to pay11.0% outside terms
This is a company-submitted statutory disclosure, not a credit rating. BritDB preserves the reporting period and links the report only through the Companies House number supplied by the official service. Percentages describe payments made during that period and may change in later reports.
05 Global legal identity
Legal Entity Identifier
BRITISH UNITED PROVIDENT ASSOCIATION LIMITED(THE)
LEI 549300T5K5C5DBHXMC67 · jurisdiction GB
- Legal form
- 4GJI
- Entity category
- GENERAL
- Entity created
- 3 April 1947
- Initial LEI registration
- 17 July 2015
- LEI last updated
- 16 March 2026
- Next renewal
- 5 January 2027
- Managing LOU
- 213800WAVVOPS85N2205
- Legal address
- 1 ANGEL COURT, LONDON, GB-LND, EC2R 7HJ, GB
- Headquarters address
- 1 ANGEL COURT, LONDON, GB-LND, EC2R 7HJ, GB
GLEIF parent-reporting exceptions
DIRECT ACCOUNTING CONSOLIDATION PARENT
NO_KNOWN_PERSON
ULTIMATE ACCOUNTING CONSOLIDATION PARENT
NO_KNOWN_PERSON
LEI data provides global legal identity and source-reported relationships, not a credit or regulatory approval. BritDB links Level 1 identities only through GLEIF’s Companies House registration-authority identifier and exact company number; Level 2 parent and fund relationships and reporting exceptions are reproduced as supplied by GLEIF.
06 Supply-chain transparency
Modern slavery statement
- Organisation
- BRITISH UNITED PROVIDENT ASSOCIATION LIMITED(THE)
- Group submission
- Yes
- Statement period
- 1 January 2025 – 31 December 2025
- Approved
- 12 May 2026
- Sectors
- Financial, insurance and real estate activities Healthcare and pharmaceuticals
Organisation structure
Covered in the statement
Policies
Covered in the statement
Risk assessment
Covered in the statement
Due diligence
Covered in the statement
Training
Covered in the statement
Goals and KPIs
Covered in the statement
Full statement information supplied to the registry
- Reported turnover band
- Over £500 million
- Years producing statements
- More than 5 years
- ILO indicators included
- Not answered
- Registry record updated
- 9 June 2026
A registry entry records what the organisation declared in its statement. It is not an independent audit. Group statements can cover several companies; BritDB preserves each exact source-supplied company-number link and excludes approver names and email addresses.
07 Public procurement
Contracts Finder awards
Medical Insurance
British Transport Police · ocds-b5fd17-4cde80de-c1cd-4ffb-9d2c-ccb0059b36e3
- Supplier named in award
- BRITISH UNITED PROVIDENT ASSOCIATION LIMITED (The)
- Award value
- £39,000
- Contract period
- 1 July 2024 – 30 June 2025
- Published
- 23 July 2024
- Procedure
- Competitive quotation (below threshold)
- Main CPV
- 66512000
- Source release ID
- ocds-b5fd17-4cde80de-c1cd-4ffb-9d2c-ccb0059b36e3-2024-07-23T11:53:33+01:00
The supplier link is exact, but the award remains buyer-published procurement data. BritDB requires the GB-COH identifier supplied in the Contracts Finder OCDS release and does not infer suppliers from similar names.
08 Ownership and control
People with significant control
No individual or entity with signficant control
- Notified
- 6 April 2016
PSC records are company-filed public-register information. When the exact same displayed individual name occurs at multiple companies, BritDB offers a non-indexed cross-reference page. It is a name match only, not proof that the records describe the same person. Service addresses and partial dates of birth are deliberately omitted.
09 Charity register
Charity Commission links
No exact company-number link in this snapshot
The Charity Commission extract did not explicitly associate this Companies House number with a charity. BritDB does not use a name-only match to fill the gap.
This company-level check covers the Charity Commission for England and Wales. Links are accepted only when the official extract supplies this exact company registration number. Scottish charities now have separate OSCR profiles, but OSCR’s bulk fields do not provide a Companies House number, so BritDB does not infer a company link.
10 Northern Ireland charity register
CCNI exact company links
No unambiguous company-number link found
The CCNI source number did not resolve uniquely to this Companies House record. BritDB did not use a name or address match.
CCNI publishes company numbers without a jurisdiction prefix. BritDB links only when the plausible padded UK and NI candidates resolve to exactly one Companies House company.
11 Sanctions screening
UK Sanctions List
No exact business-registration-number link found
The imported UK Sanctions List did not supply this Companies House number as a UK-linked business identifier. BritDB did not attempt a name-only match.
No exact link is not sanctions clearance. UK restrictions can apply through ownership or control even where an entity is not separately named. Always use the current official list and obtain appropriate advice for a legally significant decision.
12 Public procurement
Find a Tender links
No exact GB-COH link in this snapshot
Find a Tender did not explicitly identify this Companies House number in a procurement party. BritDB did not attempt a name-only match.
These links use only the GB-COH identifier supplied in the procurement record. A company may have other public-sector work that is absent, older, below publication thresholds or published without a Companies House identifier.
13 Environmental register
Environment Agency waste registrations
No exact company-number registration linked
The licensed Environment Agency subset did not contain this exact Companies House number. BritDB did not attempt a name-only match.
This is a privacy-reduced, exact-company subset. The full official register also includes sole traders and applicants without a matching Companies House number. Check the current Environment Agency register before relying on registration status.
14 Nature of business
Standard Industrial Classification
Activities of other holding companies n.e.c.
Activities of head offices
Other business support service activities n.e.c.
15 Connected public record
Checks beyond the company register
Charity Commission
0 exact company-number links.
Northern Ireland charities
0 unambiguous company-number links.
Public contracts
0 procurement processes linked by exact GB-COH identifier.
Waste register
0 exact company-number registrations.
Corporate notices
The Gazette is not yet connected.
UK Sanctions List
No exact business-registration-number link in this report.
A checked source with no exact link is not a clean bill of health. Unchecked sources remain unknown, while sanctions may also apply through ownership or control of a listed person or entity.
16 Record timeline
Dates in the bulk record
- Confirmation statement
Latest confirmation statement made up to this date
- Accounts
Latest accounts made up to this date
- Incorporation
Company incorporated
17 Provenance
Sources for this profile
Identity, address, status, dates, SIC, previous names and mortgage totals.
Annual employer reports linked by the exact source-supplied Companies House number.
Statutory supplier-payment reports linked by the exact source-supplied Companies House number.
Global legal identities linked through Companies House registration authority RA000585.
Annual statement summaries linked by exact source company number.
Historic awards linked by exact source-supplied GB-COH company identifier.
Current and ceased significant-control records joined by exact company number.
Daily England and Wales extract matched only by the official company registration number.
Daily CCNI export with company links only where the source number resolves unambiguously.
Complete FCDO list checked by exact UK-linked business registration number.
Procurement parties checked only through exact GB-COH identifiers.
Licensed subset linked only by exact Companies House number.
Financial regulation and licences.
Companies House, Charity Commission, OSCR and UK Sanctions List information is public-register data. BritDB reproduces and organises it with source-specific limits; official external links are kept on the dedicated source pages.