CREATION FINANCIAL SERVICES LIMITED

Policies described

Freedom of workers to terminate employment Freedom of movement Freedom of association Prohibits any threat of violence, harassment and intimidation Prohibits compulsory overtime Prohibits child labour Prohibits discrimination Other

Training described

Your front line staff Procurement staff Other

Worker engagement and working conditions

Your suppliers Professional auditors Businesses in your industry or sector

Social audits

Third party audit arranged by your organisation Announced audit

Grievance mechanisms

Using anonymous whistleblowing services, such as a helpline or mobile phone app

Other monitoring

Group‑level Human Resources policies, which apply up to the Group's highest level and to its subsidiaries, and on agreements negotiated with employee representative bodies (2025 URD, p. 874).

Demonstrated progress

Acknowledging the challenges of assessing and addressing modern slavery and human trafficking issues, BNP Paribas remains committed to the review and enhancement of its own processes and policies, in order to continually improve their range and effectiveness. Please refer to the 'ASSESSING EFFECTIVENESS' section of our MSA Statement for additional information on all three categories (workforce, suppliers, clients) covered in our approach.

Reported risks and mitigations

• Risk: Workforce’s inherent risk
• Area: Within your own operations
• Mitigation: BNP Paribas is committed to providing a working environment in which all employees are treated fairly. In particular, the Group focuses on respect and the need to apply the most stringent norms of professional behavior, and rejects all forms of discrimination. The Group’s existing policies and procedures notably include an annual review of high-risk countries in terms of HR, as well as a monitoring of employees aged between 16 and 18 (two in 2025).
• Risk: Suppliers’ inherent risk
• Area: Within your supply chains
• Tier: Tier 2 suppliers Tier 3 suppliers and below
• Mitigation: BNP Paribas ESG risk management related to its suppliers and subcontractors hinges around the following elements: - an ESG risk mapping tool encompassing 13 themes, including modern slavery and child labour, - a ‘Sustainable Sourcing Charter’, - contractual clauses requiring compliance with the ILO conventions, - ESG questionnaires, - training of Procurement function employees,
• Risk: Client’s inherent risks (Banking and Financial Activities)
• Area: Our clients are part of our value chain, but not our supply chains or considered to be part of our own operations (internal activities).
• Group: Children Other vulnerable groups
• Mitigation: BNP Paribas ESG risk management system is based on: - development of financing and investment policies, - ESG Assessment, - respect of the Equator Principles , - integration of ESG criteria in the Know Your Customer process, - progressive integration of ESG criteria in lending and rating policies, - use of management and monitoring tools for these risks, - training of financing business lines and control functions - an operational control plan.