PARAGON FINANCE PLC (01917566) — UK company profile

TXT In plain English

Company description

BritDB description

PARAGON FINANCE PLC is a UK company whose Companies House status is “Active” and whose registered company type is “Public Limited Company”. Incorporated on 29 May 1985; registered for 41 years; registered office reported in SOLIHULL, WEST MIDLANDS. Its primary declared activity is 64921 · Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors.

This BritDB profile also contains linked public records: 2 PSC records, 30 trade marks. This description is assembled from public data, is not a reliability assessment, and should be checked against the cited sources before a legally significant decision.

Prepared from public dataChecked 31 August 2026 · 12 profile sources connected

How this description is built →

Web facts are never added from a name match alone. Internet enrichment requires the exact Companies House ID in Wikidata, and ambiguous results are excluded.

01 Company overview

Identity and registration

Snapshot 1 August 2026

Official name: PARAGON FINANCE PLC
Company number: 01917566
Company type: Public Limited Company
Status: Active
Country of origin: United Kingdom
Dissolution date: Not supplied
Accounts category: FULL
Mortgage charges: 9 total · 0 outstanding · 9 satisfied
Limited partnership members: 0 general · 0 limited

A registered office is not necessarily a trading location. The address is reproduced from the Companies House bulk record and should be interpreted in that legal context.

02 Filing dates

Accounts and statements

Companies House

AccountsBulk record

Last accounts made up to

30 September 2025

Next accounts due

31 March 2027

Confirmation statementBulk record

Last statement made up to

2 January 2026

Next statement due

16 January 2027

Filing source and official link →

BritDB does not infer overdue status when the source does not state it.

03 Workforce reporting

Gender pay gap

Reporting year 2025–2026

Employer size1000 to 4999

Median hourly gap33.6%

Mean hourly gap34.7%

Submitted26 March 2026

Submission deadline5 April 2026

Submission timingSubmitted by deadline

Median bonus gap: 2.0%
Mean bonus gap: 79.0%
Women receiving bonus: 95.1%
Men receiving bonus: 93.4%
Women in top quartile: 28.5%
Women in upper middle quartile: 41.9%
Women in lower middle quartile: 59.3%
Women in lower quartile: 71.2%

Earlier reporting years (8)

2024–20251000 to 499931.0% median hourly gap
2023–20241000 to 499933.2% median hourly gap
2022–20231000 to 499931.7% median hourly gap
2021–20221000 to 499936.4% median hourly gap
2020–20211000 to 499935.0% median hourly gap
2019–20201000 to 499931.3% median hourly gap
2018–20191000 to 499929.5% median hourly gap
2017–20181000 to 499922.8% median hourly gap

Positive gaps mean men were paid more; negative gaps mean women were paid more. These figures are employer-reported and describe the workforce distribution, not equal pay for the same job. The company link uses the exact Companies House number supplied by the service.

04 Supplier payments

Payment practices and performance

Period to 31 March 2026

Average time to pay20.0 days

Paid within 30 days86.0%

Paid after 60 days3.0%

Not paid within terms17.0%

Reporting period: 1 October 2025 – 31 March 2026
Filed: 30 April 2026
Shortest standard term: 30 days
Longest standard term: Not supplied
E-invoicing offered: No
Supply-chain finance: Not offered
Payment codes: The Fair Payment Code
Construction retentions: No qualifying construction contracts

Complete reported payment fields

Policy regime: Regime-3
Financial period started: 1 October 2025
Qualifying contracts: Yes
Payments made: Yes
Invoice value paid within 30 days: £18,363,423
Invoice value paid in 31–60 days: £3,463,933
Invoice value paid after 60 days: £387,887
Invoice value paid outside agreed terms: £3,947,995
Invoices paid in 31–60 days: 11.0%
Invoices unpaid due to dispute: 0.0%
Maximum contractual payment period: 30 days
Supplier-list charging policy: No
Supplier-list charges made: No

Reported terms and dispute process

Standard payment terms
Our most frequently used payment terms for qualifying contracts require payment within 30 days.
Other payment-term information
The Company is committed to the fair treatment of all suppliers and in return expects our suppliers to help deliver a high standard of service to its customers. The Company’s commitment to, and expectations of, suppliers are laid out in its Supplier Code of Conduct, which can be found on its corporate website at:
www.paragonbankinggroup.co.uk/who-we-are/governance/supplier-code-of-conduct.
All suppliers are provided with a guide to the company’s invoicing process as part of the onboarding process, which should help them to expedite payments.
Dispute resolution process
In the event of a dispute, we would expect the supplier to get in touch with their usual contact within the company to discuss the issue. The contact person (which will vary from contract to contract) would then aim to deal promptly with the complaint/dispute in accordance with the terms of the contract.
Any invoices under dispute would generally not be paid until the dispute is resolved, normal payment terms notwithstanding.

Earlier payment reports (11 shown)

30 September 202519.0 average days to pay13.0% outside terms
31 March 202521.0 average days to pay13.0% outside terms
30 September 202422.0 average days to pay15.0% outside terms
31 March 202423.0 average days to pay11.0% outside terms
30 September 202321.0 average days to pay14.0% outside terms
31 March 202328.0 average days to pay29.0% outside terms
30 September 202222.0 average days to pay18.0% outside terms
31 March 202221.0 average days to pay20.0% outside terms
30 September 202122.0 average days to pay19.0% outside terms
31 March 202130.0 average days to pay22.0% outside terms
30 September 202035.0 average days to pay36.0% outside terms

This is a company-submitted statutory disclosure, not a credit rating. BritDB preserves the reporting period and links the report only through the Companies House number supplied by the official service. Percentages describe payments made during that period and may change in later reports.

05 Global legal identity

Legal Entity Identifier

Snapshot 31 August 2026

ISSUED · ACTIVE

PARAGON FINANCE PLC

LEI 2138009TLEKVZSSHFC35 · jurisdiction GB

Legal form: B6ES
Entity category: GENERAL
Entity created: 29 May 1985
Initial LEI registration: 24 February 2014
LEI last updated: 30 January 2026
Next renewal: 2 March 2027
Managing LOU: 213800WAVVOPS85N2205
Legal address: 51 HOMER ROAD, SOLIHULL, GB-SOL, B91 3QJ, GB
Headquarters address: 51 HOMER ROAD, SOLIHULL, GB-SOL, B91 3QJ, GB

GLEIF Level 2 relationships

ACTIVE · PUBLISHED

IS DIRECTLY CONSOLIDATED BY

From LEI 2138009TLEKVZSSHFC35 to LEI 213800S1TDKIB1IUTS72

Related legal entity: PARAGON BANKING GROUP PLC →
Initial registration: 24 February 2014
Last updated: 30 January 2026
Next renewal: 2 March 2027
Validation sources: FULLY_CORROBORATED
Validation documents: ACCOUNTS_FILING
Relationship periods: Start: 2023-10-01T00:00:00Z; End: 2024-09-30T00:00:00Z; Type: ACCOUNTING_PERIOD; Start: 2018-01-03T00:00:00Z; Type: RELATIONSHIP_PERIOD
Qualifiers: Dimension: ACCOUNTING_STANDARD; Category: IFRS
Validation reference: https://find-and-update.company-information.service.gov.uk/company/01917566/filing-history/MzQ1MzY1NDM5NGFkaXF6a2N4/document?format=pdf&download=0

ACTIVE · PUBLISHED

IS ULTIMATELY CONSOLIDATED BY

From LEI 2138009TLEKVZSSHFC35 to LEI 213800S1TDKIB1IUTS72

Related legal entity: PARAGON BANKING GROUP PLC →
Initial registration: 24 February 2014
Last updated: 30 January 2026
Next renewal: 2 March 2027
Validation sources: FULLY_CORROBORATED
Validation documents: ACCOUNTS_FILING
Relationship periods: Start: 2023-10-01T00:00:00Z; End: 2024-09-30T00:00:00Z; Type: ACCOUNTING_PERIOD; Start: 2018-01-03T00:00:00Z; Type: RELATIONSHIP_PERIOD
Qualifiers: Dimension: ACCOUNTING_STANDARD; Category: IFRS
Validation reference: https://find-and-update.company-information.service.gov.uk/company/01917566/filing-history/MzQ1MzY1NDM5NGFkaXF6a2N4/document?format=pdf&download=0

LEI data provides global legal identity and source-reported relationships, not a credit or regulatory approval. BritDB links Level 1 identities only through GLEIF’s Companies House registration-authority identifier and exact company number; Level 2 parent and fund relationships and reporting exceptions are reproduced as supplied by GLEIF.

06 Supply-chain transparency

Modern slavery statement

Statement year 2026

Organisation: PARAGON FINANCE PLC
Group submission: Yes
Parent organisation: PARAGON BANKING GROUP PLC
Statement period: 1 October 2024 – 30 September 2025
Approved: 26 March 2026
Sectors: Financial, insurance and real estate activities

✓

Organisation structure

Covered in the statement

✓

Policies

Covered in the statement

✓

Risk assessment

Covered in the statement

✓

Due diligence

Covered in the statement

✓

Training

Covered in the statement

✓

Goals and KPIs

Covered in the statement

Full statement information supplied to the registry

Reported turnover band: Over £500 million
Years producing statements: More than 5 years
ILO indicators included: Not answered
Registry record updated: 31 March 2026

Policies described

Freedom of workers to terminate employment Freedom of movement Freedom of association Prohibits any threat of violence, harassment and intimidation Prohibits the use of worker-paid recruitment fees Prohibits compulsory overtime Prohibits child labour Prohibits discrimination Prohibits confiscation of workers' original identification documents Provides access to remedy, compensation and justice for victims of modern slavery

Training described

Your whole organisation Your front line staff Human resources Executive-level staff Procurement staff

Worker engagement and working conditions

Your suppliers Professional auditors Workers within your organisation Workers within your supply chain

Grievance mechanisms

Using anonymous whistleblowing services, such as a helpline or mobile phone app Through trade unions or other worker representative groups

Other monitoring

We monitored working conditions through supplier due‑diligence reviews, risk‑based supplier assessments, whistleblowing channels, and employee engagement and wellbeing support processes

Demonstrated progress

We strengthened our approach through KPI‑led monitoring: no modern slavery incidents were reported, 12% of suppliers identified as potential risk showed no material concerns, and training completion reached 100%. These results, alongside enhanced governance, supplier oversight and improved response processes, demonstrate continued progress.

A registry entry records what the organisation declared in its statement. It is not an independent audit. Group statements can cover several companies; BritDB preserves each exact source-supplied company-number link and excludes approver names and email addresses.

07 Data protection

ICO fee-payer registration

Candidate match

Tier 3

Paragon Finance PLC

Registration Z5357250

Registered from: 26 April 2001
Current end date: 25 April 2027

This is a candidate association, not an official Companies House link. The ICO file supplies no company number. The organisation name and postcode uniquely matched this company in the current snapshot. BritDB excludes all DPO contact fields and does not publish unmatched personal entries.

TM UK trade marks

Exact owner-name matches

30 records

Registered · UK00003085014

IDEM

Owner Paragon Finance PLC · classes 35,36

Filed / designated: 8 December 2014
Valid until / renewal due: 8 December 2024

PARAGON FINANCE PLC

Company description

Identity and registration

Accounts and statements

Gender pay gap

Payment practices and performance

Legal Entity Identifier

PARAGON FINANCE PLC

GLEIF Level 2 relationships

IS DIRECTLY CONSOLIDATED BY

IS ULTIMATELY CONSOLIDATED BY

Modern slavery statement

Organisation structure

Policies

Risk assessment

Due diligence

Training

Goals and KPIs

Policies described

Training described

Worker engagement and working conditions

Grievance mechanisms

Other monitoring

Demonstrated progress

ICO fee-payer registration

Paragon Finance PLC

Exact owner-name matches

IDEM

IDEM

IDEM CAPITAL

IDEM CAPITAL

IDEM SERVICING

IDEM SERVICING

MORTGAGE TRUST

MOORGATE

MOORGATE

MOORGATE LOAN SERVICING

MOORGATE LOAN SERVICING

REDBRICK

REDBRICK

REDBRICK SURVEY AND VALUATION

LANDLORD CENTRE

LANDLORD CENTRE

TBMC

TBMC

REDBRICK SURVEY AND VALUATION

PARAGON

PARAGON

PARAGON BANK

PARAGON BANK

PARAGON CAR FINANCE

PARAGON CAR FINANCE

PARAGON LANDLORD INSURANCE

PARAGON LANDLORD INSURANCE

PARAGON MORTGAGES

PARAGON MORTGAGES

PARAGON PERSONAL FINANCE

People with significant control

Paragon Bank Plc

Paragon Banking Group Plc

Charity Commission links

No exact company-number link in this snapshot

CCNI exact company links

No unambiguous company-number link found

UK Sanctions List

No exact business-registration-number link found

Find a Tender links

No exact GB-COH link in this snapshot

Environment Agency waste registrations

No exact company-number registration linked

Standard Industrial Classification

Checks beyond the company register

Charity Commission

Northern Ireland charities

Public contracts

Waste register

Corporate notices

UK Sanctions List

Dates in the bulk record

Latest confirmation statement made up to this date