TXT In plain English
Company description
PAYMENTSHIELD LIMITED is a UK company whose Companies House status is “Active” and whose registered company type is “Private Limited Company”. Incorporated on 6 July 1992; registered for 34 years; registered office reported in SOUTHPORT, UNITED KINGDOM. Its primary declared activity is 64999 · Financial intermediation not elsewhere classified.
This BritDB profile also contains linked public records: 2 PSC records, 30 trade marks. This description is assembled from public data, is not a reliability assessment, and should be checked against the cited sources before a legally significant decision.
Web facts are never added from a name match alone. Internet enrichment requires the exact Companies House ID in Wikidata, and ambiguous results are excluded.
01 Company overview
Identity and registration
- Official name
- PAYMENTSHIELD LIMITED
- Company number
- 02728936
- Company type
- Private Limited Company
- Status
- Active
- Country of origin
- United Kingdom
- Dissolution date
- Not supplied
- Accounts category
- FULL
- Mortgage charges
- 17 total · 0 outstanding · 17 satisfied
- Limited partnership members
- 0 general · 0 limited
A registered office is not necessarily a trading location. The address is reproduced from the Companies House bulk record and should be interpreted in that legal context.
02 Filing dates
Accounts and statements
Last accounts made up to
31 December 2025Next accounts due
30 September 2027Last statement made up to
24 July 2026Next statement due
7 August 2027BritDB does not infer overdue status when the source does not state it.
03 Workforce reporting
Gender pay gap
- Median bonus gap
- 27.0%
- Mean bonus gap
- 44.0%
- Women receiving bonus
- 83.0%
- Men receiving bonus
- 83.0%
- Women in top quartile
- 34.0%
- Women in upper middle quartile
- 51.0%
- Women in lower middle quartile
- 42.0%
- Women in lower quartile
- 52.0%
Earlier reporting years (4)
- Less than 25026.6% median hourly gap
- Less than 25011.7% median hourly gap
- 250 to 49922.2% median hourly gap
- 250 to 49910.9% median hourly gap
Positive gaps mean men were paid more; negative gaps mean women were paid more. These figures are employer-reported and describe the workforce distribution, not equal pay for the same job. The company link uses the exact Companies House number supplied by the service.
04 Supplier payments
Payment practices and performance
- Reporting period
- 1 January 2026 – 30 June 2026
- Filed
- 30 July 2026
- Shortest standard term
- 14 days
- Longest standard term
- 30 days
- E-invoicing offered
- No
- Supply-chain finance
- Not offered
- Payment codes
- No
- Construction retentions
- No qualifying construction contracts
Complete reported payment fields
- Policy regime
- Regime-3
- Financial period started
- 1 January 2026
- Qualifying contracts
- Yes
- Payments made
- Yes
- Invoice value paid within 30 days
- £367,005
- Invoice value paid in 31–60 days
- £504,899
- Invoice value paid after 60 days
- £188,036
- Invoice value paid outside agreed terms
- £594,415
- Invoices paid in 31–60 days
- 30.0%
- Invoices unpaid due to dispute
- 0.0%
- Maximum contractual payment period
- 30 days
- Supplier-list charging policy
- No
- Supplier-list charges made
- No
Reported terms and dispute process
- Standard payment terms
30 days from date of invoice
- Dispute resolution process
Suppliers are contacted to notify them if there is an issue with the invoice, service or goods. The business representative who ordered the goods/services from the supplier then works to resolve any issue with their contact at the supplier. The supplier can also contact the finance team regarding payment. Disputes will be escalated up the management chain if not satisfactorily resolved.
Earlier payment reports (11 shown)
- 44.0 average days to pay80.0% outside terms
- 40.0 average days to pay69.0% outside terms
- 36.0 average days to pay36.0% outside terms
- 33.0 average days to pay37.0% outside terms
- 37.0 average days to pay26.0% outside terms
- 53.0 average days to pay35.0% outside terms
- 34.0 average days to pay50.0% outside terms
- 29.0 average days to pay41.0% outside terms
- 29.0 average days to pay53.0% outside terms
- 36.0 average days to pay75.0% outside terms
- 37.0 average days to pay70.0% outside terms
This is a company-submitted statutory disclosure, not a credit rating. BritDB preserves the reporting period and links the report only through the Companies House number supplied by the official service. Percentages describe payments made during that period and may change in later reports.
TM UK trade marks
Exact owner-name matches
Paymentshield Home & Protect
Owner Paymentshield Limited · classes 36
- Filed / designated
- 6 June 2014
- Valid until / renewal due
- 6 June 2024
Paymentshield Home and Protect
Owner Paymentshield Limited · classes 36
- Filed / designated
- 5 June 2014
- Valid until / renewal due
- 5 June 2024
Paymentshield Home & Protect
Owner Paymentshield Limited · classes 36
- Filed / designated
- 5 June 2014
- Valid until / renewal due
- 5 June 2024
British Insurance Services
Owner Paymentshield Limited · classes 36
- Filed / designated
- 2 April 2014
- Valid until / renewal due
- 2 April 2024
BRITISH INSURANCE
Owner Paymentshield Limited · classes 36
- Filed / designated
- 16 November 2012
- Valid until / renewal due
- 16 November 2022
protection4you
Owner Paymentshield Limited · classes 36
- Filed / designated
- 14 June 2011
- Valid until / renewal due
- 14 June 2021
FREEFIRST
Owner Paymentshield Limited · classes 36
- Filed / designated
- 9 February 2011
- Valid until / renewal due
- 9 February 2021
MORTGAGE PROTECTOR SOLO
Owner Paymentshield Limited · classes 36
- Filed / designated
- 27 April 2009
- Valid until / renewal due
- 27 April 2019
BRITISH INSURANCE
Owner Paymentshield Limited · classes 36
- Filed / designated
- 28 December 2006
- Valid until / renewal due
- 28 December 2026
B I
Owner Paymentshield Limited · classes 36
- Filed / designated
- 19 July 2006
- Valid until / renewal due
- 19 July 2026
BRITISHINSURANCE.COM
Owner Paymentshield Limited · classes 36
- Filed / designated
- 25 October 2005
- Valid until / renewal due
- 25 October 2025
BRITISH PROTECTION
Owner Paymentshield Limited · classes 36
- Filed / designated
- 4 May 2005
- Valid until / renewal due
- 4 May 2025
british assurance
Owner Paymentshield Limited · classes 36
- Filed / designated
- 8 April 2005
- Valid until / renewal due
- 8 April 2025
british reinsurance
Owner Paymentshield Limited · classes 36
- Filed / designated
- 8 April 2005
- Valid until / renewal due
- 8 April 2025
Figurative mark
Owner Paymentshield Limited · classes 36
- Filed / designated
- 30 March 2005
- Valid until / renewal due
- 30 March 2025
british loans
Owner Paymentshield Limited · classes 36
- Filed / designated
- 3 March 2005
- Valid until / renewal due
- 3 March 2025
british insurance
Owner Paymentshield Limited · classes 36
- Filed / designated
- 7 January 2005
- Valid until / renewal due
- 7 January 2025
FREESTART
Owner Paymentshield Limited · classes 36
- Filed / designated
- 21 April 2004
- Valid until / renewal due
- 21 April 2024
british
Owner Paymentshield Limited · classes 36
- Filed / designated
- 14 August 2003
- Valid until / renewal due
- 14 August 2023
PROTECTING YOUR CLIENTS IS AN ESSENTIAL PART OF YOUR JOB, PROTECTING YOUR FUTURE IS AN ESSENTIAL PART OF YOUR LIFE. WITH INERTIA IT'S NEVER BEEN EASIER!
Owner Paymentshield Limited · classes 36
- Filed / designated
- 18 February 2003
- Valid until / renewal due
- 18 February 2023
INERTIA
Owner Paymentshield Limited · classes 36
- Filed / designated
- 26 April 2001
- Valid until / renewal due
- 26 April 2021
LOANSHIELD
Owner Paymentshield Limited · classes 36
- Filed / designated
- 15 June 1998
- Valid until / renewal due
- 15 June 2018
INCOMESHIELD
Owner Paymentshield Limited · classes 36
- Filed / designated
- 15 June 1998
- Valid until / renewal due
- 15 June 2018
MORTGAGESHIELD
Owner Paymentshield Limited · classes 36
- Filed / designated
- 15 June 1998
- Valid until / renewal due
- 15 June 2018
PAYMENTSHIELD
Owner Paymentshield Limited · classes 36
- Filed / designated
- 26 March 1998
- Valid until / renewal due
- 26 March 2018
BRITISHRE
Owner Paymentshield Limited · classes 36
- Filed / designated
- 11 April 2005
- Valid until / renewal due
- 11 April 2015
BRITISH-RE
Owner Paymentshield Limited · classes 36
- Filed / designated
- 11 April 2005
- Valid until / renewal due
- 11 April 2015
british reassurance
Owner Paymentshield Limited · classes 36
- Filed / designated
- 8 April 2005
- Valid until / renewal due
- 8 April 2015
BONUL
Owner Paymentshield Limited · classes 36
- Filed / designated
- 29 December 2004
- Valid until / renewal due
- 29 December 2014
Protecting your clients is an essential part of your job, protecting your future is an essential part of your life. With PAYMENTSHIELD it's never been easier
Owner Paymentshield Limited · classes 36
- Filed / designated
- 15 June 2004
- Valid until / renewal due
- 15 June 2014
This is an exact normalised company-name match, not a registrar-confirmed ownership link. Another legal entity can have the same or a very similar name. UKIPO data is a historical 2018 snapshot; verify the owner and current status before relying on it.
05 Ownership and control
People with significant control
Paymentshield Group Holdings Limited
- Owns 75% or more of shares
- Controls 75% or more of voting rights
- Can appoint or remove directors
- Legal authority
- Companies Act 2006
- Legal form
- Paymentshield Group Holdings Limited
- Notified
- 8 February 2019
Paymentshield Holdings Limited
- Owns 75% or more of shares
- Controls 75% or more of voting rights
- Can appoint or remove directors
- Country registered
- England
- Legal authority
- Companies Act 2006
- Legal form
- Company Limited By Shares
- Place registered
- Companies House Cardiff
- Registration number
- 05131340
- Notified
- 6 April 2016
- Ceased
- 8 February 2019
PSC records are company-filed public-register information. When the exact same displayed individual name occurs at multiple companies, BritDB offers a non-indexed cross-reference page. It is a name match only, not proof that the records describe the same person. Service addresses and partial dates of birth are deliberately omitted.
06 Charity register
Charity Commission links
No exact company-number link in this snapshot
The Charity Commission extract did not explicitly associate this Companies House number with a charity. BritDB does not use a name-only match to fill the gap.
This company-level check covers the Charity Commission for England and Wales. Links are accepted only when the official extract supplies this exact company registration number. Scottish charities now have separate OSCR profiles, but OSCR’s bulk fields do not provide a Companies House number, so BritDB does not infer a company link.
07 Northern Ireland charity register
CCNI exact company links
No unambiguous company-number link found
The CCNI source number did not resolve uniquely to this Companies House record. BritDB did not use a name or address match.
CCNI publishes company numbers without a jurisdiction prefix. BritDB links only when the plausible padded UK and NI candidates resolve to exactly one Companies House company.
08 Sanctions screening
UK Sanctions List
No exact business-registration-number link found
The imported UK Sanctions List did not supply this Companies House number as a UK-linked business identifier. BritDB did not attempt a name-only match.
No exact link is not sanctions clearance. UK restrictions can apply through ownership or control even where an entity is not separately named. Always use the current official list and obtain appropriate advice for a legally significant decision.
09 Public procurement
Find a Tender links
No exact GB-COH link in this snapshot
Find a Tender did not explicitly identify this Companies House number in a procurement party. BritDB did not attempt a name-only match.
These links use only the GB-COH identifier supplied in the procurement record. A company may have other public-sector work that is absent, older, below publication thresholds or published without a Companies House identifier.
10 Environmental register
Environment Agency waste registrations
No exact company-number registration linked
The licensed Environment Agency subset did not contain this exact Companies House number. BritDB did not attempt a name-only match.
This is a privacy-reduced, exact-company subset. The full official register also includes sole traders and applicants without a matching Companies House number. Check the current Environment Agency register before relying on registration status.
11 Nature of business
Standard Industrial Classification
12 Connected public record
Checks beyond the company register
Charity Commission
0 exact company-number links.
Northern Ireland charities
0 unambiguous company-number links.
Public contracts
0 procurement processes linked by exact GB-COH identifier.
Waste register
0 exact company-number registrations.
Corporate notices
The Gazette is not yet connected.
UK Sanctions List
No exact business-registration-number link in this report.
A checked source with no exact link is not a clean bill of health. Unchecked sources remain unknown, while sanctions may also apply through ownership or control of a listed person or entity.
13 Record timeline
Dates in the bulk record
- Confirmation statement
Latest confirmation statement made up to this date
- Accounts
Latest accounts made up to this date
- Incorporation
Company incorporated
14 Provenance
Sources for this profile
Identity, address, status, dates, SIC, previous names and mortgage totals.
Annual employer reports linked by the exact source-supplied Companies House number.
Statutory supplier-payment reports linked by the exact source-supplied Companies House number.
Current and ceased significant-control records joined by exact company number.
Daily England and Wales extract matched only by the official company registration number.
Daily CCNI export with company links only where the source number resolves unambiguously.
Complete FCDO list checked by exact UK-linked business registration number.
Procurement parties checked only through exact GB-COH identifiers.
Licensed subset linked only by exact Companies House number.
Financial regulation and licences.
Companies House, Charity Commission, OSCR and UK Sanctions List information is public-register data. BritDB reproduces and organises it with source-specific limits; official external links are kept on the dedicated source pages.