01 Company overview
Identity and registration
- Official name
- ADVISORY INSURANCE BROKERS LIMITED
- Company number
- 04043759
- Company type
- Private Limited Company
- Status
- Active
- Country of origin
- United Kingdom
- Dissolution date
- Not supplied
A registered office is not necessarily a trading location. The address is reproduced from the Companies House bulk record and should be interpreted in that legal context.
02 Filing dates
Accounts and statements
Last accounts made up to
31 December 2024Next accounts due
30 September 2026Last statement made up to
15 June 2026Next statement due
29 June 2027BritDB does not infer overdue status when the source does not state it.
03 Workforce reporting
Gender pay gap
- Median bonus gap
- 36.0%
- Mean bonus gap
- 69.0%
- Women receiving bonus
- 67.0%
- Men receiving bonus
- 69.0%
- Women in top quartile
- 24.0%
- Women in lower quartile
- 59.0%
Earlier reporting years (7)
- 1000 to 499921.0% median hourly gap
- 1000 to 499923.0% median hourly gap
- 1000 to 499915.0% median hourly gap
- 1000 to 499927.5% median hourly gap
- 1000 to 499928.4% median hourly gap
- 1000 to 499926.0% median hourly gap
- 1000 to 499927.6% median hourly gap
Positive gaps mean men were paid more; negative gaps mean women were paid more. These figures are employer-reported and describe the workforce distribution, not equal pay for the same job. The company link uses the exact Companies House number supplied by the service.
04 Supplier payments
Payment practices and performance
- Reporting period
- 1 July 2025 – 31 December 2025
- Filed
- 26 January 2026
- Shortest standard term
- 30 days
- Longest standard term
- 45 days
- E-invoicing offered
- No
- Supply-chain finance
- Not offered
- Payment codes
- No
- Construction retentions
- No qualifying construction contracts
Reported terms and dispute process
- Standard payment terms
All undisputed payments will be made within 30 days of receipt of a correct, valid and complete invoice.
- Dispute resolution process
Complaints by suppliers are generally resolved through an escalated good faith negotiation procedure. Any resolution is specific to and agreed upon with each supplier.
Earlier payment reports (11 shown)
- 30.0 average days to pay41.0% outside terms
- 26.0 average days to pay23.0% outside terms
- 29.0 average days to pay28.0% outside terms
- 32.0 average days to pay46.0% outside terms
- 32.0 average days to pay52.0% outside terms
- 31.0 average days to pay54.0% outside terms
- 30.0 average days to pay40.0% outside terms
- 32.0 average days to pay59.0% outside terms
- 36.0 average days to pay70.0% outside terms
- 40.0 average days to pay60.0% outside terms
- 38.0 average days to pay72.0% outside terms
This is a company-submitted statutory disclosure, not a credit rating. BritDB preserves the reporting period and links the report only through the Companies House number supplied by the official service. Percentages describe payments made during that period and may change in later reports.
05 Data protection
ICO fee-payer registration
Advisory Insurance Brokers Limited
Registration Z3593590
- Registered from
- 13 March 2013
- Current end date
- 12 March 2027
- Trading names
- Ainleys Insurance Brokers Ossett, AMS Insurance Solutions, Antur, BC Ice Cream and Catering Vans, Berkeley Alexander, Boyd Insurance, BP Insurance Brokers, C B Hughes, Chambers and Newman, Cover 4 Sport, Cover4Dogwalkers.com, Cover4Fitness.com, Cover4Zumba, Cover4Cheerleaders, Drayton, EHA Insurance Services, Elite Rowing, Four Counties, Guy Penn & Company, Hera Indemnity, Johnstone Insurance Services, Knighthood Corporate Services, Lockyers, Lockyers Commercial, Martinez & Partners, MartialGuard, MCM Insurance Services, McMorrow Murphy, Nugent Debenham, Pace Ward, Professional for Professionals, Sentinel, Sky Cover, The Education Broker, Thompson and Bryan, T&R Farming, T&R Insurance, Thompson & Richardson Group, Towergate Bakers, Towergate Chapman Stevens, Towergate Equine, Towergate Farm & Equine Insurance, Towergate Farm Insurance, Towergate Insurance - Smart Motor, Towergate Insurance (incorporating Harry Fort Insurance Brokers), Towergate Insurance (incorporating Irvine Insurance), Towergate Insurance (Incorporating William Rogers Insurance Brokers), Towergate Insurance Devon, Towergate Insurance Didcot, Towergate Insurance South West, Towergate Private Clients, Towergate Professional Indemnity, Towergate Telford, Towergate Travel, Towergate Trucks, Walker Midgley Insurance Brokers, Waveney Group Schemes, Weald Insurance Brokers, Weald Professions, Your Insurance, CCV Risk Solutions, Southport Insurance Brokers, Anderson & Co. (Insurance Brokers), CHAS Protect, Air Underwriting, Air Risk Solutions, Alice Castle, Appletons, BC Offshore & Marine, BC Underwriting, Bennet Christmas, Bennett Christmas Insurance Brokers, Bernard Saxon General Insurance Services, Bishops Skinnner, Boyd & Company, Boyd, Boswell Aftermarket, BPIB, BSIS, Camerasure, Christie Insurance, Cover4Collections, Cover4RTM.com, Cover4Dance, Dawson Whyte, Finch Commercial Insurance Brokers, Footman James, Guy Penn, HAE Insurance Services, Headley Insurance Services, Hughes & King, Hugh J Boswell, Johnstone Insurance Brokers, RJP Marine Insurance Services, Marionette Facilities, Mastercover, Morgan Insurance Consultants, Morgan Law Insurance Brokers, Newberry Motor Trade, PB Curran, Perry Appletons, The Professional Indemnity Company, Oyster, Property Risk Solutions, Richard V Wallis Insurance Brokers, Robinson Buckley, Schofield, Suddards, Safedrive, Saffron, Sorvio, Smith & Pinching General Insurance Services, The Towergate Partnership, Thompson & Richardson, Thompson & Richardson Insurance Brokers, Towergate, Towergate Allseasons, Towergate Camerasure, Towergate Corporate, Towergate Credit, Towergate Credit and Financial Risks, Towergate Dawson Whyte, Towergate Health and Beauty, Towergate Holiday Caravans, Towergate Insurance, Towergate Insurance (Incorporating Gill Knott Insurance Services), Towergate Insurance (Incorporating Grenvilles), Towergate Insurance Brokers, Towergate Insurance Cornwall, Towergate Insurance Gloucestershire, Towergate Insurance Marine, Towergate Insurance Motor, Towergate Insurance Somerset, Towergate Licensed Trade, Towergate Riskline, Towergate Taxi, Truckquote, Waveney, Everywhen, Westfield Insurance Brokers, Hensure Business Insurance Consultants, Rollinson Smith
This is a candidate association, not an official Companies House link. The ICO file supplies no company number. The organisation name and postcode uniquely matched this company in the current snapshot. BritDB excludes all DPO contact fields and does not publish unmatched personal entries.
06 Public procurement
Contracts Finder awards
Specialist Insurance Policy (Terrorism Cover)
THIRTEEN HOUSING GROUP LIMITED · ocds-b5fd17-3db05990-6614-43f2-b4f6-b8a53d39efc5
- Award value
- £75,040
- Contract period
- 1 October 2024 – 30 September 2025
- Procedure
- Other - Direct Award - Proprietary Product
Staff Absence Insurance
STAFFORDSHIRE UNIVERSITY ACADEMIES TRUST · ocds-b5fd17-b5975bfd-7c02-4ca6-a8dc-7979e69af7b0
- Award value
- £76,745.48
- Contract period
- 1 September 2024 – 31 August 2025
- Procedure
- Call-off from a framework agreement
RBGKEW1247 New Herbarium Project - Transport Consultant
Board of Trustees of the Royal Botanic Gardens Kew · ocds-b5fd17-b8824acd-77cb-43b3-a0fe-657fa924faf6
- Award value
- £36,000
- Contract period
- 15 January 2024 – 14 December 2025
- Procedure
- Single tender action (below threshold)
Insurance and Related Services 3
Crown Commercial Service · ocds-b5fd17-273002cd-1c48-4c48-ae5c-8cce59ff0d9a
- Award value
- £400,000,000
- Contract period
- 11 February 2020 – 10 February 2024
- Procedure
- Open procedure (above threshold)
The supplier link is exact, but the award remains buyer-published procurement data. BritDB requires the GB-COH identifier supplied in the Contracts Finder OCDS release and does not infer suppliers from similar names.
07 Ownership and control
People with significant control
Ardonagh Advisory Broking Holdings Limited
- Owns 75% or more of shares
- Controls 75% or more of voting rights
- Can appoint or remove directors
- Notified
- 6 March 2019
Towergate Insurance Limited
- Owns 75% or more of shares
- Controls 75% or more of voting rights
- Notified
- 6 April 2016
- Ceased
- 6 March 2019
PSC records are company-filed public-register information. When the exact same displayed individual name occurs at multiple companies, BritDB offers a non-indexed cross-reference page. It is a name match only, not proof that the records describe the same person. Service addresses and partial dates of birth are deliberately omitted.
08 Charity register
Charity Commission links
No exact company-number link in this snapshot
The Charity Commission extract did not explicitly associate this Companies House number with a charity. BritDB does not use a name-only match to fill the gap.
This company-level check covers the Charity Commission for England and Wales. Links are accepted only when the official extract supplies this exact company registration number. Scottish charities now have separate OSCR profiles, but OSCR’s bulk fields do not provide a Companies House number, so BritDB does not infer a company link.
09 Northern Ireland charity register
CCNI exact company links
No unambiguous company-number link found
The CCNI source number did not resolve uniquely to this Companies House record. BritDB did not use a name or address match.
CCNI publishes company numbers without a jurisdiction prefix. BritDB links only when the plausible padded UK and NI candidates resolve to exactly one Companies House company.
10 Sanctions screening
UK Sanctions List
No exact business-registration-number link found
The imported UK Sanctions List did not supply this Companies House number as a UK-linked business identifier. BritDB did not attempt a name-only match.
No exact link is not sanctions clearance. UK restrictions can apply through ownership or control even where an entity is not separately named. Always use the current official list and obtain appropriate advice for a legally significant decision.
11 Public procurement
Find a Tender links
Insurance and related services for Property, legal liability and other general (non-life) insurable risks, as required by Accent Group Ltd.
ACCENT HOUSING LIMITED · updated 17 August 2026
- Tender value
- £12,130,000
- Awards
- 3
Provision of Insurance and Related Services to Havebury Housing Partnership
Havebury Housing Partnership · updated 11 May 2026
- Tender value
- £150,000
- Awards
- 6
Provision of Insurance and Related Services to Ocean Housing Group Limited
Ocean Housing Group Limited · updated 30 April 2026
- Tender value
- £11,000
- Awards
- 14
Provision of Insurance and Related Services to Cottsway Housing Association
Cottsway Housing Association · updated 23 April 2026
- Tender value
- £2,659,000
- Awards
- 6
Provision of Insurance and Related Services to Sussex Housing & Care
Sussex Housing & Care · updated 20 March 2026
- Tender value
- £410,000
- Awards
- 6
Insurance Services
LONDON & QUADRANT HOUSING TRUST · updated 17 March 2026
- Tender value
- Not supplied
- Awards
- 9
Insurance Broker Services
ASTER GROUP LIMITED · updated 21 July 2026
- Tender value
- £14,100,000
- Awards
- 7
These links use only the GB-COH identifier supplied in the procurement record. A company may have other public-sector work that is absent, older, below publication thresholds or published without a Companies House identifier.
12 Environmental register
Environment Agency waste registrations
No exact company-number registration linked
The licensed Environment Agency subset did not contain this exact Companies House number. BritDB did not attempt a name-only match.
This is a privacy-reduced, exact-company subset. The full official register also includes sole traders and applicants without a matching Companies House number. Check the current Environment Agency register before relying on registration status.
13 Nature of business
Standard Industrial Classification
Non-life insurance
Non-life reinsurance
Activities of insurance agents and brokers
14 Connected public record
Checks beyond the company register
Charity Commission
0 exact company-number links.
Northern Ireland charities
0 unambiguous company-number links.
Public contracts
7 procurement processes linked by exact GB-COH identifier.
Waste register
0 exact company-number registrations.
Corporate notices
The Gazette is not yet connected.
UK Sanctions List
No exact business-registration-number link in this report.
A checked source with no exact link is not a clean bill of health. Unchecked sources remain unknown, while sanctions may also apply through ownership or control of a listed person or entity.
15 Record timeline
Dates in the bulk record
- Confirmation statement
Latest confirmation statement made up to this date
- Accounts
Latest accounts made up to this date
- Company name
Previous name: TOWERGATE UNDERWRITING GROUP LIMITED
- Incorporation
Company incorporated
16 Provenance
Sources for this profile
Identity, address, status, dates, SIC, previous names and mortgage totals.
Annual employer reports linked by the exact source-supplied Companies House number.
Statutory supplier-payment reports linked by the exact source-supplied Companies House number.
Privacy-reduced candidate associations based on a unique exact name-and-postcode match.
Historic awards linked by exact source-supplied GB-COH company identifier.
Current and ceased significant-control records joined by exact company number.
Daily England and Wales extract matched only by the official company registration number.
Daily CCNI export with company links only where the source number resolves unambiguously.
Complete FCDO list checked by exact UK-linked business registration number.
Procurement parties checked only through exact GB-COH identifiers.
Licensed subset linked only by exact Companies House number.
Financial regulation and licences.
Companies House, Charity Commission, OSCR and UK Sanctions List information is public-register data. BritDB reproduces and organises it with source-specific limits; official external links are kept on the dedicated source pages.