AIB GROUP (UK) P.L.C.

Policies described

Freedom of workers to terminate employment Freedom of movement Freedom of association Prohibits any threat of violence, harassment and intimidation Prohibits compulsory overtime Prohibits child labour Prohibits discrimination Prohibits confiscation of workers' original identification documents Provides access to remedy, compensation and justice for victims of modern slavery

Training described

Your whole organisation Procurement staff

Worker engagement and working conditions

Your suppliers Trade unions or worker representative groups Workers within your organisation Businesses in your industry or sector

Grievance mechanisms

Using anonymous whistleblowing services, such as a helpline or mobile phone app Through trade unions or other worker representative groups

Other monitoring

We monitor working conditions across operations and supply chains through due diligence, engagement, surveys, whistleblowing and complaints, supporting issue identification and supplier oversight.

Demonstrated progress

In 2025, we strengthened measures to prevent Modern Slavery across our value chain. We introduced an enhanced Whistleblowing Policy with an anonymous external portal and advocacy network, published a Supplier Sustainability Handbook, and reinforced our Code through training and attestations. We delivered 66,028 hours of vulnerability training, achieved an A rating in CDP's Supplier Engagement Assessment 2025 and improved payment practices, with reduced average payment times of supplier invoices.

Reported risks and mitigations

• Risk: In 2025 AIB continued to focus on our customer risk, both from an account opening and transactional perspective.
• Area: Within your own operations
• Group: Women Migrants Refugees Children
• Location: United Kingdom Ireland
• Mitigation: The Group’s account opening process uses a well‑established, risk‑based customer screening approach. Customer due diligence (CDD) assesses money laundering risk and applies enhanced ratings to higher‑risk business customers, including those with potential Modern Slavery exposure due to their operations or supply chains. Front-line staff are trained to identify vulnerable customers, such as those lacking control over documents or acting under duress, with support available where concerns arise.
• Risk: In 2025 AIB continued to focus on our Supplier risk, in relation to both new engagements and renewal of contract.
• Area: Within your supply chains
• Tier: Tier 1 suppliers Tier 2 suppliers Tier 3 suppliers and below
• Mitigation: Our supplier due diligence reflects the nature, value, complexity, and criticality of services procured. We use market intelligence, defined selection criteria, and best‑in‑class tools to identify suitable suppliers. High‑value or high‑risk services undergo enhanced due diligence on the supplier and service model, while lower‑risk or lower‑value suppliers are subject to standard financial and sanctions checks.